How to fall in love with saving money

Eco_Miser

You don't want to be visiting the second-hand book shop on Borogate either.

On aspirations: I decided long ago that I could either enjoy what I'd got :T, or be miserable about what I hadn't got:mad:.

So, I've got a home of my own, free and clear; all the domestic appliances I need for an easy life; so many computers I've lost count; and enough money in the bank to see me out, even without the pensions that kick in next year. What more could I possibly want?

Shortie

Eco_Miser wrote: »

On aspirations: I decided long ago that I could either enjoy what I'd got :T, or be miserable about what I hadn't got:mad:.

Eco Miser, that's a very good perspective to have

White_Rose_Tight_ThaKnows

cathybird wrote: »

I'm quite excited about visiting Yorkshire, which I haven't been to for at least a decade. I've been up north, just not to Yorkshire. It was really beautiful - I want to go walking on the moors again. I'm really looking forward to it

Make sure you come and watch some proper rugby!

cathybird

Eco_Miser wrote: »

You don't want to be visiting the second-hand book shop on Borogate either.

On aspirations: I decided long ago that I could either enjoy what I'd got :T, or be miserable about what I hadn't got:mad:.

So, I've got a home of my own, free and clear; all the domestic appliances I need for an easy life; so many computers I've lost count; and enough money in the bank to see me out, even without the pensions that kick in next year. What more could I possibly want?

Agreed with Shortie, it's a very good perspective, and for some reason difficult to achieve for many people I don't yet have enough money to see me out, alas ... hence the savings efforts. The enticing thought of the second-hand bookshop at Borogate is unlikely to help with those

cathybird

White_Rose_Tight_ThaKnows wrote: »

Make sure you come and watch some proper rugby!

ha ha Actually my dad is from Queensland so he ought to be an appreciator of proper rugby but alas I fear the finer points of it would be rather wasted on me!

Eco_Miser

cathybird wrote: »

Agreed with Shortie, it's a very good perspective, and for some reason difficult to achieve for many people I don't yet have enough money to see me out, alas ... hence the savings efforts. The enticing thought of the second-hand bookshop at Borogate is unlikely to help with those

There's also a new-book shop on Borogate, not to mention nostalgic sweets (opened last year); jewelry from Whitby jet and other minerals; several expensive clothes shops; as well as tourist trinkets and curios. Some nice sheep-related greetings cards - ewe-tube, spring lamb (on a pogo stick), sheepdog trial (guilty), FleeceBook, and several others.

The money seeing me out depends on slightly optimistic returns (or pessimistic life expectancy:A), but since there's also a pension, I'm not worrying about it.

On aspirations, it's a matter of being realistic instead of fantastic, and going for a two-bed terrace where I was raised, rather than a cottage on the moors, or a manor house.

JoJoC

Hi all,

Hope everyone is well and keeping the savings up!

It's miserable here today non stop rain...

I spent quite a bit of time today doing up a spreadsheet with income, outgoings and trying to work out savings and disposable income. It has given me a bit of motivation now that I know where I stand.

JoJoC

Hi all,

Hope everyone is well and keeping the savings up!

It's miserable here today non stop rain...

I spent quite a bit of time today doing up a spreadsheet with income, outgoings and trying to work out savings and disposable income. It has given me a bit of motivation now that I know where I stand.

Lomcevak

JoJoC wrote: »

Hi all,
It's miserable here today non stop rain...

Arrived back yesterday after four days in Venice, basking in lovely warm sunshine - blimey, it felt cold in comparison here last night. :eek:

First tranche of savings for June went out while I was away, so past £11k now and will be just past £12k by the end of the month. We've already decided to start saving for the next trip away though (Azores, hopefully) so the year-end target may dip down a little now

hex2

cathybird wrote: »

hi hex2!! I've tried the "stay off books" pledge but in all honesty think even after a short amount of time it's not going to work for me, so I suppose the next step is to set some kind of budget, or work out if there are some books I can actually get rid of to justify the spend. Something to think about The other thing though, do you not find you have loads of books on your shelves that you bought that you haven't read? ... That was why I joined the pledge in the first place. I do think I ought to put in some kind of system - read two books I already own before I'm allowed to buy any, for instance. What do you think? ...

Sorry - I was away and am just catching up. I have lots of unread books - OH worse than me. I do have the odd purge but with reluctance. Did try a one in one out rule but it just made me unhappy so my I stick with buying books. There are worse vices to have