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moving and regretting it - practicalities of moving again so soon

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Comments

  • I_have_spoken
    I_have_spoken Posts: 5,051 Forumite
    I felt a bit gloomy after buying my place last year. I really liked my old house, but the neighbourhood had gone downhill fast which prompted the move.

    I think it was in the weeks after unpacking but before I'd any chance to change the house to suite me which was a low point.

    As it happens, the sellers had only been in the place for two years and I was very cautious about buying, wondering if they'd found dry rot or the neighbours was vile.
  • phoebe1989seb
    phoebe1989seb Posts: 4,452 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Aliby

    That's really terrible about your poor cat and I can totally sympathise with how you're feeling right now, having had two cats run over previously :( We lived on a very quiet road and yet we came home one day to find one right outside our door.....the other followed me to a shop on a busier street (unbeknown to me) then attempted to cross that road towards the shop :A I felt absolutely awful too.......

    We now have two house cats, but still have our other old boy (nearly 14) who has always gone out. In 2011 we moved from our quiet location to a rural village with an A road close by. Fortunately for us - fingers crossed - our garden and the surrounding countryside is large enough to occupy the old chap without need for him to venture closer to the road, but I still worry that one day he'll chase another cat and be unlucky.

    I'd definitely agree that wherever you live these things can happen though :(

    Regarding making a mistake property-wise, we did that in 2007 - sold our large family home and bought a smaller place (in an area we'd never visited) with cash. Within a couple of weeks we realised it was a huge mistake. The house was a project and we decided we couldn't just sell up so quickly. Instead we threw £40k+ at it, stayed three years and promptly lost a whole heap of money - but it was a very *stagnant* area price-wise.

    In 2011 we sold it and moved here - now I've a feeling we've done it again, but fortunately this time I think we'll recoup our outlay - another massive project with £££££ to spend but in a much better location.....time will tell though.......

    Anyway, please do think long and hard about any decision you might make - and my hugs to you xxx
    Mortgage-free for fourteen years!

    Over £40,000 mis-sold PPI reclaimed
  • Maybe trying to get just one room in the house in "your style" would help you feel better about it?

    I'm straining at the seams to get necessary electrical work done on my "new to me house", so that I can get the study at any rate My Way as soon as possible. That way, I wont have to put up with a "cold" colour scheme and thinner carpet than I would pick in at least one room of the house. It will help a lot to have my "glowy" colour walls and luxurious thick neutral colour carpet instead of what the house currently has and it will make it easier to live with the rest of the house being outdated style and a bit "worn" looking and more cheaply done than my taste.
  • flea72
    flea72 Posts: 5,392 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You will have trouble selling, as is nigh on impossible to get a mortgage on a house that has changed hands within last 6m, some lenders state 12m

    Sorry about your cat, but cats can get run over anywhere. Ive never found busy roads make that much difference. We had a cat run over about 12yrs ago, the other 2 cats are still alive, and the road is busier now, so its just the luck of the draw

    If you feel you compromised to buy this house, then any small thing will just reaffirm this to you. You need to concentrate more on why you decided to go ahead, despite your reservations, and start to think of your house as home
  • RevolvingDoor
    RevolvingDoor Posts: 1,108 Forumite
    paulineb wrote: »
    As for your neighbour, if I had one cat killed on a road, I certainly wouldnt have let another two out.

    Yes, I agree.:(
  • Tancred
    Tancred Posts: 1,424 Forumite
    flea72 wrote: »
    You will have trouble selling, as is nigh on impossible to get a mortgage on a house that has changed hands within last 6m, some lenders state 12m

    I've just completed on a house that sold previously in December 2012. No issues at all from my mortgage provider.
  • Mickygg
    Mickygg Posts: 1,737 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Living near a main road with cats is a risk. You must have known that before hand but wanted to take the risk. I personally could never take that risk.I hate to say it but my view is you will need to move as you are cat mad (as I am).
    I have been in my place for a year and I'm not overly at home and would move tomorrow if I could, but for money I can't so I will make do. I am however in a CDS to cats are not my concern.
    A lot of people have said your cats could stay in doors. They obviously have never tried this themselves, keeping cats in but before they have roamed outside!! It's a nightmare. It only works if cats are kept indoors from day 1.
    If cats are your life, I would move. Sorry.
    But in terms of strategy, get your facts together to tell the EA. Ask EAs what has happened on the market in your area since you had your offer accepted, then get some valuations. Look at what is on the market.
    Is there anything quick and easy you can do to spruce the place up, ie a lick of paint, tidy garden?? Basically try and claw back some of the sales cost.
    I would for now see if you can keep the cats in for now, then you won't have that stress, but I know they will be walking up the walls if they are anything like mine.
    Finally, see if your old solicitors will do you a deal for using them so soon again. Also beat the EA commission down to an absolute minimum.
    Best of luck.
  • Mickygg
    Mickygg Posts: 1,737 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    flea72 wrote: »
    You will have trouble selling, as is nigh on impossible to get a mortgage on a house that has changed hands within last 6m, some lenders state 12


    Really? I have never heard that before.
  • Tancred
    Tancred Posts: 1,424 Forumite
    Mickygg wrote: »
    Really? I have never heard that before.

    It's not as simple as that. All lenders are interested in is that the house is not back for sale for a negative reason, e.g.. neighbour disputes, structural problems or anything else that would potentially put off a future buyer. This is the first thing that a buyer's solicitor would look into.
  • flea72
    flea72 Posts: 5,392 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Tancred wrote: »
    I've just completed on a house that sold previously in December 2012. No issues at all from my mortgage provider.

    So over the 6m requirement then?
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