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How to fall in love with saving money

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  • cathybird
    cathybird Posts: 15,829 Forumite
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    Eco Miser, the North's emptiness rather appeals after many a year dealing with increasingly overcrowded and pressured London. :) I knew you weren't talking about the land beyond the Tweed - also big and largely empty, in the best of all possible ways. :) Is the Pennines really as bad as Mordor? There are no orcs or giant man-eating spiders shurely, or chaps who consist entirely of one large, very evil eye? ...
  • cathybird
    cathybird Posts: 15,829 Forumite
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    JoJoC wrote: »
    I'm well thank you Cathy!

    The next week sounds like it'll be action packed for you! Norway sounds fabulous and id like to go. Actually, I'd like to see some of Iceland and Sweden too as I've never been in that area of the world.

    I've added another £9 into my £ tin and put £50 away into my spending money fund for my trip to London next month so not quite saving, but being sensible with funds l and trying to be organised.

    Off out now to buy a fathers day gift for my dad.

    JoJoC, sounds like you've still got the savings thing well under way, even if you are just being sensible and organised, which is half the battle :) I'm looking forward to Norway, though it is expensive, they say - in fact I think a lot of that is due to a very high alcohol tax that means pints start at about £12 (I believe) and bottles of wine at about £50, which probably gives Brits used to cheap alcohol a bit of a shock. But I'm only there for a few days so am hoping the costs of food and drink don't prove too painful. :)
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
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    cathybird wrote: »
    My dad and I are taking off up north in a few days and then going to Norway, then I'm back on the 28th.

    Have fun! I'd love to go to Norway, so very jealous. It is high up on my list of holiday destinations - although not this year, Mrs. L wants some sun and sand despite my preference for fenalår and fjords! :)
  • Eco_Miser
    Eco_Miser Posts: 4,927 Forumite
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    cathybird wrote: »
    Is the Pennines really as bad as Mordor? There are no orcs or giant man-eating spiders shurely, or chaps who consist entirely of one large, very evil eye? ...

    No orcs, and the man-eaters are small, and the all-seeing eye has perhaps less coverage than in our towns, but the mountainous peaks and ranges and waterfalls (called force, like the Norwegian fors) are reminiscent of a greener, less evil Mordor. Really, your previous comment just struck a meme with me.

    Enjoy your trip to the land of fjords and the midnight sun (right time of the year for it).
    Eco Miser
    Saving money for well over half a century
  • cathybird
    cathybird Posts: 15,829 Forumite
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    I am looking forward to Norway hugely, though am expecting this will in a way just be a preliminary or first trip - it's three days in Bergen and two in Oslo, not long. I am hoping to go with my dad on at least one boat trip up the fjords and to a concert at that little concert hall they built near the hut where Grieg did all his composing, though am also expecting all of these things will be heavily booked up already, but there's still lots to do and see without that. Lomcevak, I do understand the appeal of sun and sand, but I'm with you in preferring the north :) Eco Miser, thanks - I am hoping the looong days won't give me trouble sleeping. All part of the experience if they do, I guess. :)
  • Hi,
    I'm new to this forum. Made a post somewhere,but can't find it now- oops.

    Anyway, I have just started my savings journey. I want to save £500 by the end of this year. It doesn't sound like a lot but after losing my first proper graduate job money has been difficult. I had to find a job to fill in the gap whilst looking for another job- which I managed to do and found a job in a pub, and I have since found a temp, full time job which will allow me to save a bit more.

    I don't really have many outgoings as I moved back in with my Dad, so hopefully I can save min £500. If losing m job taught me anything it's always have an emergency fund. I have £160.12 so far- YAY!

    Looking forward to talking with people and sharing the journey
  • butterflymum
    butterflymum Posts: 1,026 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Hi,
    I'm new to this forum. Made a post somewhere,but can't find it now- oops.

    You can find your previous posts at http://forums.moneysavingexpert.com/search.php?searchid=155142405

    or, just click on your 'posts number,' under your user name.
    butterfly )i(
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    And congrats for saving 160 quid. that is better than being in debt so good going.

    For some us now, it might be chickenfeed. but not too many years ago we were like you, starting our first savings so every penny counts.

    If you haven't, start a savings diary and list every penny you spend even a coffee on t he way to work and a sandwich. Make your coffee at home, take it with you in a flask. Make your sandwiches.

    Check all your outgoings and see where you can save (such as mob phone). Set a budget for treats like going out and stick to it.

    There are loads of ways to save small amts daily then turn out to be hundreds yearly.
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Congrats lilyflower- every little helps and realistic targets are a great motivation! Best of luck!

    Good words of advice from Atush- I need to be stricter with my diary.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Hope your trip is amazing Cathy! Looking forward to hearing about it when youre back :)
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
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