Puzz tries again.. this time with claws... My DMP Journey. I will get debt free...

Puzzcat

carbootcrazy wrote: »

I'm so happy for you. Puzz. Couldn't be happier. What a result! That will certainly make a big dent in your remaining debt balance:j:T:beer::dance:_party_.


Massive congratulations to you for keeping on with it and seeing it through after all the delays and frustrations from the creditor:T:T:T.


Have you any more that might end well? I must try harder with a couple of mine. I still haven't sent the CCA documents over to Niddy @AAD yet:o. Problems with my scanner software is my only excuse. Your fabulous news has just given me a kick up the rear. Ouch!

Hi Cbc,

I have 3 more that are enforceable according to the creditors but haven't had them checked out yet.. a job for another day...! I must update AAD!

Love Puzz. x

Puzzcat

Morning... and its a monday.. and I am on leave...:D

Unfortunately only today and tomorrow and of course the lovely fluffy white stuff has been falling on and off all morning... sun's out now so hopefully that's it for the day, although we are forecast a load over night.. I hate the white stuff...!! Although I like watching it out the window...!

I still can't believe that they finally came back with UE for that debt.. that reduces my creditors down to 6, 4 cc's and od + loan...

I have had one of the cca's checked of those remaining and that was enforceable so I shall get round to scanning the others in (one is huge) and hope AAD will check them for me...

Nothing very exciting to report otherwise.. LM finally gave up on the smartphone and we have now got her a basic one, which still took 5 hours training yesterday for her to work it....bless... she has gifted the other one to me, which is quite useful as mine is on its last legs.. just need to get it unlocked from her mobile provider.. but no rush.. I am sick to death of mobile phones...!

Today dd is suppose to be getting her haircut if she gets out of bed... and tomorrow snow depending we are suppose to be going to the cinema.. all... £££££.. right before payday... ho hum.... also rather rashly did a just giving donation last night so probably left myself short now....I'm sure I will manage...:D

Right off to clean the bathroom as it didn't get done yesterday due to phone training....! and more washing.. where does it all come from....!

Love Puzz. x

System

Only just found your diary. Will start following it now:) as you are definitely an inspiration. You are doing so well.

Puzzcat

ploppy57 wrote: »

Only just found your diary. Will start following it now:) as you are definitely an inspiration. You are doing so well.

thanks ploppy. xx

Puzzcat

Morning...:D

And I am on leave again...... Couldn't face the traumas of trying to work in this white stuff so as I still had 5 days left to take/carry over I booked today and tomorrow.. its suppose to rain at the weekend so hopefully the white stuff will be gone for Monday...

dd also still with me, she was suppose to go back yesterday and we then moved it to today... but her uni is on strike again next week up until Friday so she is staying put.... and we are just chilling.....

Nothing went right at the beginning of the week, we failed on hair cut and cinema.. cheaper for me though....!! We will at least try again for the cinema over the next week...

Payday came and went... pots filled.. lovely... No other money news.. all quiet... and not much spending going on as I won't drive in the snow so am limited to walking to the little local supermarket for any extras.. main shop was delivered last night but i hadn't catered for dd so will need to do a top up...! Out in my wellies later....

End of month news..

Jan lost 4lbs and walked 6.15 hours
feb lost 3lbs and walked 7.35 hours... So I hit the weight loss goal but not the 10 hours walking...

2018 Weightloss = 7lbs..:T

Goals for March...
3lb weight loss and 10 hours walking...

Right off to make a cuppa....

Love Puzz. x

System

Well done on the weight loss and walking. I am trying to walk more, not for loosing weight, but because I have been diagnosed with Osteoporosis and I need to increase my weight bearing exercise and walking is one of those. I also need to do more strengthening exercises etc as well, but am finding it hard going to fit it all in. Real life and work get in the way of exercise don't they...?:rotfl:

Summer12

Hi

I!!!8217;ve subscribed to your diary well think I have still getting used to this site. I was up really late reading your posts last night. So many great ideas about saving pots and ways to make a little extra. Your diary has also made me realise the importance of emergency fund, there!!!8217;s always something that crops up that!!!8217;s just life. Think I need a spreadsheet of my monthly shop as think money could be saved here. Although not sure how creditors will feel if I put my pet expenses down for £27 of cat litter a month! I!!!8217;ve never actually added it up before!! Anyway looking forward to reading the rest of your diary, currently on page 26 of 74!

Puzzcat

So Puzz has been AWOL again...

Not sure why, maybe as ploppy says RL gets in the way sometimes....

So what can I report....

dd finally gone back to uni following the strikes/snow etc.. although only for one day as they are striking again next week.. well worth the £9250 she's paying... but she has some work to do so may stay or may come back.. we shall see...

Half day for me today, I was suppose to be going to London to do the dmp research interview but my anxiety took over as i am not good at travelling to the unknown so I cancelled but still have the afternoon off.... Shame as when I previously did a research like this it was really good, but anxiety is a bind I live with...

So not a lot to report really, off for drinks at a neighbours later, probably pop into town as I need to go to the bank... My account is overflowing with money.. unfortunately its not all mine as OH has sorted out the loan for dd's year abroad and its now sitting in one of my saving pots.... puzz is loaded.. albeit only for a few months....:D

I have been given some overtime so will be working part of each weekend for the rest of the month... £££ =

Right best finish off working and then get on with the rest of my day...

Puzz. x

Puzzcat

Marvelous Monday Morning...

So another weekend done and dusted....

Drinks with neighbour Friday night.. An overtime visit for Saturday completed, despite horrendous traffic.. but still more pennies for me...

Mothers day, lovely card from dd. then I spent 3 hours with LM teaching her yet again how to use the most basic phone in the world.... An evening to myself last night as OH was working and dd is at her uni house..

Today, home working this morning and then into the office this afternoon to plan out my busy week....

Nothing new to report money wise.. dd's SF has come through and due to year abroad its a bit more than previous which is good.... between that, my savings and the loan OH got we should hopefully be covered...

Nothing exciting planned for the week, although I do have a social on Friday at that well known pizza restaurant.. I am hoping to use the gift card I got given for Christmas for part of my share..

I also complained.. (yes again..) to Mr J Lewis as one of the gifts I bought for OH was very badly packaged and they are sending me a £10 gift card... we love free money...!

Walking has taken a back seat, one I have not been here and I also managed to damage my toe by dropping a tool box on it.. best not ask... will hopefully resume soon...

Right onwards and upwards, shortly off out into the rain....

Love Puzz. x

NoOneAround

Morning Puzz,
Fab news on your debt :T -
and well done on your weight and walking:T
cheering on as always
NOAh
x