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The All-time Outstanding October NSD Challenge
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Ah cool I won't count Christmas gifts as I budgeted £300 though my budget is £10 for today. I want to try and do it cheaply as I'm not even sure if I could afford the last £141 left of my budget.SavingsRepayment: £0/£359.00
GeneralSavings: £244.01/£1000+ Dec 15
SPC#1435 £10.29
(£0 banked - waiting for nov 29th to start again hehe)
NOV NSD 9/10
:rudolf:0 -
Spoony popped up on Taxi's thread to share her condolencesI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Not doing too well, only can report 7NSD's so far. Don't think I'm going to meet the target but will get as close as possible. A weekend away did for 4 spendy days over and above what I wanted.
Hopefully I only need one top up shopping before the end of the month - well it will have to be a top up as I've only got just over £8 left.0 -
Sazzie - re making and freezing lunches. Not sad git but sensible. I do this for my son's school lunch pack-ups.
Will be back later with news (hopefully) of another NSD.One life - your life - live it!0 -
And here it is, NSD number 10!!!!
Hope everyone is having a good day.One life - your life - live it!0 -
Nargleblast wrote: »Sazzie - re making and freezing lunches. Not sad git but sensible. I do this for my son's school lunch pack-ups.
Will be back later with news (hopefully) of another NSD.
Hi Nargle,
Ok, sensible sad git :rotfl:.....been doing for this for about 30years:eek:and long before I needed to think about NSD...sometimes if I root about at the back of the freezer I find a sarnie loitering about unloved. Find that ham doesn't keep as well as corned beef, so try to make sure I use up what is in there before adding to it:D
Well done everyone for NSDs over the weekend.
Thanks Freeby for updating, sounds like work is keeping you busy.
Think I have seen If and Spoony pop up on the newbies trolls thread.Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
& NSD 10 please...target seems to be getting further away, but not giving upDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Not one today.
Bought lots of chocolate.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
One today making it NSD 17 as spends were food and pet food out of budgets.
Yesterday was a spend day collecting my nicely cleaned winter coat upfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
Whoops! Silly me, forget it was target one met at 17 NSDs so I'll go up to 20 NSD next pleasefinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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