our forever patch challenge

sammy70

had another few days of lovely sunshine.
 Hubby is getting on with the wall repairs we had planned to do in our annual leave this year- due to his 4 week furlough he has i reckon got done what it would have taken him all his holiday days to do! some benefit to this madness i suppose..
latest from work  message to say many could be furloughed until october- and possibility of redundancies, just have to wait and see.. i will apply for any jobs that i like the look of, also looking at maybe a small business venture, keeping options and ideas open..
this weeks grocery/animal supplies/fuel budget going well so far, and managed two payments into o.payment account-£40.94 and £2.45 from account tidies/savings, so £178.71 in there now!

sammy70

won £75 on the p.bonds in this months draw! yey! a good start to the day.. that will be re-invested in bonds
Food shop this morning, lets see if i can save some pennies there too....
Another gorgeous sunny morning, life is good  

sammy70

oh, and added £2 from halifax reward to overpayment savings- now at £180.71 ! 

try_harder

Well done .!! No wins for me and no £2 reward either as I forgot to send enough money through the account last month silly me ,not a good start !!
Missing your little challenges , I hope you get sorted soon with work 

sammy70

Thanks tryharder, i will be glad when i know whats happening too..
Challenged myself to stick to grocery budget/animal feed/ fuel , and whatever i saved went into p.bonds each week- this week- just bought £55 of new bonds- a little extra for the emergency fund ! 

sammy70

my wish for rain came true! just need my job sorting now 

sammy70

Had short damp ride on horse this morning (the chunky prince). 
 Then went to local market and got a few bits, then feed merchant to stock up on next couple of weeks animal food, so they wont starve now! 
Looks like the rain will be heavy here later, so making homemade meat and potato pie and peas for hubbys dinner now, followed by flapjack (a diet free day  ) we need comfort food sometimes.. he is working nights tonite, so he will be off for 5pm
Then im sorting prince chunks stable/haynets etc for his bed time, as dont want to be doing in rain later.. followed by bubble bath with my book, and early night watching a winter too many, Hannah hauxwells documentary on youtube- i think im her modern day version- lol , what a woman !

try_harder

We are having a day like that too , we have been extra good for weeks eating lots of healthy food and today we are being naughty , its nice to have a day like this now and again

sammy70

Life is about doing what makes you happy , in between earning the money to pay for it! 
I believe in concentrating your money on things that matter most to you, i have my chunky horse who takes up my time and spending money, and makes me extremely happy too !
We dont smoke/have expensive cars/holidays, in fact being here is like being in any holiday destination we would choose anyway, only we have it to ourselves, and i never forget how lucky we are to have found it.
 we saved for a long time for our dream home, and yes we could have a house fully paid for now, but we wouldnt be in this lovely countryside peace and tranquility, paying for it in full will be my ultimate financial dream day ! cant wait for this uncertaintity to pass so we can get stuck back in to paying it off..
In the mean time, i will plod on saving where ever i can on food shopping /fuel etc to keep adding to my savings and little overpayment savings account. 
Today, i have meal planned right up to pay day- 25th- so only a small - under £50 max- needed for weekly top ups of fresh items, dog food, cleaning stuff etc.. that is my challenge for the rest of this month..

sammy70

What a soggy start to the weekend!
Just got back in after mucking out and feeding the fur and feather babies, they dont like rain .....
Another £6. some pence sent to overpayment saving pot from account tidy..
Ive had a chat with hubby, and have decided to try and hang fire to see if my job is lost for sure before applying for anything else, im driving myself mad, and probably him, thinking of scenarios/schemes/plans, and at the end of the day until any redundancy is confirmed, i just dont know.
Worse case i do lose my current job, but i will be due some redundancy pay, which should be 3/4 months pay to my reckoning , which will allow me then to sort out my future plans. Im fancying a career change , and if i do lose my job, i will see it as the push i needed to move on a try something new.
I had a bad nights sleep last night overthinking- my worst bad habit- so didnt get to sleep until after 2, and hubby was home at 4.30am, so early night for us!
We are having a date night tonight- bought a dvd we wanted to see ages ago, and tesco half price curries, and treats for after-  we know how to live the high life! lol 
Have a good weekend everyone x