How much board should I be paying?

mumps

thorsoak wrote: »

Sorry - should have said I'm talking about Council/Poll Tax ....when each individual over the age of 18, regardless of whether in education/work paid Council tax:( .

When it reverted back to household only paying CT, then we disregarded it!

Well if your kids have been back home for 20 years after uni then I agree they should be paying their share. I was thinking of when they are at uni, like OP, or for a year or two afterwards. It was also a very different time financially for students. Yours wouldn't have had tuition fees or student loans would they?

thorsoak

mumps wrote: »

Well if your kids have been back home for 20 years after uni then I agree they should be paying their share. I was thinking of when they are at uni, like OP, or for a year or two afterwards. It was also a very different time financially for students. Yours wouldn't have had tuition fees or student loans would they?

My kids are now at the stage where their kids are deciding on whether or not to go to uni .....and in actual fact, all 4 only stayed in the family home for a max of 18 months-2 years after gaining their degrees!

DS1, DD and DS2 were in receipt of grants (and as parents we had to top up the grants of DD and DS2 - DS 1 received full grant because of 3 sibligs still in f/t education); DS3 received part grant/part loan.

In actual fact, they all returned home for about 12-18 months after qualifying before moving in with others.

None of them contributed financially to the household expenses until they'd finished uni.

duchy

amberstar wrote: »

I think it's clear everyone has different opinions and I've started quite a debate over what people think is wrong/right. I'm not whining at all or complaining I've never once said I don't want to pay board.

Appreciate everyone's opinions and advice as that's all I was after. I will take this further with my Mum now.

I feel rather sorry for your Mum she's got a rather selfish daughter - aided and encouraged by her father.

Your loan and maintainance grant (clue is in the name) is for you to maintain yourself. It is not a savings scheme -it is a part of your income. You seem to be ignoring this income and claiming that £600 pcm wages are your only income. They are not -your funds available for saving are calculated AFTER you've paid your living expenses not "Dad says I must save them all". Does he contribute to your income too...or just tell you to short your Mum ?

If your Mum works part-time then your income is likely higher than hers -and you're mithering about an extra £15-£20 a month ?

If you don't want to pay...have you considered living with your Dad instead who seems to think the way you handle your finances is acceptable ? Maybe he wouldn't charge you any keep at all !

silvercar

I feel rather sorry for your Mum she's got a rather selfish daughter - aided and encouraged by her father.

You could look at it the other way round and say that by charging anything above the extra costs of having her living at home is profiting out of her daughter.

duchy

You could but the OP has a very odd mind set - she insists her only income is £600 a month but has confirmed that she doesn't regard her loan or grant in that income as that is what she feels entitled to save. It's all a bit "Me, Me, Me"

Person_one

duchy wrote: »

I feel rather sorry for your Mum she's got a rather selfish daughter

Wow, what a horrible thing to say.

duchy

I have a son at uni who lives at home. If he was complaining that his only income was his part-time wages ...whilst he was salting away an extra £6K in student loans each year-I'd call him selfish too.

Whilst I see nothing wrong in students using a student loan/grant prudently -I do have a problem with deception (even if it is also self deception). The OP was very clear that her only income was £600 a month ...until directly asked. I do think that in her head that is not "spending money" but the reality is her income is actually £6K a year higher than she is claiming and she should be budgeting (and contributing) in accordance with her full income....not a part of it.

Soleil_lune

Person_one wrote: »

We don't need to fill our posts with snide comments about 'reality' and loads of daft smiley faces either, maybe we're actually more mature as a result!

If you've got those skills already, then being able to live at home cheaply or for free (my parents charged me a token amount when I was working full time, nothing when I was studying or on JSA briefly) doesn't mean you're living in some sort of fantasy world, it means you've got a golden opportunity. I was a homeowner at 24 thanks to that opportunity.

Well bully for your parents for being able to let you live as an adult for FREE, or occasionally take a tiny token amount from you, I am so glad they were well-off enough to support you with virtually NO financial contribution from you. However, not everyone is in that oh-so-fortunate position, and I take umbrage at the suggestion that people who ARE asking their WORKING ADULT children for money, are being mean and tight and rotten to them.

And whoop de doo, you were a homeowner at 24, (but you weren't really were you? you just took on a mortgage, which tied you down at a young age!) You say 'I was a homeowner at 24,' like it's some kind of special achievement: it isn't. Doesn't make you any better than anyone else, because you got a mortgage at 24!

And no most people don't/won't take money from their offspring while they are a uni student/studying/in full time education, but when a young adult child is WORKING, then they should be paying towards their keep. At least a fifth of their income. Why on earth shouldn't they pay something?

Stuff reality: it's about respect and decency and understanding that the cost of living is expensive, for almost everyone. Even if my parents had not wanted/needed anything from me: I would not have DREAMED of not contributing to the family budget when I worked full time. I gave them a quarter of my wages. I can't imagine why ANY working adult child would want to/expect to live rent and board-free.

poet123

Soleil_lune wrote: »

Well bully for your parents for being able to let you live as an adult for FREE, or occasionally take a tiny token amount from you, I am so glad they were well-off enough to support you with virtually NO financial contribution from you. However, not everyone is in that oh-so-fortunate position, and I take umbrage at the suggestion that people who ARE asking their WORKING ADULT children for money, are being mean and tight and rotten to them.

And whoop de doo, you were a homeowner at 24, (but you weren't really were you? you just took on a mortgage, which tied you down at a young age?) Doesn't make you better than anyone else, or any higher an achiever, because you had a mortgage at 24! You say 'I was a homeowner at 24,' like it's some kind of special achievement: it isn't. Doesn't make you any better than anyone else, because you got a mortgage at 24!

And no most people don't/won't take money from their offspring while they are a uni student/studying/in full time education, but when a young adult child is WORKING, then they should be paying towards their keep. At least a fifth of their income. Why on earth shouldn't they pay something?

Stuff reality: it's about respect and decency and understanding that the cost of living is expensive, for almost everyone. Even if my parents had not wanted/needed anything from me: I would not have DREAMED of not contributing to the family budget when I worked full time. I gave them a quarter of my wages. I can't imagine why ANY working adult child would want to/expect to live rent and board-free.

I am sorry but that comes across as quite a bitter post.

Soleil_lune

poet123 wrote: »

I am sorry but that comes across as quite a bitter post.

No need to apologise.

NOTHING about my post is 'bitter.' If you choose to see it that way; that's your call. You're in support of the same views as person one, so you are BOUND to say something negative about my post