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The All-time Outstanding October NSD Challenge

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  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    NSD 21 today

    Ear problem was not an infection after all and is now on the mend thankfully - hissing quietly now
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So NSD no 17 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hello

    Checking in for NSD #10 today!

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 13 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Can I please increase my target to 21 pretty please?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    NSD 21 today

    Ear problem was not an infection after all and is now on the mend thankfully - hissing quietly now

    Did you need a radiator key for your ear?! :rotfl: Glad its on the mend x
    beanielou wrote: »
    Can I please increase my target to 21 pretty please?

    21?! Show off :p :rotfl:

    Well no NSD here, mog will insist on being fed so I also stocked up on a couple of baking ingredients (still to watch the final of GBBO) but too tired to make the brownies I was going to. Made dinner and crumble instead (free apples and foraged blackberries :money:)

    Flipping shattered tonight, it's been a long week already and soooo much to do the rest of this week. Sigh.

    However, do feel :A was at boot camp, in the dark at 6.30am this morning - and it was CHUCKING it down. To the point I was running and inhaling water :eek: Our instructor said we were mental, to which I replied 'well I did ask if it was on and you said yes' :rotfl: Still, at least it wasn't cold and it was boxing which I enjoy so not all bad. Just hope I don't ache too much for pole tomorrow.
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • MissE001
    MissE001 Posts: 797 Forumite
    Eighth Anniversary Combo Breaker
    Unexpected NSD today - I'm away with work and expected to be out for a few drinks with colleagues. Boss very kindly paid for the drinks so NSD 21 / 25
    SPC Member #112 :A Save £2k in 2014 # 160 :money:
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    MissE001 wrote: »
    Unexpected NSD today - I'm away with work and expected to be out for a few drinks with colleagues. Boss very kindly paid for the drinks so NSD 21 / 25

    Yeh good boss :beer:
    You are doing fab MissE

    Kerri - completely bonkers - running in all that 'you'll catch your death' my mother would have said :rotfl:

    Fed-up hissing ears are something I have extensive experience of, funny though how when its quiet they are more noisy:mad: Glad you feel better

    I have a plan for how to get to the end of the month, not sure about target but surviving is part one this month.

    I have an emergency stash of money in each handbag 50p or £1 and £2 car park money in the car and about £10 in £2 coins, so I reckon I can raise about £17 which should easily pay for a lunch and drinks, everything else is in budget so phew:) I think I'll get through, then work extra hard to replace these little savings next month.
    ...and budget for birthdays better next year :eek:


    NSD 14 please
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • iancrt
    iancrt Posts: 133 Forumite
    I've done it!
    Yesterday my first NSD in October
    NSD 1/10

    not going to make my target am I? Even with over £500 in unexpected expense this month (paid for from emergency fund NOT borrowed :)) this has highlighted how active my bank account is, so I have taken steps to move direct debit dates etc
    CHALLENGES MAR'14:
    CHALLENGES 2014: £1-a-day#43 £84/£365; £3350k BY MAY
    £2700/£3350; £1500 BY JULY £0/£1000
    EMERGENCY FUND £0/£2500; 2014 MFW #61 £0/£2500; CC £290/£2270
    2014 SUMMARY (POAYD 2014 #120 £3074/£12485 24.6%
    101 MONTHS... MORT: [STRIKE]£63,000[/STRIKE]
    £66850 | LOANS: [STRIKE]£26,000[/STRIKE] £0 | CARDS: [STRIKE]£33,000[/STRIKE] £1980

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    kerri~words fail me :eek:is all.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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