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My Debt Diary, the ramblings of JCD

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  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    Righty, time for an SOA update (of triumphs and failures)

    Housing arrears:
    Was £430.02 (30/1/08)
    Now £280.96
    Paid - £149.06

    Scottish power - Electricity
    Was £355.55 (30/1/08)
    Now £164.85
    Paid - £190.70

    Scottish power - Gas
    Was £212.23
    Now - need to call for total

    Inland revenue
    Was £117.22
    Now - paid in full

    Council Tax
    Was £567.29 (30/1/08)
    Now £442.01
    Paid - £125.28

    Previous debt: £1682.31
    Paid to debts: £582.25
    Current outstanding: £1100.06

    I've set myself the goal of paying off the rent arrears in full by the end of September and also an additional £50 to each the gas and electric. But for now I'm heading to bed so that I can get up early enough to go pounding the streets of the town dishing out CVs :) x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Anyone remember me? :o

    Sorry, and you are :confused:

    :rotfl:
    Hey, welcome back hun! I was only thinking of you during the week!!

    The debts are going down nicely - ok they are not dropping as quickly as you might have wanted, but life has this habit of getting in the way, and you can only do what you can do!!

    I hope you are feeling better now.

    I look forward to hearing the latest tales from JCD land as we go!!

    x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Hey, JCD! I was just thinking of you the other day - honest! Good to see you back.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    I remember you welcome back :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    hypno06 wrote: »
    Sorry, and you are :confused:

    :rotfl:
    Hey, welcome back hun! I was only thinking of you during the week!!

    The debts are going down nicely - ok they are not dropping as quickly as you might have wanted, but life has this habit of getting in the way, and you can only do what you can do!!

    I hope you are feeling better now.

    I look forward to hearing the latest tales from JCD land as we go!!

    x
    I dont think I stopped thinking about all of you guys whilst I was gone, really missed all the lovley people from DFW.

    slowly slowly catchy monkey seems to be the way I've been going, paying a little bit here and a little bit there when it was possible. I will get there in the end though!

    Things are 'ok' here just now, there has been alot of upset and sadness and on a day to day level I'm dealing with it but the world doesn't just stop so neither should I!!!

    Thanks for the welcome back hon *big big hugs* x
    Seaxwyn wrote: »
    Hey, JCD! I was just thinking of you the other day - honest! Good to see you back.
    Hello Sea! It's good to be back, just need to get stuck in and get down to some good ole money making (but with ebay's recent notice of price changes in Septemner, it's gonna het tougher). Battle on! x :)

    doodledo wrote: »
    I remember you welcome back :D
    Hiya hon, nice to see you *waves* thanks :) x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I take it from the time of last night's posting that sleep is still erratic......?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,406 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice to see you back, the debts are still going down even if it's not as fast as you'd like so not all bad!
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    hypno06 wrote: »
    I take it from the time of last night's posting that sleep is still erratic......?
    Yup, it fluctuates between good and bad sometimes. If I'm particularly worried or stressed the insomnia comes back with a vengance, if I'm just floating along and things are fine I can sleep fine. Last week I was awake for three days straight, slept one night, awake for another two then managed to sleep when I went to see my bf (he's my confort zone so I can always pass out there).

    With it being a new week and all I'll be going to bed at 11pm, just to sit even if I'm not itred. The internet and the vast things it has to teach me isn't my best friend when I want to sleep :/

    Oh! And I drink decaf tea at home (and far less than I used to drink, mainly diluting now) plus I only drink coffee on sat/sun when I'm with bf. Incase you're wondering :p
    Nice to see you back, the debts are still going down even if it's not as fast as you'd like so not all bad!
    SS! Hello hon, nice to see you again! x
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well, at least you are drinking more decaf now - that is one positive step forward!!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • JCD_Capulet
    JCD_Capulet Posts: 1,441 Forumite
    Part of the Furniture Combo Breaker
    hypno06 wrote: »
    Well, at least you are drinking more decaf now - that is one positive step forward!!!
    It is indeed! :p


    _____________________

    Today was a NSD
    Currently in the bank I have £31 in one account and £36 in another (crossed postal orders, clearing). So I've enough to see me through to next week.

    There's £12 in my purse atm, so £6 of that will be going to electricity tomorow and a few £ towards supplies for making things for ebay. I want to have two auctions up next week. Reason being that I seem to have a following on there now, recently I sold to a production company (awesome), and having now been noticed by my target audience my prices have been going up naturally. (meaning, I set an auction to BIN £25 or bid from £1. Item sold for £36.77)

    Oh, and I'm looking for a texting job too. Might as well since I'm home more often than not :)

    xx
    Debt free since 2014 - now saving for a mortgage deposit :heart2:
    This time I'm on top of it! We live and learn :coffee:
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