Just Say NOvember 2013!!!

thriftylass

Just quickly, third spend day today. Will update my numbets on Monday and catch up on posts hopefully tonight.

Have a good day

MrsGSR

Hello, been a busy day for me today.
Made some pizza dough for tea and already planned cottage pie for tomorrow.
Did some colouring in at the table with the children.
My mum came round and bought some soup my dad had made for lunch which was lovely.
I had to pop out to Poundstretcher to get a few bits for the children, total of £3.89 so a spendy day.
Got a tenner on the food budget to last till the 25th... definitely eating down the chest freezer and the food cupboard well! Need to invent more from the kitchen freezer!
Also I have been planning the children's Christmas presents, stockings £10 each and then £60 each, that's includes a joint gift of crafty stuff and wooden building blocks.
Also had a genius idea at 1.30am this morning with regards to party presents, I'm going to buy these using vouchers from the surveys and build up a present drawer, I'm rather impressed with myself!
So homemade pizza and wine with SCD and a film tonight then off to bed at a decent time as I have work tomorrow.
Off to update the signature now, the end is very much in sight here and I'm feeling confident!

splodgethefirst

Fmess wrote: »

SNIP
I spent £26.61 on food for the next 9 days, £10 on OHs petrol and £15.04 on my petrol. Fingers crossed, apart from a couple of loaves of bread, that is all the spending done until payday.

I am so impressed that you've managed to solve your (what could have been) crisis so quickly Well done!

I shopped today - spent £3.37 on food shopping extras.

cowboymum

So spend day today. Spent £4 on work things, £1 on snack, £3 on Christmas presents, £20 in sainsburys (mainly work associated) plus ocado order for tomorrow (£90 but includes £15 Christmas present). Did lots of paperwork but still lots more to do. £4 spent on chips - oops.

Should be a nsd tomorrow.

LoveaDove

Hola Ladies and Gentlemen!

Hope you are all having splendid Saturday's!

Checking in for a SFD yesterday and another today- bringing the total to: 14 SFDs :T

Just had work yesterday, and had a chilled night in.
Today I have cut the grass in my ma's huuuuge garden...only took nearly 4 hours...really could do with a petrol mower, plus my ma has a *lot* of ornaments and furniture to move around as you mow. Quite satisfying to see it done and probably the last opportunity before winter sets in properly. Plus saves my ma a huge job!

Popped over to a friend's after for a cuppa tea and a catch up, and will shortly be off to OH's for a night in. Got to love The DFW Rock and Roll Lifestyle! Although, sadly enough, I quite enjoy it. I find that I get so much more satisfaction from small achievements and appreciating family/ friends/ surroundings etc... more. I feel more in control of my life right now than I ever have done before....it's amazing how therapeutic several hours of cutting grass can be! :rotfl:

apple_muncher

Took dd to tap + ballet this morning - free parking on the roads in that neighbourhood, phew! :j Afterwards, I offered her a quick trawl round the charity shops there. I knew it would blow a nsd, but she doesn't often get new things and loves having a good rootle through charity shops! We're on the hunt for certain books and dvds, and she is SOOO good at leaving a shop without buying anything in it. We got a bargain bunch of books (9 of them at 20p each!) plus a couple of other bits - all great bargains, as she proudly informed me!

I'm not trying to make light of the high challenge of 25 nsds this month. I realised last week that with my damaged wrists I'd need to shop more often, being unable to carry my usual mega heavy loads. I do still plan to keep to budget; this being my first NSK challenge I maybe set it very generously high!

I've returned a toy we'd bought and got refunded £6.25. Am putting that towards my £80!

I don't know about the rest of you, but I'm really looking forward to December's challenge. I feel on top of my spending at the moment, in control of it. In Jan, I hope to make inroads into the mortgage, tho' that'll really depend on me getting extra work, or dh getting a job. Whatever happens, I knoe we can live on so much less than I thought (and we've never been big spenders anyway). At some point we need to get ourselves ingear and try to sell stuff.

Do any of you gluten-free people have a tried and tested recipe for breadsticks? I currently spend about £5 a week :eek: on them for dd and could do with reducing that! The online supplier that I use has not been able to supply for 6 weeks - grrr. DD does try my attempts, but nothing has come anywhere near the shop ones yet!

tennisfanatic

Woohoo double figures in my SFD'S at last! and another item with a bid on on eb4y.

SFD 10/25
Lunch to work 9/18
Food £78.27/£100 (including foodbank donation)
Foodbank £3.59/£3
Toiletries £3/£10
Moneymade £0.42/£80 (but 4 items with bids on eb4y ending tomorrow)

stewby

Day 12 of 25... so if there is 30 days in November, I have 14 left and need to get 12 spend-free days. I will persevere but I think I might have to admit defeat on the 30th.


Hoping December is slightly more lenient as I have to do some xmas shopping.


Today has been a very mixed day. Feeling a bit miserable to be honest. I got home to a letter from BritTel (I have recently changed from them to tangerine). They have credited me £27.57!!
:eek:

So, I phoned my dad really excited to tell him... and he informs me that he had to put an extra £50 in my account today as he is scared I will go overdrawn.
I had to pay my registration this month and between that and my newly increased council tax, it has tipped me over. I had forgotten to tell him my registration was due so it is my fault. He should have had an extra £100 to play with.
I am quite gutted as I was hoping to have had extra money at the end of the month to pay a bit more of my card in December.


Anyways, on a more positive note... only 9 more sleeps until disneyland!!
:j

EyesWideOpen

Good evening all, sorry I've not checked in the last two days. I have been reading but not had a chance with a fussy baby in arms. I've now reached 11 SFD's but sadly lost one by stupidly spending on some groceries yesterday. I had forgotten to make pizza dough and therefore had to buy a frozen one. I say 'had' to but I'm sure I could have found a different meal but we were home late after bad traffic and I had to change/feed the baby and feed 5 year old. It's quite hard sometimes when I'm on my own. All I want is someone to do some of the jobs that need doing. Hubby has now worked abroad for two years Damn recession! Anyway, today was better and a SFD. I did spend but it was my budgeted outing. Had a meal with brother and his family. Not the best meal but the children had fun and I was grateful for not having a long evening just by ourselves.

I've had a think these last few days about what other MSE steps I can take and I have decided to use a giftcard I was given for my birthday for Christmas presents. I also want to talk to hubby about the children's presents and go as small as we possibly can. I'd rather get them something small and put some money into their savings on top.

I've given away some reflective gear today so have added to my charity total. I am behind on my money making though and really need to list the things I think will sell. Must.Do.This!

NSK, sounds like you have had a rough time the last few years with stress. I'm impressed by your achievements so far and by your positivity and attitude. You've nearly hit that debt free target and your so close to can beginning the next exciting chapter in your life so hang in there! Have you heard whether your allowed a sabbatical or not yet?

I have had some set backs in terms of the debt free journey these last couple of days with some unexpected bills which has wiped out the expected surplus of this months frugaleering but I guess I'm ins better position than I would have been. I still feel a bit down though, would have been nice to have bad a surplus to throw at my debts.

Enough from me - Hugs to all that are struggling!

My summary so far:
SFD 11/ 25
Food 118,5/ 300
Petrol 106,3 / 250.00
Local food bank 0 / 3.00
Declutter for Charity 11 / 20
Extra money earned/made 0 / 80.00
Christmas shopping 126,5 /200
Outing 11,5/12
Birthday gift for brother 0/20

MrsGSR

So my DH tells me last night he has an extra £200 that he has been saving through his Christmas work plan and has decided he wants to blow the lot of Christmas presents for the children.
We have £100 of amazon vouchers saved and I have stashed some money away for them too as I explained in my earlier post.
I don't want it to be frittered away and would not spend too much on the children because I think its unnecessary, they are most happy with craft activities, paints and pens but he seems to think they need "stuff"
We really seem to be polls apart in what we think the children need, he is still of the mind that money creates happiness and that they need certain stuff because other kids have them. I'm not a material person at all and would rather use the money to buy them clothes and shoes, if not that but putting it towards a new laptop which we do need and he knows that.
Should I just let him spend it on whatever? If it was me I know what I would be considering...

Needless to say today will be a spendy day, I am doing some OT this morning but then he wants to pop into the city and look round toys r us, I would rather gouge my eyes out quite frankly!