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The march to financial freedom
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Oh well...get the dog bit over and done with early then relax and feel all angelic!£2 Savers Club 2014 £54 £20 Jan £14 Feb Mar£8 April £14[
LBM FEB 2013 32,000 total.
May 2014 Mum 1500/3000 MB CC 8,043
BC1 1,900 BC2 5,551 TES 4,896 Nationwide 5,490
Overdraft 3000 Total debt Feb 20140 -
Good plan
Maybe I'll set alarm for very early, give both the dogs an off lead run @ 7ish as it's getting light earlier each day, then their breakfast. She won't be over-excited going to the vets then - she's a good car traveller too.
Have found a new local groomer as well who is cheaper and highly recommended, so that's a bonus as doglet No.2 could seriously be mistaken for a sheep now :rotfl:Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Whoop! Another £3 in the bag - just done a P!necone survey :j
I really should keep track of the little earnings - it's going to be another nice surprise seeing what it's added up to and how much "free money" has helped in debt busting.
A nice note to round off the day. Night allBack on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Yikes to the early Saturday start but good news about the new groomer! I really should look into the surveys etc. - free money is always good. I am sure it adds up to a lot. Anyway - I should head off to bed too. Night!0
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Yay for Friday! :j Love Friday nights when the whole weekend lies ahead and I can make a start on the routine household stuff. A lazy dinner of fish fingers, chips and beans, with a starter of onion bahjis that had been languishing in the freezer. Comfort food on a cold, blustery and wet night.
Back to daytime though! Mr Postman delivered 2 welcome bits of mail - the cheque from Zapper for £24.08 :j and a 12 month 0% BT or Bank Transfer until 31st March for my credit card in-waiting for the car. :j Does mean I'll do it a little earlier than planned in March rather than April, but that's ok.
My eBay purchase of dog cutters has been refunded, some error in processing according to the selling company (very odd), so back on the look out I shall go...or not, as can't see the doglets being fussed about the shape of their treat :rotfl:
The £3 to Paypal from P!necone arrived too, so I've transferred that into my bank account, followed by £2.29 arriving from Quidco cashback :T I've rounded that up and set up a payment of £6 to CC2 for Monday as the Zapper money was already included in the £400 I paid off earlier in the week.
Financials:
- Bank account checked (more than once!)
- freepostcodelottery checked
- Nectar adpoints - weird things going on there. Points not transferred from last week, triple ad didn't work and gave me single points and put me at 71, only for it to be dropped down to 58 when I checked back later.
- Nectar Canvass - it likes me a little bitGot another 60 pointer out of that today
- Nectar Search - up to 32/100. Slow and steady does it
- Nectar card - up to £34.31. Only early Feb and I'm almost half way to what I earnt in the whole of 2013!
- Inbox Pounds - up to £15.02
On the spending side, a NSD today :j.
The ball is rolling for staying in friends caravan on the coast for a week in the summer holidays, so hoping we'll have dates and cost for that next week. Not booked Tank Fest yet either, need to sort that soon.
I can debt-busting slowing down a little over the next 1-2 months, but will still keep chipping away.
Hope everyone is safe from the weather and flooding.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
You're going great guns! Did you find the Zapper experience good? Did they reject anything or did you get what they quoted? I am tempted but am worried about them rejecting things. I have a few text books that I don't need - am happy to sell - but would rather keep them then see them recycled! Most are as new but I wonder if for instance a small crease in the cover would make them reject?
Hope you're enjoying your Friday night - have a great weekend!0 -
Thanks Mizmir, it's those little bits again
I had a quick totting up of them from start of this year and they now have their own page in the 50p A5 ring-book I bought just for the job, so I'll be keeping track of them now.
7/1 Quidco £26.00 Xmas bonus win
7/1 Quidco £0.94 Cashback
201/ P!necone £3.00 survey
27/1 eBay £40.49 sales after fees/postage
6/2 P!necone £3.00 survey
7/2 Quidco £2.29 cashback
7/2 Zapper £24.08 books/dvds/games
Total to date: £99.80
Perhaps I should go back to when I came back here in October and add those as well - 2 more batches of eBay and at least 3 P!necone surveys spring to mind.
Looking forward to adding the first £20 cash out from Inbox Pounds, fingers crossed that'll be in the next few weeks.
Happy with that progress
Zapper rejected one book of ours - it was a higher value one at £1.49, but I had an inkling it might not pass their QC as it had some drawings inside the front page - though on their T&Cs it does say they accept highlighted text, notes on pages, etc. They also took off 10p for a 'repair to DVD case or DVD' - though there was nothing of note that I saw when I sent it. Overall, I sent 28 items and will use them again - they're higher payers than say Music Magpie and seem to have a better reputation thus far. I think you'll be fine with a crease in the cover, but it is a risk still and there's no middle ground. Is it a book you'd get a decent price for on amazon?
Hope your Dad came home today and all is well there.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Wow the little things certainly do add up, My DD was telling me to go through the stuff in the loft soon and I am sure there are some bits up there that I can sellAlways have too much month for my money
CC Balance = £4,371.87
Argos Card = £255.06 - £132.00= £123.06 = PAID0 -
Not feeling great here today, but nothing as bad as those poor people flooded, so I'm definitely counting my blessings on that front.
Sunshine so far this morning, so up with the alarm and out we went very early. Doglet No.2 sat nicely for her booster, probably because she was eyeing up the biscuit sat on the table :rotfl: and was given a clean bill of health and £40 spent.
Bought 2 stuffed hooves in there on offer at 2 for £1.50. I think I ought to have a separate budget for the dogs as it'd be useful to work out exactly how much they cost a year - I know it's alot :eek:
I've also been to the GPs as I can't shift whatever is going on with my bod at the moment - another prescription and a letter for blood tests and back to see GP in a couple of weeks. £7.85 for meds.
Into SBburys next, as went to get a batch chilli out of the freezer last night, only to find we didn't have any left nor any of the ingredients in the house.DS won't have anything else on a Saturday night, so a mini food shop later including stocks of tea bags, tomato sauce, few baking bits and £20 on TU half price items, I've spent £29.09.
The upside - 1 clothing item is for a birthday present in March and I gained an 8p off litre fuel voucher. Also used the voucher for 80 pts on baking bits. Plan was to use Nectar points for clothes but I completely forgot to do that
So, now I need to sit and work out the split and update clothes and grocery threads. Oh dear, fallen off all sorts of wagons today already
Stil, I did quite a bit more on Inbox Pounds with some 9p tasks and pushed that up to £15.66
Lunch to do and then sort out what the rest of today holds.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
The afternoon already :eek: Still feeling rough but am plodding along getting housey things done. Steam mopped the kitchen floor and shined up the worktops (have fake black granite glossy), ironed DS's school shirts and did some hand washing up.
Dishwasher is on again - my own fault, I tell DS to use a plate and he obliges - just got half a dozen he used yesterday though :rotfl:
Elec and gas readings I did yesterday, we're still paying too much on both with healthy credits, and the unit savings are into a regular pattern now which is good to see. Heating is off again - bright sunshine, but blustery out. Doglets snoozing as they've had a good run off lead.
Financials:
- bank account checked - £6 set up to CC2 going tomorrow
- Nectar adpoints - it's sorted itself out so back to 71
- Nectar search - 40/100
- Nectar card value - £35.47
- Inbox Pounds - up to £16.17
Things to do today:
- Upstairs housework
- Bake dog biscuits
- Bake muffins
- Move stuff for car booting from utility room - to where, I don't yet know! :rotfl:
- Do freezer checks again and new inventory
Think that's enough as I am quite wobbly on my feet, weak, tired, getting dizzy easily and have to keep stopping.Hope whatever is wrong with me will be helped by the meds getting to work soon. Got a really busy work week coming up and can't afford to be ill
Still we are lucky we are not flooded here - excepting the dog walking area where the river broke it banks ages ago. It's got about 2 football pitch lengths to go before it gets to our road. Fingers crossed that won't happen.
Hope everyone is having a good day.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
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