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How to fall in love with saving money
Comments
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Have you seen the offer currently on galaxy chocolate, where you get a free download off amazon? Its just the normal sized bars (69/79p) and you have a code inside to get your kindle book, there's about 8 to choose from & the one I picked was £3.99 - 'The Longest Holiday' by Paige Toon - really enjoyed it xEmergency Savings Fund - £11002015 Mortgage overpayments = £0
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I definitely don't need an excuse to buy more galaxy
Have any of you considered a book exchange? Click here to have a look: http://www.readitswapit.co.uk/TheLibrary.aspx It's totally free to join etc.
And this link http://www.readitswapit.co.uk/Questions.aspx?Section=Costandpostage shows you about postage costs (approx £1.11 for a paperback with less than 300 pages). Even with postage, it ends up cheaper than amazon. you'll also be doing your bit for the environment too0 -
Where I live it can cost more than that to mail a PB, but I have looked into it. Have used Green metropolis int he past which owrks more or less the same way (although they take 75p per book for planting trees/profit).
And I don't eat milk chocolate.0 -
WantToBeSE wrote: »Hiya Cathy
Just looked at your signature and your savings are going well! Just over £2.5K, well done
This thread, and my Savings diary, have been the main reasons behind the change in attitude towards savings I think. Its so much easier when there are others doing the same thing, or further ahead in their savings journey than I am.
Thanks WantToBeSEI agree totally about the savings diary - it has been the single biggest factor in me turning my habits around.
At £1422.28 you are so close to your February goal!! Go WantToBeSE:T:T:T
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MissOptimistic wrote: »Have you seen the offer currently on galaxy chocolate, where you get a free download off amazon? Its just the normal sized bars (69/79p) and you have a code inside to get your kindle book, there's about 8 to choose from & the one I picked was £3.99 - 'The Longest Holiday' by Paige Toon - really enjoyed it x
ooo thanks MissOptimistic - I'll look into that for sureI love milk chocolate and am quite sure I could twist my own arm to eat a Galaxy :rotfl:
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Well, we don't really have much of a library. tiny one in nearest town, but I don't live in town so dont think I can join (and last time i checked they didn't have much I wanted to read lol).
The library system in London is quite good but it's just not the same as having a book to keep. However I'll keep noting down how much my habit is costing me and who knows, maybe I'll change my mind about that0 -
Checking in for a night in, forum browsing after watching ice road truckers...me and gf love that programme! A weekend of earning ahead as opposed to spending. Just showered and off to bed now so I am ready to crack on tomorrow, lots to do and the more I do, the more I earn. My next few paydays can't come quick enough even though there not till march!! Iv gone down from £1,260 to about£1,020 savings for this year....need to try get that back up a bit before the end of this month!! March will be spent being so frugal il forget what the pub looks like!:eek:Living frugally at 24 :beer:
Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post697977710 -
Thanks WantToBeSE
I agree totally about the savings diary - it has been the single biggest factor in me turning my habits around.
At £1422.28 you are so close to your February goal!! Go WantToBeSE:T:T:T
Sorry to both of you if I have been concentrating on your smaller targets (like books, and taking lunch, food spends lol).
Your savings are impressive.0 -
My library in the USA (not as close to my house as the one here but I am allowed to join as is county, not city) has ebooks. s
o, that would be good if we could get ebooks on loan.
and as I said, I sell my books once I have read them, and this helps fund new books.0 -
Thanks WantToBeSE
I agree totally about the savings diary - it has been the single biggest factor in me turning my habits around.
At £1422.28 you are so close to your February goal!! Go WantToBeSE:T:T:T
Sorry to both of you if I have been concentrating on your smaller targets (like books, and taking lunch, food spends lol).
Your savings are impressive.
Thanks guysI cannot believe that I will be spending £1000 on Sunday! I know that this is 1 of the things I have been saving up for, but when I look at how long that took me to save (2 months), I panic that its going to be another 2 months before I can replace it.
However, I need to remember that I have pretty much met my first aim, which is to save enough to buy a new car (not brand new, just new for me). I have plenty more targets to reach. My next one (£2K to move house) will be the biggest yet, but I am ready for the challenge0
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