The October Awakening!

thriftylass

lilian1977 wrote: »

Why do we have to hit the spam button on karmachi's post?

The original spam post in place 97 has already been removed.

Kaybeebop

Here goes first chance to sit down today to get this done.

Our wee family is me, husband, ds 7, dd 3 & cat. Need to get sorted especially in the run up to crimbo.

Debt £13k and the sad thing is that it mostly relates to comfort shopping at Christmas 2009 after a not great year. There was a car in amongst that though. Hopefully clear before 28/4/2015.

I get paid on the 20th so not much spare for debt busting till then.

Not sure if I can count today as SFD as had to 'borrow' Oct money for weekly shop & Halloween costumes yesterday.

Food £68.84/£280 (never manage to stick to any sort of budget here but I can do this)
Petrol & travel £75
Misc £ 22.50/£200 (includes halloween, October week with kids off & my half of Disney on Ice tickets & Commonwealth Games tickets & various kids activities swimming lessons due on Fri)
Toiletries £10 (will need moisturiser might try to see if my Mum has some free samples stashed to see me through.)
Charity £3 saw a food bank at local Morrisons think it'll be good to get kids involved.

Phew! Haven't worked out how to put on a footer yet.

Siouxsie32

Yikes, am I too late? Still on holiday (home in a few days) and haven't been on the boards at all! My holiday has all come in within budget and today I transferred the money to pay it ALL off (by the skin of my teeth I hasten to add, but there is no financial hangover to pay!

My money shuffle was done on payday and my budgets are all in place (yes, I reduced my food budget after reading the rules )

Hugs to you all, hoping I can join you when I get back xx

KittyBoo_2

Been to garage and put my £40 worth in. Bought fresh veg and pet food out of budget. Decided not to go out for family meal today so saved myself £6.00. ( I usually pick my elderly Mum up and take her to meet the rest of the family for a carvery). Nothing else to report as yet but feeling very confident and pleased with myself that I've started this.

NinjaSavingKat

Fmess wrote: »

Quick question NSK, I get paid on 25th of each month so have already done October's biggest food shop and buying of animal food. Shall I include this in my Oct totals? I know the challenge is supposed to be 1st to 31st. Or shall I wait until I do a big shop again at the end of Oct and include this?

Make it part of October... as long as it's payday to payday it's fine. It's hard to maneovre the challenges according to everyones payday though - but yes count it as October..

NinjaSavingKat

Siouxsie32 wrote: »

Yikes, am I too late?

Hahahahahaha! I nearly added your name despite your absence but thought I best not be too presumptious... you may have had enough of us. You are in Siouxsie32 don't you worry... Full report when you get back please... I think the newbies will be interested in your "money finds" and "epic spreadsheeting".... :p:p

Shelbi

Hi fellow OA's,

ok so today is attempt at sfd 1- so far so good. Debt paid off first Natwest cc -now dead, one beasty left to clear up before end of the year. Lunch made & eaten already. Now off to plan all outings for the month, budget created but still needs a few tweeks.

Lillian I absolutely love the meal planners, thank you that will be very handy & its so cute, Thank you!. Hope everyone is having a fab day & good luck for this month xX

xJOJOx_2

thriftylass wrote: »

Ah ok, that's explains it One thing I could learn though is to cook more for the freezer. But my downfall is buying fresh fruit, rolls and cold cuts especially for the weekends. But I take that on board and will make a large chilli tonight that I then can also use in lasagne, and on pasta. Now that winter is upon us I will also make more beef stews etc that can go in the freezer and should save money. Thanks

I divide chilli into tubs and freeze and use for different things, I also save some chilli to make enchiladas with and chilli chessecake (with is tortilla, layer off chilli, layer of chesse and repeat), jacket potato with chilli and chilli sheperads pie ;-) sometimes i make meatballs for pasta too. Gives a little variance. I do manage too get a lot out a portion of mince, mainly down too portion control. I use too cook far too much and throw away!! Now ive changed my evil ways.

Nothing wrong with buying rolls and cold cuts as long as you eat it! I was always throwing ham etc away. Now i use everything, i let my head do the meals rather than my belly now!!

lilian1977

Hello again

I have just started a money saving blog - hope you can all find time to stop by! Only one post so far but I'm hoping it will help me meal plan as well as inspire others.

http://prettylittlepiggy.blogspot.co.uk/

PrincessLou

Oooh please can I join? :j

First time I've seen this thread but I love the idea of a fresh start for October! The rules are great - particularly the one about donating to the foodbank as I've been wanting to do this for ages.