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Clear £6342.00 in 6 Months! Personal Challenge

12467

Comments

  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Well done AJolly! Result!

    I've just received a couple of large cheques and can't wait for them to clear so I can pay some off debts. However I only have one more invoice outstanding, for £107, so I need to get on and work hard this month.

    I've booked a slot at a carboot sale on 30 July. It's not a regular carboot but a one-off in a pub near here and I have a hunch it will be a better place to sell than the carboot sale I've done before. Just hoping the weather will be OK as I have paid my £5 pitch fee upfront.

    How is everyone else doing?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • AJolly
    AJolly Posts: 48 Forumite
    Good luck with your car boot. I dont have a car at the moment so car boots are out of the question unless i can get a friend to come along to one and use their car. Ive been thinking of using ebay but ive had bad experiance of people messing me around and not paying then im stuck with the sellers fee's which are far too high in my opinion.
    Total Debts - £11,205.92
    Barclays - £1,667.00
    Natwest - [strike]£1,603.00[/strike] [strike]£755.00[/strike] £650.00
    Pounds Till Payday - £588.92
    Payday Loan - £580.00
    Alliance & Leicester - £600.00
    Welcome Finance - £4,500.00
    LA Fitness - £1,100.00
    N Power - £250.00
    Capital One - £350.00
    BT - £215.00
    Council Tax - £455.00
    The Money Shop - £250

    Reclaimed Bank Charges
    Alliance & Leiciester - £555 - Court Action
    Barclays £980.00 - 1st Letter
    Natwest - £848.00 - Paid in Full, Removed from Debt
  • Please could I join in? I would like to reduce my debt by £7k between now and Christmas Eve - my Xmas present!

    I hope to do it by ebaying, amazon, Match Betting, budgeting and being frugal! My current debt stands at about £24k and I am paying £500 a month off the debts any how so I need to try and raise £4k an alternative way :eek: but it will set me a real goal.

    This thread is very inspirational!
  • Madnessa
    Madnessa Posts: 151 Forumite
    Hi there

    I'm quite new to MSE and I have just a little over £6200 in debts. I'll join you in trying to clear it before Xmas 2007 (nobody I know will be gettting any good presents this year).

    No idea how I will do it yet as my origiinal DFD was July 2008 (and I thought that was tight) but I'll do my best and I have nothing to lose.

    So by my calculations I need to pay off £1033.50 per month :eek: :eek: :eek:

    Impossible but worth a challenge! :D
    Don't ever be anybody's slogan because you are poetry
    Loan HSBC: £1952.44 (7 more payments of 278.92 left)
    CC HSBC: [STRIKE]£3691.11[/STRIKE] £2,070 (0% until 15 July 2007) :o :mad: :eek:
    Total: [STRIKE]£6246.64[/STRIKE] £4022.44
    :j :j Debt free by xmas 2007 challenge :j :j
    Mortgage: [STRIKE]£79,500[/STRIKE] £78,861.23
    DFW Nerd Club Members 556
    Proud to be dealing with my debts
  • moneymaker2
    moneymaker2 Posts: 449 Forumite
    Hi All,

    Now I have sorted this new car out I have another £800 to clear off my target which will leave me in plus figures so I am upping my challenge from £1000 to £2000. Only a little increase though as I am on maternity for 3 months and won't be able to clear much during this time.
    I have changed my signature to reflect this.

    Good luck to everyone else in their challenges.

    L :)
  • AJolly
    AJolly Posts: 48 Forumite
    Madnessa wrote: »
    Hi there

    I'm quite new to MSE and I have just a little over £6200 in debts. I'll join you in trying to clear it before Xmas 2007 (nobody I know will be gettting any good presents this year).

    No idea how I will do it yet as my origiinal DFD was July 2008 (and I thought that was tight) but I'll do my best and I have nothing to lose.

    So by my calculations I need to pay off £1033.50 per month :eek: :eek: :eek:

    Impossible but worth a challenge! :D

    Welcome to the group

    Nothing is Impossible :) it will just take us all alot of work, but we can all meet our targets. To raise the extra money you will be needing to meet your target looking into the following;

    Ebay
    Amazon
    Car Boots
    Extra hours at work / evening job
    Spread Betting

    Good Luck!
    Total Debts - £11,205.92
    Barclays - £1,667.00
    Natwest - [strike]£1,603.00[/strike] [strike]£755.00[/strike] £650.00
    Pounds Till Payday - £588.92
    Payday Loan - £580.00
    Alliance & Leicester - £600.00
    Welcome Finance - £4,500.00
    LA Fitness - £1,100.00
    N Power - £250.00
    Capital One - £350.00
    BT - £215.00
    Council Tax - £455.00
    The Money Shop - £250

    Reclaimed Bank Charges
    Alliance & Leiciester - £555 - Court Action
    Barclays £980.00 - 1st Letter
    Natwest - £848.00 - Paid in Full, Removed from Debt
  • Madnessa
    Madnessa Posts: 151 Forumite
    Will need to find another job to bring in at least another £400 per month.

    I'm working on that now, busy applying in reataurants and hotels.
    Don't ever be anybody's slogan because you are poetry
    Loan HSBC: £1952.44 (7 more payments of 278.92 left)
    CC HSBC: [STRIKE]£3691.11[/STRIKE] £2,070 (0% until 15 July 2007) :o :mad: :eek:
    Total: [STRIKE]£6246.64[/STRIKE] £4022.44
    :j :j Debt free by xmas 2007 challenge :j :j
    Mortgage: [STRIKE]£79,500[/STRIKE] £78,861.23
    DFW Nerd Club Members 556
    Proud to be dealing with my debts
  • blackangeluk
    blackangeluk Posts: 837 Forumite
    Well I joined the thread this afternoon with the intention of getting rid of £7k between now and Xmas Eve - and I have cleared £1020 already :j :j

    Got home to a letter from the Bank who have confirmed they are going to refund my charges, so now my outstanding goal is £5980. I hope I can do it!:T
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I am going to do some letters claiming stuff today - they should have been done a long time ago, but this challenge is giving me the kick that I need.

    Will post later to let you know that they are done............or not!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Madnessa
    Madnessa Posts: 151 Forumite
    I only have £25 worth of charges to reclaim from HSBC and they are taking their time about it!

    So this isn't really the way to go for me.

    I am gathering stuff to do a carboot this weekend and still searching for a part time job.

    So far I have paid off £0 to my debt but it is still early days.
    Don't ever be anybody's slogan because you are poetry
    Loan HSBC: £1952.44 (7 more payments of 278.92 left)
    CC HSBC: [STRIKE]£3691.11[/STRIKE] £2,070 (0% until 15 July 2007) :o :mad: :eek:
    Total: [STRIKE]£6246.64[/STRIKE] £4022.44
    :j :j Debt free by xmas 2007 challenge :j :j
    Mortgage: [STRIKE]£79,500[/STRIKE] £78,861.23
    DFW Nerd Club Members 556
    Proud to be dealing with my debts
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