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The All-time Outstanding October NSD Challenge
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17 NSD's ...sorry I have been AWOL I took an extra job on pretty shattered by the end of the day. That's the problem with working part-time jobs I start work at 7.45am finish at 9 oclock go back again for 12pm finish at 1.10pm then go back again at 3 till 6.45pm .... I go back and forwards 3 x a day which equals 2 hours walking each day......:eek: The good news its half-term yes you guessed I work in a school.... my feet are so happy....:D
Hi jaxsmar,
Doing well with the NSDs, you must be very slim and fit with all that walking ...enjoy your holidayDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
EverTheOptimist wrote: »NSD # 9
Went out for a walk with little man today, took my purse but stayed out of the shops.
Doing really well again this month ETO, hope the suitable weather for nice walk stays around a bit.
NSD 15 please
Lucky me, lodger paid for the chocolate here BeanieDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
And here I am with NSD number 15
to add to the collection.......shall I increase my target to 17?
hellooooo freeby, hope you are ok out there in RL, probably just full of busy I expect.......the Nargle has been especially skint this month, hence the impressive haul of NSDs.
Well done everyone, we must be breaking the record....One life - your life - live it!0 -
NSD no 19.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi all upto NSD 10 now think i am going to fall short by a couple for my monthly target. My spending diary has made some eye watering reading spending too much on extra food and junk so i now know where the money is going and i can make changes. Also not making excuses but alot of my spendy days have been down to getting christmas gifts.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Hi everyone,
Does a new thread appear each month, or do you carry on? Not completely sure from looking on here
I'd like to join the November NSD challenge when it appears, but not quite sure where to go!Debt: [STRIKE]£8652[/STRIKE]£8550:eek:
Honeymoon and post-job savings: £50/£1100,
DFD target: December 2015
Saving for Xmas 15 #35: - £4/£365
NST December #28 - Food etc- £200.71/£260, :xmastree: & decs £0/40, Diesel £48/£110, Christmas presents and spending money £335.59/£380, Food Bank £5/5, SFDs 1/15.0 -
Bex~There is a new thread each month.
A tad early for November's just yet.
Just keep your eye out & once it is up there will also be a link on this thread.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good Evening Folks from a very Autumnal and quite cool NI:eek:
I got my sim card for the internet dongle last night, so now have internet access again:p
I am able to declare NSDs 10 & 11 for Tuesday & Wednesday of last week, so have achieved my target (I think!):)
I hope everyone is enjoying the weekend and staying dry:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Forgive me Father,for I have sinned.
It has been 6 days since my last NSD :eek:
I have,however,good intentions for the Sabbath tomorrow.:money:
(This would reach my October target)
After that,there are no guarentees,with 4 children home for the school holidays.:eek:
Joedenise,thank you for the suggestion of setting aside money for a few different spends(Scouts,school dinners,etc),to spend all on the same day.I know I could nab lots more NSD's this way.Going to start doing this when school goes back.
Despite frittering away too much money this week,i follow this thread everyday(a couple of times a day,usually....),and it is very inspiring,thank you to all :beer:SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.500 -
This month has been all over the place for me, my 60 year old father had a stroke (not massive but a set back for him) got promoted and started new job and I feel like my head is on fire most of time and am completely shattered when I get home.
Don't really know where the month has gone - must be getting old! a quick cash tin check would make it appear I have had
8 NSD this month:jNo Buying Unnecessary Toiletries: July stash 72/0 INS/2 UU/0 TA0
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