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To become a sahm?

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  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Show me where I've sat in moral judgement on someone asking a benefits question on the benefits board.

    Soo it's ok to have a moral judgement on posters as long as they are not asking questions about how they can maximise benefits?
    But the childcare cost of a parent staying at home isn't deductible at all. I don't really see why a couple paying a nanny/childminder should be tax deductible whereas a (eg) a man paying his wife to look after their children isn't. They're both childcare costs.

    This leaves me speechless! 'A man paying his wife to offer childcare for his children'... what a lovely way to put it... I wonder if he asks for a receipt at the end of the month when he's paid her....
  • princessdon
    princessdon Posts: 6,902 Forumite
    zagfles wrote: »
    For a start, they are, at least partially. But the childcare cost of a parent staying at home isn't deductible at all. I don't really see why a couple paying a nanny/childminder should be tax deductible whereas a (eg) a man paying his wife to look after their children isn't. They're both childcare costs. Indeed - other countries like France and the US give tax allowances to non-earners like SAHPs and children. We don't. The French and US tax systems are far better for single earner families. But for most, being able to use non-earners' tax allowance is more beneficial than getting paid tax credits.

    Not if they are not in a voucher scheme and barely touches the iceberg.

    Because they aren't paying their wife and often tax credits are doing just that.

    I agree the married mans allowance that they scrapped did this in part.

    For many CTC claimants they don't need their partners allowance as pay pennies if anything in tax anyway. If they paid more than £10,000 in tax they'd not get CTC anyway unless loads of children, then the CTC are their allowance.

    You do not understand how upsetting your comment could be to someone who has no choice to work.
  • FBaby
    FBaby Posts: 18,374 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    You do not understand how upsetting your comment could be to someone who has no choice to work.
    It's upsetting even for those women who do chose to work at the first post implied that leaving children in childcare was doing them harm.

    As we are talking about what is happening elsewhere. In France, more than 40% of mothers of children under the age of 2 work, that must be a lot of traumatised French kids. They don't look like it when we go there on holiday, but what do we know...
  • princessdon
    princessdon Posts: 6,902 Forumite
    FBaby wrote: »
    It's upsetting even for those women who do chose to work at the first post implied that leaving children in childcare was doing them harm.

    As we are talking about what is happening elsewhere. In France, more than 40% of mothers of children under the age of 2 work, that must be a lot of traumatised French kids. They don't look like it when we go there on holiday, but what do we know...

    Being a nursery teacher (qualified teacher) who has worked and managed childcare for many years and heavily involved in Early Years education and training I will never see it as anything other than positive. I do respect that not everyone feels the same. It's hard for those who have no choice but to work, and I imagine people did find that post offensive and upsetting.
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    FBaby wrote: »
    Soo it's ok to have a moral judgement on posters as long as they are not asking questions about how they can maximise benefits?



    This leaves me speechless! 'A man paying his wife to offer childcare for his children'... what a lovely way to put it... I wonder if he asks for a receipt at the end of the month when he's paid her....

    Makes you wonder what other "services" he can pay her for.;)
  • zagfles
    zagfles Posts: 21,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    FBaby wrote: »
    Soo it's ok to have a moral judgement on posters as long as they are not asking questions about how they can maximise benefits?
    Read the forum rules. Report my posts if you think they break them.
    This leaves me speechless!
    Really? Oh wait...
    'A man paying his wife to offer childcare for his children'... what a lovely way to put it... I wonder if he asks for a receipt at the end of the month when he's paid her....
    As discussed a long time ago...two SAHM's could become registered childminders, swap children, and get tax credits/childcare vouchers to pay for childcare while they "work" minding the other couple's children :rotfl:But they can't if their "childminding job" is looking after their own kids!
  • zagfles
    zagfles Posts: 21,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Dunroamin wrote: »
    Makes you wonder what other "services" he can pay her for.;)
    https://forums.moneysavingexpert.com/discussion/4318039 ;)
  • Feel free to stay at home but don't think that the taxpayer is going to fund your choices in life.
    As I said before I despair at some peoples attitude.
  • Not read the whole thread, so not sure if this has been mentioned. But consider how easy/difficult it will be in x number of years when you might want to return to work...will not having worked in your field/career for x number of years prevent you from doing this? make it harder? or will it be relatively easy to return?
  • zagfles
    zagfles Posts: 21,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    Feel free to stay at home but don't think that the taxpayer is going to fund your choices in life.
    As I said before I despair at some peoples attitude.
    Who cares? The OP was asking about benefit entitlement if she gave up work, not judgement. She has been given the answer.

    People with babies are allowed to give up work and claim benefits. Don't like it? Diddums. Go rant on DT, or write to your MP. This board is for benefit entitlement advice not judgement.
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