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How to fall in love with saving money

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  • cathybird
    cathybird Posts: 15,830 Forumite
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    Eco_Miser wrote: »
    There's also a new-book shop on Borogate, not to mention nostalgic sweets (opened last year); jewelry from Whitby jet and other minerals; several expensive clothes shops; as well as tourist trinkets and curios. Some nice sheep-related greetings cards - ewe-tube, spring lamb (on a pogo stick), sheepdog trial (guilty), FleeceBook, and several others.

    The money seeing me out depends on slightly optimistic returns (or pessimistic life expectancy:A), but since there's also a pension, I'm not worrying about it.

    On aspirations, it's a matter of being realistic instead of fantastic, and going for a two-bed terrace where I was raised, rather than a cottage on the moors, or a manor house.

    Eco Miser, I looked up Helmsley on Google yesterday - it looks like a lovely little town and Yorkshire is so beautiful. My dad wants to see specific things while in Yorkshire which will probably take up most of the two days we have there (he is an aviation nut and there is some aviation thing he wants to see) but I have made a mental note to make a return visit very soon. I'd like to do that cross-Pennines walk some time.
  • cathybird
    cathybird Posts: 15,830 Forumite
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    Lomcevak wrote: »
    Arrived back yesterday after four days in Venice, basking in lovely warm sunshine - blimey, it felt cold in comparison here last night. :eek:

    First tranche of savings for June went out while I was away, so past £11k now and will be just past £12k by the end of the month. We've already decided to start saving for the next trip away though (Azores, hopefully) so the year-end target may dip down a little now :D

    Lomcevak, it has been very cold here this past week for the time of year. :( Although someone told me that now I am British I should be used to these things :) I hope you have come back from Italy well rested after your stressful stint just beforehand? ...
  • cathybird
    cathybird Posts: 15,830 Forumite
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    JoJoC wrote: »
    Hi all,

    Hope everyone is well and keeping the savings up!

    It's miserable here today :( non stop rain...

    I spent quite a bit of time today doing up a spreadsheet with income, outgoings and trying to work out savings and disposable income. It has given me a bit of motivation now that I know where I stand.

    JoJoC, I did something similar but not as comprehensive as that. It sounds like a good idea. I'm still switching over my salary/direct debits etc so I need to keep a firm grip on these things. Re the non-stop rain, it has been a bit grim - hello! can we have some summer already please? :(
  • cathybird
    cathybird Posts: 15,830 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hex2 wrote: »
    Sorry - I was away and am just catching up. I have lots of unread books - OH worse than me. I do have the odd purge but with reluctance. Did try a one in one out rule but it just made me unhappy so my I stick with buying books. There are worse vices to have :)

    Hex2, in all honesty I'm inclined to agree with you, both on the buying of books, and about there being worse vices to have. I need to exert some control over it though :) If I am to maximise the savings, that is. ...
  • Eco_Miser
    Eco_Miser Posts: 4,928 Forumite
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    cathybird wrote: »
    (he is an aviation nut and there is some aviation thing he wants to see)

    If it happens to be the oldest gliding club, that's about 15 minutes away at Sutton Bank. There's also a tiny War Memorial to air crew killed in training, on the scarp edge, just off the Cleveland Way.
    cathybird wrote: »
    I'd like to do that cross-Pennines walk some time.

    Coast to Coast, St. Bees to Ravenscar? With the Osmotherley to Ravenscar section along the Lyke Wake Walk, to be completed in 24 hours? Rather you than me, I prefer strolling.
    Eco Miser
    Saving money for well over half a century
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    Morning, how are you Cathy?
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • cathybird
    cathybird Posts: 15,830 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi JoJoC :) I'm well, and you? I have my dad staying with me at the mo so have been a little occupied with that. Plus the fact that my laptop has still been having problems, though I think *fingers crossed* that I have managed to uninstall the programme that was causing the problems this morning - it seems to be working fine now and not freezing. My dad and I are taking off up north in a few days and then going to Norway, then I'm back on the 28th. I will keep in touch on this diary but it might be a bit more sporadic. I hope everyone else out there is well and saving money. :)
  • cathybird
    cathybird Posts: 15,830 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    EcoMiser, can't one stroll across the Pennines? ... :) Maybe not. I like outdoor walking and would like to see more of the north (especially now I've decided to be a citizen of this great country). The north is lovely and rather underrated (it seems to me).
  • JoJoC
    JoJoC Posts: 1,836 Forumite
    I'm well thank you Cathy!

    The next week sounds like it'll be action packed for you! Norway sounds fabulous and id like to go. Actually, I'd like to see some of Iceland and Sweden too as I've never been in that area of the world.

    I've added another £9 into my £ tin and put £50 away into my spending money fund for my trip to London next month so not quite saving, but being sensible with funds l and trying to be organised.

    Off out now to buy a fathers day gift for my dad.
    CC1: £4481.14/ £5031.14 (12% paid off, £600) | CC2:£3307/ £3807 (14.4% paid off, £550) | Loan: £10,528.20/ £15,792.30((33% paid off, £5,264))

    July debt total: £24,630.44 | New debt total: £18,316.34 | Total debt paid: £6,414.10 (26%)
    *My debt busting and savings diary*
  • Eco_Miser
    Eco_Miser Posts: 4,928 Forumite
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    cathybird wrote: »
    EcoMiser, can't one stroll across the Pennines? ... :)
    It's a bit like walking into Mordor.

    I've been wandering around bits of the Pennines recently, and the uphill bits are no stroll.
    cathybird wrote: »
    Maybe not. I like outdoor walking and would like to see more of the north (especially now I've decided to be a citizen of this great country). The north is lovely and rather underrated (it seems to me).

    The North is a big, and largely empty place. Great to escape to. Also I'm talking North of England, there's a whole 'nother country up there beyond the Tweed.
    Eco Miser
    Saving money for well over half a century
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