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The All-time Outstanding October NSD Challenge
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NSD 21 today
Ear problem was not an infection after all and is now on the mend thankfully - hissing quietly nowfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
So NSD no 17 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hello
Checking in for NSD #10 today!
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
NSD 13 for me todayBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Can I please increase my target to 21 pretty please?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
fedupandskint wrote: »NSD 21 today
Ear problem was not an infection after all and is now on the mend thankfully - hissing quietly now
Did you need a radiator key for your ear?! :rotfl: Glad its on the mend xCan I please increase my target to 21 pretty please?
21?! Show off:rotfl:
Well no NSD here, mog will insist on being fed so I also stocked up on a couple of baking ingredients (still to watch the final of GBBO) but too tired to make the brownies I was going to. Made dinner and crumble instead (free apples and foraged blackberries :money:)
Flipping shattered tonight, it's been a long week already and soooo much to do the rest of this week. Sigh.
However, do feel :A was at boot camp, in the dark at 6.30am this morning - and it was CHUCKING it down. To the point I was running and inhaling water :eek: Our instructor said we were mental, to which I replied 'well I did ask if it was on and you said yes' :rotfl: Still, at least it wasn't cold and it was boxing which I enjoy so not all bad. Just hope I don't ache too much for pole tomorrow.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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Unexpected NSD today - I'm away with work and expected to be out for a few drinks with colleagues. Boss very kindly paid for the drinks so NSD 21 / 25SPC Member #112 :A Save £2k in 2014 # 160 :money:0
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Unexpected NSD today - I'm away with work and expected to be out for a few drinks with colleagues. Boss very kindly paid for the drinks so NSD 21 / 25
Yeh good boss :beer:
You are doing fab MissE
Kerri - completely bonkers - running in all that 'you'll catch your death' my mother would have said :rotfl:
Fed-up hissing ears are something I have extensive experience of, funny though how when its quiet they are more noisy:mad: Glad you feel better
I have a plan for how to get to the end of the month, not sure about target but surviving is part one this month.
I have an emergency stash of money in each handbag 50p or £1 and £2 car park money in the car and about £10 in £2 coins, so I reckon I can raise about £17 which should easily pay for a lunch and drinks, everything else is in budget so phew:) I think I'll get through, then work extra hard to replace these little savings next month.
...and budget for birthdays better next year :eek:
NSD 14 pleaseDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
I've done it!
Yesterday my first NSD in October
NSD 1/10
not going to make my target am I? Even with over £500 in unexpected expense this month (paid for from emergency fund NOT borrowed) this has highlighted how active my bank account is, so I have taken steps to move direct debit dates etc
CHALLENGES MAR'14:
CHALLENGES 2014: £1-a-day#43 £84/£365; £3350k BY MAY £2700/£3350; £1500 BY JULY £0/£1000
EMERGENCY FUND £0/£2500; 2014 MFW #61 £0/£2500; CC £290/£2270
2014 SUMMARY (POAYD 2014 #120 £3074/£12485 24.6%
101 MONTHS... MORT: [STRIKE]£63,000[/STRIKE] £66850 | LOANS: [STRIKE]£26,000[/STRIKE] £0 | CARDS: [STRIKE]£33,000[/STRIKE] £1980
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kerri~words fail me :eek:is all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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