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our forever patch challenge
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Xmas food shop ordered , delivery sorted Saturday, so all treats/booze sorted, We decided to have a guilt free treat week starting Saturday, it is christmas after all!;)
New year will see us getting stuck into our last 18 months of saving to clear our mortgage. Along side our savings challenge we both want/need to lose a stone or two, so thats the new years resolutions sorted for hubby and me :rotfl:
Healthy eating/menu planning/penny watching will recommence 2nd January, when we return to work..
Its a good day for xmas day, lovely decent break from work, i break up xmas eve 1pmish :j
We are looking forward to a few days to be together, catch up on our reading, have long walks in the countryside, and a few snuggles with tele and nibbles/ a few beverages, just love our time together!:)current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
That sounds like an ace and chilled Christmas
reading, walks etc all so enjoyable and free at the same time. We will be doing much the same. Can't wait
#39 - Save £12k in 20250 -
i cant wait too Linz!!:T
Had vodka, and 2 tubs of cadbury heroes given today, gifts, from work, yum!:D
xmas food shop arrives tomorrow, my muffin top is expanding already at the thought of 10 days of extra calories and booze :rotfl:
Aw well, its xmas!:):)
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
:xmastree: off to xmas market , just to have a peak, maybe get a few festive nibbles from the bakers:D
:xmassmilecurrent official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
:rudolf: had a tub of quality street given to us today from MIL, im going to have doubled by body weight at this rate by new year!:rotfl:current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
:santa2: not long now till santas here!
Im looking forward to snuggle time with my hubby most of all
tomorrow i'm booking our xmas joint gift to each other, a lovely romantic weekend away at the end of January, something to keep us going throughout the month!:heartsmil
X Sammy Xcurrent official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
christmas eve is here!:xmastree:
Ive just made our £500 overpayment :j
Happy xmas and a healthy wealthy and happy new year to you all:)
Bring on our 2015 overpayment challenge, 10% by end december 2015!
X Sammy x:xmassign:current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
back to work today for me:(, though at least i have Thursday off
Ive been making plans for money saving in January, and diet plans..:o Hope to save on grocery shop, general day to day spends, and look at ways to make/save extra cash werever we can.
2015 sees us into our last 18 months of our challenge, its really exciting to see the end in sight :j We really need to get our heads down and work our butts off to get as much saved for our forever home in the countryside :dance:
Sammy:)
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Heres my new years goals
Pay 10% of mortgage balance £3,300
Save as much as we can towards our forever home fund
lose a stone!!:o
Happy and healthy new year to everyone!
X Sammy X:):)
current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
Make £11,820.96 in overpayments in 20250 -
Sounds like you had a lovely Christmas.
Good luck with your goals! I don't think we've ever needed to put weight loss as our resolutions before but now we're nearing 30 it would appear we need to do a bit more and eat a bit less!
Mortgage (Start Sep 2014)- £70,295/£0 - 100%
Overpayments - £48829.37 :j:j:j
Mortgage paid off Jan 20200
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