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our forever patch challenge
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thanks guys! closing date is 21st - Tuesday, so im keeping everything crossed- hopefully this time next week i will know either way..current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
paid £10 off loan, and £10 off the mortgage today from left over cash i had saved for my hair doing on monday, didnt have a blow dry !
so glad to have had my mega long roots done at last! 4 months!!!
still awaiting news from work, my nails are chewed to knuckle....current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
had 250 small bales of hay delivered today, years supply for the prince, and sheep have odd bit in winter.. love the smell, and the sight of the big stack , bit like the satisfaction if a well stocked pantry .. only trouble is it makes me think of winter....current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
been and done the weekly food shop, and got bags of feed for chickens and the princes fibre nuggets that he has in his snackball so he can 'trickle feed', but hes a master at getting them out now, so more a short interlude of fun for him
Paid another £10 off mortgage today, q.co payout and account tidy
Had e.mail from work saying thanks for applying, will be in touch soon.. hope it is soon, and with good news!!current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
Fingers crossed for you xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Fingers crossed for you, sammy xMortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Thanks for the support! im really hoping to hear something before the weekend so i know where i stand either way, and can then make a plan..
had a lovely ride yesterday evening, the weather was perfect and not many people about. im trying to keep positive, and have the frame of mind that i could be back to work soon, and i better make the best of my free time
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
pay day
got nice surprise of £180 loyalty bonus which we get annually , but thought we wouldnt get this year.. and £491 furlough back pay? after tax etc we are able to make an additional overpayment of £330 to the mortgage, and £260 to the loan, so i can safely say ive smashed my overpayment target for july
Mortgage balance now £199,550
will add totals for july next friday after the last account tidy of the month along with the last overpayment ..
Fingers crossed on good job news before the weekendcurrent official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253 -
That's great Sammy! 😀Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!2 -
got letter and e.mail from work, i have an interview, along with the other 4 i believe contenders for my job on tuesday at 11am.... tbh i just want to know either way now so i can plan, it would be great not to be out of a job, but if i am theres plenty of others in the same boat, ive got my health, and a decent emergency fund.. i count myself as lucky whatever the outcome..
We have downgraded husbands car, he bought a newish large pickup style one just before he got the new job last year. He has done less than 4000 since, and its a pain for parking etc as its so long so i dont use it. Son wanted it, so i swapped it for his small 4x4 which is ideal for me for work/getting horse feed etc in the back, and he gave us £5000, so thats been added to the p.bonds/emergency fund too.current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20253
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