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Diary of a spendy cow

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  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Ali-OK wrote: »
    The bliss of no squeak :D

    Still squeaky - hopefully they'll arrive this week :rotfl::rotfl:
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    mooomin wrote: »
    Still squeaky - hopefully they'll arrive this week :rotfl::rotfl:

    The countdown to squeak free trainers is on! :rotfl::rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :D

    Ten days till payday and all appears to be well.

    I checked my bills account with First Direct this morning and there was a healthy balance with more money than pending direct debits, allowing me to pay £61 to my savings account :j My accounts are currently looking like this:

    Current account: £110
    Savings account: £1365.01 :D
    Food account: £73.26
    Purse: £36

    The money in my purse will cover any food we need until Friday (minimal hopefully) as well as incidental spends.

    The weather today is rotten and the temptation to work from home is high, but I'm heading to the office anyway. Hopefully I'll manage a NSD, but it's the first time I've tried this in the office so I might not pull it off.:o
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is the having to buy proper boiling water thing is it? it's a tricky one, and I can entirely understand your reluctance to take in a flask if it's "not the done thing" too - can you take a bottle of water or squash in and drink that rather than hot drinks? new Year, everyone will just think you're detoxing. :D
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • EmilyTee
    EmilyTee Posts: 56 Forumite
    Gosh your doing much better than me I have 10 days til pay day too..and no where near that!
    :(:j:jDebt:
    £18426


    Being broke isn't the end of the world...it's the begining of a new plan!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    EmilyTee wrote: »
    Gosh your doing much better than me I have 10 days til pay day too..and no where near that!

    I'm lucky - I have no debt apart from my mortgage and my job is well paid. I do however have a tendency to splort my money up the wall, so I'm on here to remain accountable to myself!!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Utterly failed on the NSD yesterday - partly due to my tea addiction it has to be said :o I only bought two hot waters instead of five though and did the rest from the machine. It was accceptable, so I'm trying for a proper NSD tomorrow at work. I also bought a Groupon yesterday for a haircut with my normal salon but for £18 instead of £43 :money: I triple checked it and there was nothing about being a new customer, so hopefully they will let me use it. I'm going to call tomorrow and check though :D

    Working at home today so it WILL be a NSD.
  • Hello Moo! :D

    Sorry I've not been around much - last minute decision to go see Mummy PB who now lives in a different country - and I only made it back late Sunday. Mummy PB doesn't have t'internet yet, so I didn't get the chance to wish you a Moory Christmas and very Happy Moo Year! ;)

    Glad to see you are doing so well. Did I miss the bit about what you are definitely doing about going to see your brother or did you not decide how to deal with it yet? xxx
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Glad to see you are doing so well. Did I miss the bit about what you are definitely doing about going to see your brother or did you not decide how to deal with it yet? xxx

    HAPPY MOO YEAR!!

    Current plan is to go and visit :D The original plan was for February but it's now looking like it'll be March, I'm very excited!

    Good news today - emptied my spare terramundi with a butter knife and found £16 in £2 coins and that's now in my £2 coin terramundi :D The rest will go in the Sealed Pot. Hurrah!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning all :D

    All accounts are in good health and so far I'm up to date with the weekly spend challenge. I got another NSD yesterday so I'm up to three which is pretty good for me. I might not make the 20 that the NSK challenge is looking for, but if I get my ten I'll be chuffed to bits :D

    "Roasting" a chicken in the slow cooker tonight and tomorrow I'm going to do a chicken and chorizo gratin and probably jambalaya on Saturday.

    I'm not working on Friday this week or Monday next, so I have a massive list of things to do. Feel free to skip this!
    • Mortgage appointment
    • Drop off stuff with Friend A and Friend B (they're taking old books/kitchen things to help with my decluttering)
    • Post parcels
    • Finish UCAS application for uni
    • Write shopping list
    • Do the food shopping for next week and stick to the list ;)
    • Put petrol in the car
    • Go to a friend's on Saturday for board games and wine :D
    • Take stuff to the tip
    • Take old clothes to cash for clothes place
    • Post pics of clothes for sale on Facebook and if they don't sell prep a listing for Ebay

    I'm sure I'll end up adding to the list, but it'll do for now (!)

    I've done all the Adpoints videos available to me this week and have gained 43 points, hopefully some more will turn up over the weekend. My balance is up to 1886 at the moment which equates to £9.43. My Tesco Clubcard balance is 1517 although I tend to use these points to buy vouchers anyway :D
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