Enjoying the journey - budgeting, saving and remaining credit card free

fedupandskint

Firstly NSD 27 and a no clothes spend day 30 today - going well.

Meeting at uni went OK with the main thing being, don't give up remember the goal and keep it in mind - OK will do.

Thirdly - toothache back again bigstyle - off to dentist tomorrow first thing - feels bad again - oh dear!

I forgot to mention - 2 items with bids on ebay - at last!

fedupandskint

Back from the dentist - root canal this time! Hoping that solves the problem. Now waiting for the anaesthetic to wear off and see how painful it is before I go to work.

Anyhow onto other news - NSD 28 today and no clothes spend day 31 - it's a 6th month of no spending on clothes - who would have believed I could do that? Not me!

fedupandskint

Tooth back to normal today with no pain - yeah!!! very happy indeed and it wore off to leave no pain yesterday so despite the shock from colleagues I was back at work I was fine!

Door and window quote today and I'm really pleased with the price as its come in just under what I wanted and not over like I suspected it might. In about a month's time I will have a very solid and thick secure new front door and window and kitchen window which I am really looking forward to - very happy and so far a great company to deal with.

Also finally got around to emailing the train company bout the trees which are about to take over my house at some point - awaiting reply

Decided to take the afternoon off voluntary placement as despite feeling much better for no tooth pain its certainly left me feeling very tired and I had to fit that quote in and the hairdresser is also coming later on this afternoon - budgeted for of course!

fedupandskint

Hair cut done and money from budgeted account
Petrol filled up ready to go and visit mum tomorrow
Last of food shop done - getting some heavily reduced meat from the counter which was surprisingly easy to get reduced - will remember that in future!

Started my new decorating and renovating journal for the house starting with listing all jobs that need doing in each room and left room for prices and to work out the budgets once that ppi money appears over the next few weeks.

Also received an email from the ombudsman confirming they have received one complaint - 2 more to confirm then wait for their decisions. Well at least I know they have received one, it's taken a while and they seem very busy.

fedupandskint

Lovely day out with mum yesterday who bought me a rather treaty lovely coat for Christmas with 20% off so we were both pleased about saving £13.80 off the original rrp. That coat will serve me well over the coming years.

What else? Not a NSD as bought a coffee for mum and a Christmas card for brother while I saw a nice one for once. Just one more special card to get over the next couple of weeks.

Updated my house renovation journal last night - started budget planning off and updated a list of things to do to prep and plan.

Today's plan is to finish off the cleaning, make soup, bath the dog, do the washing, make a nice tea, long dog walk, parcel up ebay sales and something else I've forgotten now!

WantToBeSE

Hi FU&S, hope you are having a lovely Sunday so far.
I am on a mission to redecorate my tiny house, so have decided to do 1 room a month.
So my job for November is my Bathroom. It's tiny, so will not take too long! I already have undercoat and green paint (olive green), but i need to get some anti-mould paint first.

I was going to use the green in the lounge, but then someone gave me 2 lovely RED throws for my sofas. So i am now going to do my lounge in Red/Cream/Brown.

Have a lovely day!

fedupandskint

House renovation will start next year - door fitting this year and one more window

I've a good day ticking off those jobs - dog bathed, washed and dried! Washing drying on the line, cleaning finished, floors swept and mopped, soup make portioned up and eaten one for lunch today

Tomato soup made from cheap toms - 7 large portions this time around.

6 items on ebay with bids on - not bad for this weekend - a lot to relist next time around. Think I'll take some more ebay listing photos this afternoon as its a bright and breezy afternoon here today.

Then it will be time for another long dog walk to take advantage of this pleasant bright afternoon!

NSD 2 today and no clothes spend day 3

parsniphead

Well done on the PPI. I had a big amount last years which knocked years off my DFD.

Hope the tooth is feeling better. Root canal:eek: you're very brave.

fedupandskint

Right then time for a little update

4 items paid for from ebay sales - waiting for 2 more to pay - 4 posted today.

PPI money refund arrived today in my account and has been split up into house decorating account, holiday account and then some for a new something for me - budget set and will not go over despite feeling quite tempted! In fact now would prefer to go under budget! All neatly divided up into accounts and none spent yet!

Tooth all OK and back to normal and remaining work to be done in 3 weeks time.

Had a nice meal out last night and a good old catch up with old friends and was a bargain too using a 40% off voucher! Meaning yesterday was a low spend day, today a NSD as postage paid for out of ebay sales. Quite tired tonight so will be an early night and planning more NSDs this week too!

NSD 3 today

fedupandskint

Feeling quite hormonally grumpy today after a long and boring day at work. the day started off not that good as I discovered someone had decided to smash my wing mirror to pieces. Thanks whoever that was for destroying it. Taped it up to get to work and back. Ordered one from fleabay so I'm hoping that is a good replacement that fits perfectly. Money came out of ebay sales so I'm counting today as a NSD grumpily.

Not much else to report really so I'm off to bed and chasing 2 non payers up on ebay