The march to financial freedom

Emmala

Evening Ali, first time I've been on in a while but I read every morning! Glad to hear you're garden is coming on.....I'm 'well jell' as my 12 year old would say!

DH's second payday today and his wage is right now they've taken the car into consideration. Debt needs tackling but we will get there. How to pay for DS1 to go on a ski trip next year?!

Thought of you Wed as we drove home from Studland and saw the signs for the tank museum!

Anyway, fingers crossed they get to the bottom of your health worries.....maybe a toyboy is in order to take your mind off it??!

Much love, Molly xx

liltdiddylilt

Oh crikey the x-ray doesn't sound healthy but not too scary at the moment. Glad they are doing every test under the sun though. A thorough examination is needed methinks.

Yay for mortgage paying day! I LOVE these posts! So motivating!! xxx

Skinnylatte

I had to google COPD, doesn't sound very nice, fingers crossed it's not that.
Great stuff on the mortgage payment, you're doing fab. I totally agree that spending money on the stuff that'll enhance our lives is hugely preferable to paying off the mortgage 2 weeks early!

Ali-OK

Morning folks

Thanks for your lovely comments and well wishes, it's certainly fingers crossed for the health side and I'm fully back on the bike with 5 miles per day under my belt.

Friday was busy with work, followed by a lift to C0stco to get the huge pack of teabags and tub of marmite @ £15 spent.

Yesterday DS had his hair cut short :eek: His decision and looks fab, a big step given it was past his shoulders. I had a trim and eyebrows sorted - £29 spent.

Food shop also done - £38.75 spent. Another large dog food bag and more food keeping the DIYers going for lunches and roast gammon dinner, plus muffin ingredients - I made a further batch of 18 yesterday and they'll be gone by close of play today I'm sure.

Housework progress was slow yesterday and dishwasher has been on more often than not it seems like. Washing, bins, towels etc all done - now I've got some very grubby downstairs floors to wash from the wet and muddy weather on Friday (and this morning).

Garden progress has slowed with the rain on Friday, though Mount Everest and the digger have gone, there's so much old concrete to come out that's taking more time than thought. We should end this week with one side of gravel boards, posts and panels in. Which leaves the long side still to do. Then sleepers, lights, water feature to go back in, gravel, setts, patio, sub base and artificial grass. I think they might be here quite a few weekends to come :eek:.

Molly - Great to hear your update :T Ski-ing trips are :eek: Get DS washing neighbours cars and he'll soon raise some extra funds

:rotfl: at toyboy, perhaps I should take more notice of the DIYer doing his Diet C0ke impression

DS still wants to go to Muckleburgh so that's on the horizon, it's getting there with my driving problem :mad:

Lilty - I *might* look at a fitbit now I have to up my exercise, inadvertently joining your gang . Wish I could write more mortgage posts, my spreadsheet has all the figures for the rest of the year ready to write here :rotfl:

Skinny - Loving your new sig, hopping over to catch up on your diary and seeing how it's all going.

Diary catch up time in general coming up, DIYers here this afternoon (post rain) and then off to DBs for niece's birthday celebrations

Have a great Sunday all

liltdiddylilt

Hey you!!

I have to be honest the fitbit has been amazing for me.... far more use than I expected really. I knew I walked a lot anyway.. but this pushes me to think more. Take stairs instead of leaving things in peoples trays at work, no lifts. Walk to the shop to fetch that 1 thing I need (and stick to the list) rather than storing it up. I wish I could fit an exercise bike in. Between the Primal Blueprint lovely apple sent for me, encouraging short bursts of high energy activity, play (gardening counts ) and lifting heavy things but not for long and only when feeling energetic.. I am changing!

It does have a tendency to make you obsess over things. I love getting the buzz on my wrist when I have hit 10k steps despite aiming for 15k most days... it is still good to know I have reached someone elses limit!!

I use it as much for a watch as I do for anything else. And now I have hooked up MyFitnessPal where I am sticking all my food in and analysing/adjusting to reach my macros' I am really seeing the 2 come together

BUT... if it is more likely to make you feel guilty for not hitting your expected exercise each day, and you have a lot of days where circumstances mean you can't get out, then I think it would be a noose around your neck. Wish you were closer. I would lend you mine to play with!! xx

Ali-OK

Thank you lovely Lilty for that... it reminds me I still need to get a replacement battery for my watch...or not as the case might be

Thinking through my days, I'm generally walking about 2-3 miles with the dogs and 5 miles on the bike at the moment. The latter I increase a bit either on distance or resistance. I do want to get into swimming again to relax my back safely too. Some days I am then stuck doing very little movement from a desk and driving (albeit that's only local and prob 20 minute max journeys).

Great the garden works count - all that lifting old logs to the car and then out again at the tip (x 3 trips) was a fair whack of work.

I'm always up and down the stairs - thanks to forgetting what I went up for, coming down and doing it all over again when I remember :rotfl:. Age is useful for some things :rotfl::rotfl:

Meant to add in last post, I also paid myself rest of month's salary on Friday :T. Not alot to update on savings - it's going the opposite way, might just take that out of sig until it settles and starts moving on up again

I am eyeing up a mortgage capital payment of £800 for end of June (July's payment) . Knew I'd slip a mortgage update in somehow :rotfl:

liltdiddylilt

Don't take it out!! It is looking fab regardless which way it is going right now. it is an inspiration!

Ali-OK

Monday again, me at work and DS back to school, all good there

A NS day, electric and gas meter readings done and spreadsheets updated - it's been just over a month since I last did those :eek:. Received a bill from D@ligas with a DD that went today for £46.48 - I assume that's the new amount for the next 12 months, but still no annual bill :mad:. They're top of my 'to do' list in the morning.

Dental check ups due end of this month have been cancelled with a message on the ansaphone, so need to call them to re-arrange those.

1st of the month means a flurry of activity in the bank account, including DS's maintenance arriving and pension contribution going out. I need to move the extra £200 to the ISA next - which brings the savings difference (actual vs sig ) back up a little after the initial spends on the garden last week.

Other financials:
- bank account checked
- freepostcodelottery checked
- Inbox Pounds - up at £13.31

I've still to get 2 birthday vouchers organised for this month, so they're on the To Do list. Think that's all the news today.

Hope everyone's had a good start to the week

in_need_of_direction

Organised as ever. I'm in awe.

beanielou

in_need_of_direction wrote: »

Organised as ever. I'm in awe.

Me too.
I don't know how you do it Ali.