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our forever patch challenge

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  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    thank you hugglemonster, i like to think she can still  be close to us  where she was happy.
    To be honest the redundancy fades to nothing in my mind at the moment , cant stop crying and missing her.. We had over 14 happy years together and she was loved every day of them.. :(
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    ordered a lovely rose same name as doggy to plant on her grave, pink same as her little toy too.. and a lovely slate heart with her name and dates, and a little saying- those we love dont go away, they walk beside us everyday- which i thought was so right for her, as everyday of her life she was beside me, and she will always be with me in spirit im sure, till we meet again some day in the other side.. im sure she will be there to greet me one day.. its a nice thought  :)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Well i think this has got to be the worst week ever- lost by beloved friend Sally last tuesday after 14 years together, same day told i was up for redundancy, this morning, after my individual consultaion meeting my mother contacted me to let me know my older sister- aged 56- had passed away.. words fail me  :(
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Oh my goodness, I'm so sorry to hear this news. Sending you many, many virtual hugs and thinking of you and your family.

    H x
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,122 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh my Sammy - what sad, sad news.  Sending hugs.  Take care.

    Fortune x

  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh Sammy, how awful. I'm so sorry for your loss x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Thanks everyone. i feel like my head cant process everything at the moment..
    Work have created a job role out of two peoples jobs who are facing redundancy, with loads of other bits added on, and are inviting the 5 people including me to apply for it.. they wont say pay or hours , what a farce.. because of everything thats going off ive just e.mailed HR to confirm i would like to be considered for it subject to hours and pay, but no doubt pay will be crap, as well as the mountain of work involved.. my gut instinct is to take redundancy, look for a job to tick me over till spring, and try for my cafe/ cabin here that i keep thinking about doing.
    Im sure some training courses may be available for people who have been made redundant, i thought maybe try for some catering training, and also see if any grants available for new small businesses maybe.. lets see, by the end of july i will either have the crappy new job role- which ive a sneaking suspicion they will already have someone lined up for- or my redundancy payout- which i will add to our emergency fund to pay me a little monthly wage, and plan to start my catering enterprise spring 2021.
    one thing losing family does it remind you life is short- and to get on and enjoy it  :)
    missing my little spaniel, every night i put the chickens away, give chunky prince his apple and mints, and go to her grave and say night night like i always did to her 
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    edited 19 July 2020 at 7:37PM
    the weekend is here again.. feeling a little better, trying to bring some normality back to my life after the last few weeks..
    Another twist in my world, work have now sent out another e.mail stating they have realised the one role they are offering carries too much work for one person, so now they are 2 roles- the other one is basically the job i was doing, with extra admin added, but the hours and pay are exactly what i need- ive applied of course, now a nail biting week to see if i get it- everything crossed!!  :)
    ive been making overpayments from account tidies/grocery and fuel savings, managed £100 in total now, so im down to £199,900  :)

    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck and fingers crossed for you Sammy! Also well done on the OPs x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
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