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My Debt Diary, the ramblings of JCD
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Righty, time for an SOA update (of triumphs and failures)
Housing arrears:
Was £430.02 (30/1/08)
Now £280.96
Paid - £149.06
Scottish power - Electricity
Was £355.55 (30/1/08)
Now £164.85
Paid - £190.70
Scottish power - Gas
Was £212.23
Now - need to call for total
Inland revenue
Was £117.22
Now - paid in full
Council Tax
Was £567.29 (30/1/08)
Now £442.01
Paid - £125.28
Previous debt: £1682.31
Paid to debts: £582.25
Current outstanding: £1100.06
I've set myself the goal of paying off the rent arrears in full by the end of September and also an additional £50 to each the gas and electric. But for now I'm heading to bed so that I can get up early enough to go pounding the streets of the town dishing out CVsx
Debt free since 2014 - now saving for a mortgage deposit :heart2:
This time I'm on top of it! We live and learn :coffee:0 -
JCD_Capulet wrote: »Anyone remember me?
Sorry, and you are
:rotfl:
Hey, welcome back hun! I was only thinking of you during the week!!
The debts are going down nicely - ok they are not dropping as quickly as you might have wanted, but life has this habit of getting in the way, and you can only do what you can do!!
I hope you are feeling better now.
I look forward to hearing the latest tales from JCD land as we go!!
xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hey, JCD! I was just thinking of you the other day - honest! Good to see you back.Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.620
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I remember you welcome backProud to be dealing with my debts - DFW No: 712
03/09/09 - DEBT FREE AT LAST
Racing Hypno to Save - £10/£50000 -
Sorry, and you are
:rotfl:
Hey, welcome back hun! I was only thinking of you during the week!!
The debts are going down nicely - ok they are not dropping as quickly as you might have wanted, but life has this habit of getting in the way, and you can only do what you can do!!
I hope you are feeling better now.
I look forward to hearing the latest tales from JCD land as we go!!
x
slowly slowly catchy monkey seems to be the way I've been going, paying a little bit here and a little bit there when it was possible. I will get there in the end though!
Things are 'ok' here just now, there has been alot of upset and sadness and on a day to day level I'm dealing with it but the world doesn't just stop so neither should I!!!
Thanks for the welcome back hon *big big hugs* xHey, JCD! I was just thinking of you the other day - honest! Good to see you back.I remember you welcome backx
Debt free since 2014 - now saving for a mortgage deposit :heart2:
This time I'm on top of it! We live and learn :coffee:0 -
I take it from the time of last night's posting that sleep is still erratic......?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Nice to see you back, the debts are still going down even if it's not as fast as you'd like so not all bad!Mortgage OP 2025 £6200/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,255
Money making challenge £0/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
I take it from the time of last night's posting that sleep is still erratic......?
With it being a new week and all I'll be going to bed at 11pm, just to sit even if I'm not itred. The internet and the vast things it has to teach me isn't my best friend when I want to sleep
Oh! And I drink decaf tea at home (and far less than I used to drink, mainly diluting now) plus I only drink coffee on sat/sun when I'm with bf. Incase you're wonderingskint_spice wrote: »Nice to see you back, the debts are still going down even if it's not as fast as you'd like so not all bad!Debt free since 2014 - now saving for a mortgage deposit :heart2:
This time I'm on top of it! We live and learn :coffee:0 -
Well, at least you are drinking more decaf now - that is one positive step forward!!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Well, at least you are drinking more decaf now - that is one positive step forward!!!
_____________________
Today was a NSD
Currently in the bank I have £31 in one account and £36 in another (crossed postal orders, clearing). So I've enough to see me through to next week.
There's £12 in my purse atm, so £6 of that will be going to electricity tomorow and a few £ towards supplies for making things for ebay. I want to have two auctions up next week. Reason being that I seem to have a following on there now, recently I sold to a production company (awesome), and having now been noticed by my target audience my prices have been going up naturally. (meaning, I set an auction to BIN £25 or bid from £1. Item sold for £36.77)
Oh, and I'm looking for a texting job too. Might as well since I'm home more often than not
xxDebt free since 2014 - now saving for a mortgage deposit :heart2:
This time I'm on top of it! We live and learn :coffee:0
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