The October Awakening!

LittleMissKitty

NinjaSavingKat wrote: »

Little Miss Kitty.... did you say 5 kids? I applaud your ingenuity and delegation in getting someone else to do the listing. I have so many items I am thinking of listing it's almost worth considering that ...although I only have a cat to contend with...:p.....however why do you feel guilty about money that you say was a gift! Take it and run honey....

Yup, 5 little [STRIKE]demons[/STRIKE] darlings between 1 and 8 :eek: I love how you call the eBay thing 'ingenuity' - it was pure laziness! I kept looking at the pile and couldn't bring myself to go through the process so many times!

The money thing was from my parents - they gave us £8k so we could afford this house (it was the difference between living in a very bad area and a love quiet little village). They tell me to forget about it as they did the same for my brother but I just can't help feeling it's a huge amount of money to receive as a gift. I'll probably stop counting it as debt but aim, instead, to build up the same amount in the emergency fund so I know I could pay them back if they ever fell on hard times.

NinjaSavingKat

LittleMissKitty wrote: »

...... instead, to build up the same amount in the emergency fund so I know I could pay them back if they ever fell on hard times.

This is a better idea. Please please please rearrange think of this as a gift as it is clearly not debt. They have peace of mind that their grandkiddies are in a better area and you are happy. Don't keep calling it a debt because it's not. It was a lifeline. I think saving and having it stashed is the best "thank you" you can give them because their assistance has allowed you to prepare for every eventuality... Very cool! So DFD in June 2015 yes:o?.. thats not long to go in MSE terms!!!

lilian1977

Hello everyone

Back on board this month, I really want to get to the end of October with money still in my brown envelopes so I'm going to try extra hard this time.

The first thing I've done is said NO to Justin Timberlake tickets. I have been waiting for this show for, ooh, 6 years - and the tickets are £104.50. There are cheaper ones (£77 and £55) but I don't want to sit at the back, and if I'm paying £77 I may as well pay £104. I can't afford either. I love him but it's not worth the money.

*sobs* *breathes* *moves on*

Right. Spreadsheet done, SFDs planned. Money looks as follows:

NSD: 1/20 (including today)
Food budget: £0/£150
Foodbank: £3 to Trussell Trust DONE
Packed lunches: 1/18 (including today)
Extra money: £18/£100 (DSs clothes and toys being sold)
Beauty products: £0/£10 (shouldn't need anything)

Will need to get DS a halloween costume but will ask around on my Facebook group before buying new.

Also just about to send off final payment for our remortgage which will bring our term down from 21 years to 15 years with no extra cost - woohoo!

Good luck everyone xx

xJOJOx_2

thriftylass wrote: »

xJOJOx, wow £20 for 5 on groceries. I know you said you have a full freezer but where do you buy fresh stuff like fruit, veg onions and milk etc to make it lat 5 for 5 weeks. Could prob learn some tricks here.

Unfortunately not much too learn, I take advantage from unused products from works kitchen. Ie Sunday Roast, I take the left over veg which lasts til thursday. Curry night, take home freeze etc They love me as they dont like waste, and I use everything ;-) The £20 will cover milk, fruit etc. Sometimes I even get given milk home when we've not gone through as much as usual x

I do tend to bulk cook when freezer low, Ill make things with similar ingrediants together, shepherds pie, lasagna, bolonise, mince meat pie. So all the fresh ingridents I need, ie onions/peppers etc I use all in one go and dont need to buy more. I do this as my fresh ingredients were always going off before I use.

No ones allowed in kitchen on cooking day, as it is a little crazy with lots going on.

Living_a_good_life

Hello All, Kat can I join again please?

Sorry I disappeared last month however I have news - we have agreed the sale of our house!! Currently trying to find somewhere to live as middle earth sold just before ours. Such is life!!

Anyway need to be as tight as can be for the foreseeable future so Im in - as for the make £100 - well does selling the house cover that

Hello newbes and here we goooooooo!!!

Love LAGL xx

karmachilovething

Checking in for the first of the month! Overpayment of £270 to the CC. Think I might have over done it in terms of what I'm expecting of myself . . . but I'm sure it will be fine. Otherwise SFD.

Having said that though, the car wouldn't start this morning :mad: so may be more car costs for new battery or worse! Fingers crossed it doesn't come to that!

NinjaSavingKat

LAGL you are in!

NinjaSavingKat

lilian1977 wrote: »

I love him but it's not worth the money.

*sobs* *breathes* *moves on*

Pull yourself together woman!!! :p:p

NinjaSavingKat

karmachilovething wrote: »

Checking in for the first of the month! Overpayment of £270 to the CC. Think I might have over done it in terms of what I'm expecting of myself . . . but I'm sure it will be fine. Otherwise SFD.

It's the idea. Over payment first forces you into a corner and makes you focus on what pennies you have left...:p

Tinkdh

Well it's a 5 week grocery budget this month for me. Just been to m'sons with the pay day bonus vouchers that my lovely grandma gave me and got £10 off my shopping so a good start. I did forget a couple of things (full of cold so really didn't want to be there!!!) so will pick them up after picking eldest up from school. Want tomorrow to be a SFD!