Enjoying the journey - budgeting, saving and remaining credit card free

fedupandskint

Jobs all done for today apart from Shred and making a pud for tea.

Cleaning done for today and hoovering, work clothes dried outside before the deluge arrived. Time to go out with the dog for out walk before more rain arrives then back for Shred to get done in 30mins flat.

One item sold today on eBay fro more than I expected which was a nice surprise. Will pack it up later and hope that it arrives safely after some RM mishaps recently. Rest finish next week and looks like some more space will be freed up in the spare room of doom - nice!

Of course it's a NSD today as haven't been anywhere to spend money I haven't got.

NSD 24 and no clothes spend day 25

fedupandskint

Well I did Shred again and its finally getting a little easier, might do another day tomorrow then halfway through Level 1 - taking some time this time around!

Im getting a bit sick of all the chocolate and biscuits at the moment as I'm so hungry and snacky. My weight is staying the same with my regular weigh in. I'm going to bake a banana cake tomorrow to split up into portions for work next week to keep me going and use up some of those old bananas in the freezer and store cupboard ingredients and I might also make some flapjacks too if I have enough in or stick with the banana cake first. Which I should of course. Will be nice to have some of that as a snack and some oat bars instead of a cheap choccie biscuit that does not fill me up at all.

Have meal planned for next week and should be ok I think with what's in. Plus I can make the flapjacks in the week if I need to after work.

[Deleted User]

Subscribed! I've been reading your diary for a few days now. I love the way you get all those jobs ticked off, keep up the good work! I don't have a diary but you are inspiring me to do some DIY and work on CV !

fedupandskint

Hi there Joyunlimited.

Just having a think about what to do today. Well, parcel up the eBay sales safely, do Shred, ironing, bake that banana loaf, a natural facemask today using up freezer ingredients, nails to paint tonight, bathroom to clean, write to the ombudsman, get work stuff ready much much later today. File paperwork, make a note of who needs ringing next week, take photos for possible free listing next weekend.

Of course a NSD today as no pennies to spend at all, it's been a tight month with the budgets and savings plans which hasn't gone completely to plan. Next month is tight too until wages settle down after change in hours, hey ho it'll be worth it in the end to get that loan paid off 26 years early. I think I need to remind myself of what I'm doing when it feels tough like now.

One more week to go and I'll have gone 9 months without spending any money on clothes, good grief! What a result! Amazing what some determination can do to focus on the task. One thing I've realised through all of this is once I make a decision to change something I can, and do, stick to that decision. Still need to remind myself sometimes despite all the changes!

fedupandskint

Update time.

eBay parcel wrapped up as safely as I could - here's hoping it arrives safely and in one piece.
Banana loaf baked - ok and not too sweet so should keep me going over the next week.
Bathroom cleaned and sparkly
Breakfast porridge made for the next 2 days
Ombudsman letter written and ready to send off this week along with the rest of paperwork ready to go with it.
Train tickets bought for work tomorrow before that rain arrived this morning!
Paperwork filed

Leaving just Shred to do, dog to walk again, work stuff to get ready, tea to make and nails to paint - what an exciting weekend that was! Still got plenty of little jobs ticked off my list.

Time to mend that kitchen cupboard that has just broken on me - hmm not sure what to do there, let me see.

fedupandskint

Shred done - day 5 completed, 5 more to go then back to level 2.

Everything ready to for work in the morning and the early morning dash. Kitchen cupboard door now taken off and couldn't get it back on my own, will have to wait until next weekend then.

eBay buyer opened a case against me for a broken in transit item, offered a partial refund to resolve the case so let's see what happens next.

Tea made, ok this week and leftovers for easy reheat teas, meaning I will do Shred again once in the week. Day off exercise tomorrow. Also made some flapjacks and now have plenty of snacks in for this week to see if that helps my constant snackiness on chocolate and chocolate biscuits. Weigh in day on Friday to see if it affects my stable weight. Will check it and see. The flapjacks used up the remainder of the jar of mincemeat from Christmas and that's another store cupboard item used up.

Also did my natural face mask of egg white from the freezer. A bit weird really, don't think I'll repeat that one but at least that's one egg white used up from the freezer.

That's it for today then, back to work tomorrow.

fedupandskint

The egg white face mask was ok in the end, tightening and softening.

Letter received from the bank about CPP telling me to fill in the questionnaire and send it off. Ok will do. Also sent off the ombudsman form to them as requested.

Not much else to report here apart from another item with a bid on today, yeah! And I'm feeling pretty full of some good energy over the last week which has perked me up no end. Must be that exercise kicking in again, I'd forgotten how much it perks me up no end full of bouncing energy like I can't tire myself out. What with that and the combination of the new job makes a pretty potent happy energised combo I didn't expect to feel as strong as it does.

fedupandskint

A quiet day at work today with not much to do.

payday today for old job so work budget train and petrol and food budgets all drawn out ready to go for the next month.

Shred done tonight, progressing ok with that. What else? More sales on eBay of things that have been for sale many times before so that's a good result for this week.

NSD 27 today and no clothes spend day 28

fedupandskint

Plenty of sales tonight on eBay, quite surprised by how much a couple of items sold for. All off to new homes now they are packaged up ready to go!

A few more finish tomorrow, 2 buyers left to pay and one collect in person so all being well by the weekend should be all done. Meaning plenty more space cleared in the spare room.

Just fees and postage to pay tomorrow and work out how much is left over for loan overpayment then write a list of things to buy for packaging as I'm neatly out of stocks.

fedupandskint

interesting day at work today full of meetings. Lots of work coming up over the year feeling slightly overwhelmed by it all now - eek! Still its what I wanted and it will be manageable.

eBay parcels posted with eye watering postage costs today - came out of sales money and fees paid so all done with a few more finishing tonight.Up to £60 leftover so far to go towards loan repayment So not too bad despite the rather high postage costs this time around. Still lots of the big items cleared out and lots of old items off to new happy homes.

A NSD despite all this and filling up with petrol - out of budget of course making it NSD 28 and no clothes spend day 29.