our forever patch challenge

sammy70

Happy Monday!
just made £75 overpayment to the mortgage, and £70 to the car loan 
Used grocery money from the nominated account, im going to use cash in my purse to pay for the next two weeks shopping- my unused spending money for the last few months.. cant see point in it being sat there doing nowt, when i can use it to pay off things we are paying interest on..

sammy70

murky start to the day here- animals all fed and cleaned out, had my brekky, now going to phone the vet to see what the next step is now the prince has had his weeks rest on paion killers..
He seems fine, his last medicine was yesterday morning, and he seems happy and not uncomfortable on that leg..

sammy70

had a lovely ride, the prince seems fine, he really enjoyed getting out after his time off. We just got back home before a thunderstorm arrived..
the farrier came today to replace his shoes, so hes all set for adventures.
Saved £12 from animal feed fund- transferred to friday overpayment account 
Feeling ok today, im up and down at the moment, i dont suit uncertaintity, like most people i suppose..

sammy70

well my ride for this morning is off- its bucketing down!
just made a £50 overpayment to the mortgage from the friday account- balance now £201,150 
also paid £24 off car loan, also from friday account 
Dont think i will be able to make anymore o.p now until payday- next thursday, but i dont think ive done bad this month, it feels good to be reducing our debts, even if they are small ammounts, it certainly adds up! 

sammy70

another murky /wet morning here. Had an early trip to tesco this morning to get pizzas/desserts/pop/beers etc as its my sons birthday on sunday- cant believe he is 30!! and w eare visiting for a tea party as no chance of taking him out for a family meal.. i ive ordered him a fancy cake which is arriving today, and as he couldnt think of anything he wanted we have given him cash, and a little gift so he has something to open..
Today im doing the housework so the weekend is freed up for family visits, and maybe i can squeeze in a ride on the prince too..
ive done the meal plan for the next two weeks, so again next week just bit of cleaning stuff/milk and bread/fruit should be all that is needed, so hopefully a little extra to the overpayment savings 
Hubby is on holiday from work next week, so i will be labouring on the cement mixer while he builds stone walls, hopefully the weather will be kind to us 

try_harder

Have a lovely day Sunday

sammy70

What hot weather we are having! phew 
weekend went well, son loved his pressies and tea..
Hubby and i are busy wall building- im on cement mixing duty- and it is hard going in this hot weather! but thunderstorms predicted for tommorow, so we are cracking on..
Overpaid £150 to the mortgage this morning, balance now £201,000 
overpaid £176 off loan, now £15,200 
All budget done  and accounts funded for julys food/fuel/animal feed etc.. meal plan done for the next 2 week, i bought a meat deal and some curries which are all supposed to be fancy restaurant quality steaks etc , was half price offer.. that is coming tommorow, and will be part of my meal plands for next couple of weeks.
must go, got another load to mix! 

sammy70

Windy here today.. hubby is trying to get his head round the new CCTV system he is fitting. Im so lucky he is handy- he saves us a fortune!
Ive done mucking out/poo picking duty ,and spent a while on weeding duty- an endless task at the moment. Ive set myself a target of a barrow load a day until all the section that is over run is cleared- hopefully will get this done by next weekend if i stick to it 
Im still awaiting contact from work to let me know when/if i have a job to go back to. I dont particularly enjoy my job tbh, theres a lot of bitchiness and stress, But at the moment looking for a new job would be difficult, so im hoping im not made redundant. its the waiting to find out thats the stressful thing, once i know either way i can make a plan! ive worked out what redundancy pay i should get, and with emergency fund we will be ok for quite a while if it takes some time to get a new income coming in, but id prefer not to have to use the emergency fund, though im really glad we have it!! 
my overpayments this month have gone over £300!! so glad i restarted making them, a positive step..

Fortune_Smiles

Hope it's good news from work Sammy.

Fortune x

sammy70

Thanks fortune, so do i!
Had another good week on the grocery shopping/meal planning - managed to save loads, went to a company shop with a friend who has a card, and got a lot of brand meal stuff at a fraction of the price, and i got a guest pass to visit myself in the next 2 weeks! 
All the bits i didnt get there, i went to aldi and icelland this morning to get, all in spent £5 less than weekly budget too! so another bit to the overpayment account.
.freezer is full, and we have meals planned with everything except fresh stuff to get each week, milk, bread etc, so should be able to make some little weekly overpayments from ongoing savings from grocery spends 
Im awaiting the interest to be added to the mortgage , and then im going to do my monthend update, and targets for July.. 
Right, must crack on and get house tidied and animals mucked out before hubby gets up after his night shift..