We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I've Been Caught Speeding !

Options
Ms_Chocaholic
Ms_Chocaholic Posts: 12,722 Forumite
Part of the Furniture 10,000 Posts Name Dropper
I was caught speeding recently in a 30mph zone (I think the letter said I was doing 34mph). It's the first time I've been caught (!) although I do generally attempt to maintain the speed limit, particulary in 30mph and 40mph zones (not so much on motorways).

I returned the form that the Police sent me to state that I was the driver, I've just had a letter back today from them saying that, instead of paying £60 fine and 3 penalty points, I can go on a three hour speeding awareness course which will cost me £67 and I will incur no fine/points.

I think I will opt for the latter option but my question is, when I renew my car insurance, will I have to state that I have been convicted of a speeding offence. I'm not sure whether I will have been !

Thanks.
Thrifty Till 50 Then Spend Till the End
You can please some of the people some of the time, all of the people some of the time, some of the people all of the time but you can never please all of the people all of the time
«134

Comments

  • Wayne3765
    Wayne3765 Posts: 631 Forumite
    Part of the Furniture Combo Breaker
    I might be wrong but I would think that no points = no conviction so no need to notify your insurance, ask at the awareness course, I'm sure they'll know the answer.

    In the short term you have more to worry about as your going to get slated when the anti speeding brigade :rolleyes: catch up with you in this thread.
  • mjr600
    mjr600 Posts: 760 Forumite
    Go on the course.

    You will NOT have been convicted.

    You will NOT have to inform your insurer.
  • mattymoo
    mattymoo Posts: 2,417 Forumite
    Some insurers are now asking if you have been on a speed awareness course. Not sure how they would find out if you lied - they do not have access to the PNC and afaik it is not marked on your license.

    NB: I am not advocating lying in this case, just playing devils advocate.
  • tomstickland
    tomstickland Posts: 19,538 Forumite
    10,000 Posts Combo Breaker
    Well, the answer depends on the questin asked.
    If the question is "do you have any speeding convictions" then it's a no.
    Insurers publically stated a few months ack that they don't view 3 or 6 points for minor speeding infringements to mean much anymore since so many drivers have them.
    Happy chappy
  • I agree. Take the course.
  • soolin
    soolin Posts: 74,105 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I have done one of these courses and was told by the person in charge that there is no need at all to inform anyone. The course once completed wiped out any offence apparently.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    philt wrote: »
    I agree. Take the course.

    Probably a bit late now
  • Inactive
    Inactive Posts: 14,509 Forumite
    dacouch wrote: »
    Probably a bit late now

    Indeed... :rotfl:
  • CHR15
    CHR15 Posts: 5,193 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Maybe philt is a slow typist.
  • I was caught speeding recently in a 30mph zone (I think the letter said I was doing 34mph).

    I was under the impression most police forces wouldn't do you for anything less than 35mph in a 30 zone to comply with acpo guidelines (speedlimit + 10%+2mph)

    That said there only guidelines -may have been done myself last night in merseyside at 8pm by TAllivan on southport roadin bootle, clock said 35mph when I saw it and breaked
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.