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What are your favourite debt-busting items??!

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  • The dressing gown is not for me ladies as I'm a fella.

    Regularly reheat my coffee in the microwave when it's getting cold. Not bothered about the de-oxygening of the water. Think the thermos flask is a brilliant idea.

    Love to buy cushelle bog rolls online when discounted and also use a voucher. I normally buy six months of rolls.

    Shop absolutely everywhere, never loyal to any supermarket. They treat their regular customers poorly. They are more interested in attracting irregular customers and give them more high value vouchers. So be smart and don't always swipe your loyalty card. Also check out mysupermarket.com regularly.

    Get my tobacco, rizla, filter tips and lighters down the market for half price.
    You may question anything I say. Just be polite, otherwise you go straight on to my Ignore List, which funds a good old fashioned knees-up every Xmas. Cheers;)
  • I use a lot of the things here, as my husband left me last year and I had a really harsh winter, as a single mum, living in an old house we'd lived in a matter f months (used to a modern house).

    But this year, with the debt I have accumulated due to the divorce, my go-to item, is going to be porridge! If I can't afford to eat a meal, I will have some porridge with raisins or jam or honey... filling for a long time, fairly nutritious, cheap! My little girl is sometimes as her dad's and does eat at nursery, but I always make sure she is fed well.
    November 1st 2013
    Lloyds TSB Mastercard: £5800 making minimum payments plus monthly overpayment between £100 and £300
    Virgin (MBNA) on 0%: £5658 making minimum payments at 1%
    Snowball calculator predicts a debt free date of December 2015 :j
  • Nagme wrote: »
    My debt management app on my phone that I downloaded at the weekend during an insomniac moment

    hiya, can you share the name of the app?
  • hummingbird
    hummingbird Posts: 1,522 Forumite
    Carrie1983 wrote: »
    I use a lot of the things here, as my husband left me last year and I had a really harsh winter, as a single mum, living in an old house we'd lived in a matter f months (used to a modern house).

    But this year, with the debt I have accumulated due to the divorce, my go-to item, is going to be porridge! If I can't afford to eat a meal, I will have some porridge with raisins or jam or honey... filling for a long time, fairly nutritious, cheap! My little girl is sometimes as her dad's and does eat at nursery, but I always make sure she is fed well.

    The porridge is a great idea Carrie! Think I'll stock up with that - bring on the 3 bears!!:rotfl:
    £10 a day extra in May '18[B]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:
  • AnnieBox
    AnnieBox Posts: 116 Forumite
    Debt-free and Proud!
    I am also a massive believer in dressing gowns, onesies and pj’s! I have pyjamas for every occasion and when I get home from work of an evening I get straight into my pj’s, fuzzy socks and slippers. We also keep thick warm blankets in easy reach of the sofa for bonus snuggling. I could get through most days without putting the heating on.

    Other things:

    Halogen oven! Cook 90% of meals in this instead of using the massive gas oven.
    My big 1 litre reusable drinks bottle - fill it mostly at work for extra money saving lol
    My ipad and phone – to shop around for the best prices wherever I am.
    Glass nail file, saved me a fortune from buying countless standard disposable files.
    Melba Toast, for cheap guilt free snacking

    I’m sure there's more but I’m having a brain block, this is a great thread though! I will be keeping an eye on it :)
    Paid off my debts, saved up my cash and now I'm finally buying my own home!
  • Growurown
    Growurown Posts: 5,498 Forumite
    Debt-free and Proud!
    The porridge is a great idea Carrie! Think I'll stock up with that - bring on the 3 bears!!:rotfl:

    I second that. Porridge is cheap, good for you, versatile and fills you up! Great for using in cooking too. Some recipes here: -

    http://www.mostlyeating.com/20-ways-to-eat-more-oats-even-if-you-dont-like-porridge
    DMP Mutual Support Thread No. 421

    Debt free date 25/11/2015 - Made It!
  • Second comments about bikes, I cycle a lot and it saves a fortune. On a similar note I would like to nominate...

    My motorbike! A little 125cc, insured for £25 last time (cashback bargain but even full price was only £55), taxed for £17, then approx 100mpg. Works out to £13 for a full tank which takes you about 260 miles! People who can't stretch to a car (or in our case a second car) should consider it seriously.
  • DigForVictory
    DigForVictory Posts: 12,069 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Library card
    Freezer
    Clippers
    Costco card (where I get Persil in Huge boxes... And other stuff but Persil is vital.)
  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Possibly a bit TMI but one MSE item for me is the Mooncup. There was a half price deal on grabbit last year so I got one. Took a little bit of getting used to but ive not bought sanitary products since :j
    #39 - Save £12k in 2025
  • Second comments about bikes, I cycle a lot and it saves a fortune. On a similar note I would like to nominate...

    My motorbike! A little 125cc, insured for £25 last time (cashback bargain but even full price was only £55), taxed for £17, then approx 100mpg. Works out to £13 for a full tank which takes you about 260 miles! People who can't stretch to a car (or in our case a second car) should consider it seriously.


    That is incredible. Thank you. I may just buy myself a push bike here in London. Need the exercise.:D
    You may question anything I say. Just be polite, otherwise you go straight on to my Ignore List, which funds a good old fashioned knees-up every Xmas. Cheers;)
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