📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

our forever patch challenge

Options
11617192122132

Comments

  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Xmas food shop ordered , delivery sorted Saturday, so all treats/booze sorted, We decided to have a guilt free treat week starting Saturday, it is christmas after all!;)

    New year will see us getting stuck into our last 18 months of saving to clear our mortgage. Along side our savings challenge we both want/need to lose a stone or two, so thats the new years resolutions sorted for hubby and me :rotfl:

    Healthy eating/menu planning/penny watching will recommence 2nd January, when we return to work..

    Its a good day for xmas day, lovely decent break from work, i break up xmas eve 1pmish :j

    We are looking forward to a few days to be together, catch up on our reading, have long walks in the countryside, and a few snuggles with tele and nibbles/ a few beverages, just love our time together!:)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • linz
    linz Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That sounds like an ace and chilled Christmas :) reading, walks etc all so enjoyable and free at the same time. We will be doing much the same. Can't wait :D
    #39 - Save £12k in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    i cant wait too Linz!!:T

    Had vodka, and 2 tubs of cadbury heroes given today, gifts, from work, yum!:D

    xmas food shop arrives tomorrow, my muffin top is expanding already at the thought of 10 days of extra calories and booze :rotfl:

    Aw well, its xmas! :):):)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    :xmastree: off to xmas market , just to have a peak, maybe get a few festive nibbles from the bakers:D

    :xmassmile
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    :rudolf: had a tub of quality street given to us today from MIL, im going to have doubled by body weight at this rate by new year!:rotfl:
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    :santa2: not long now till santas here!

    Im looking forward to snuggle time with my hubby most of all :love:
    tomorrow i'm booking our xmas joint gift to each other, a lovely romantic weekend away at the end of January, something to keep us going throughout the month!:heartsmil

    X Sammy X
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    christmas eve is here!:xmastree:

    Ive just made our £500 overpayment :j

    Happy xmas and a healthy wealthy and happy new year to you all:)

    Bring on our 2015 overpayment challenge, 10% by end december 2015!

    X Sammy x:xmassign:
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    back to work today for me:(, though at least i have Thursday off :)

    Ive been making plans for money saving in January, and diet plans..:o Hope to save on grocery shop, general day to day spends, and look at ways to make/save extra cash werever we can.

    2015 sees us into our last 18 months of our challenge, its really exciting to see the end in sight :j We really need to get our heads down and work our butts off to get as much saved for our forever home in the countryside :dance:

    Sammy :):)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • sammy70
    sammy70 Posts: 1,009 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Heres my new years goals :)

    Pay 10% of mortgage balance £3,300

    Save as much as we can towards our forever home fund :)

    lose a stone!!:o

    Happy and healthy new year to everyone!

    X Sammy X :):):)
    current official end date of mortgage= 2037-aiming for 1st March 2029. mortgage balance start of challenge- 25/11/2016 £245,695 mortgage balance 05/06/25 - £101,353.67 2025 challenge- get mortgage balance to £95,000 by new years eve 2025, and a years outgoings in premium bonds after water system paid for
    Make £11,820.96 in overpayments in 2025
  • amycool
    amycool Posts: 866 Forumite
    Eighth Anniversary Combo Breaker
    Sounds like you had a lovely Christmas. :) Good luck with your goals! I don't think we've ever needed to put weight loss as our resolutions before but now we're nearing 30 it would appear we need to do a bit more and eat a bit less! :D
    Mortgage (Start Sep 2014)- £70,295/£0 - 100%
    Overpayments - £48829.37 :j:j:j
    Mortgage paid off Jan 2020
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.