Enjoying the Sunshine whilst Saving for the Rainy Day

cottage_retreatist

kissjenn wrote: »

Hi CR...

my baby will be 7 this month. She still thinks she's the size of a hamster and chases kittens along the back of the couch.

They are all lovely...your mee-moo sounds adorable (but stop intimidating Duke girls!!!!). :rotfl:

Hands thread back to DFW ...

*whispers hoping DFW won't notice!!!* mine is 13!! Eek but still my baby dog!! she likes to lick the cats face if she's allowed to get close enough!!!! :cool: xx *slinks in hiding*

kissjenn

I think all our babies are always our babies. Th idea of moo being middle aged is laughable, she's doggy 7 going on human 7 (no they're too worldly) human 4.

Makes a house a home tho coming back to a bundle of fluff.

debtfreewannabe321

Aww they sound lovely

I did a little snooping earlier and came up with some info I knew what the dog's name was next door and where she was from (area) and that was all. So I put those into google and I found her on the first hit :j She is in fact a malamute x husky so that is why she is big i'm assuming? I had another look just now and her picture has been taken down now so I can't show you and as for my dad's one I was trying to remember the size of her but if i'm completely honest I was clear with my dad from the off that I was scared and so she always stayed away when we visited (he lived on a farm and so she had her bed in the office when we stayed!) but from a distance she looked big and fierce I am a wimp though haha xx

debtfreewannabe321

Tenant paid £300 :j:j

Only owes, ummm, *quick calculation* £1035 :rotfl:I have to laugh or I will be pulling hair out :rotfl::rotfl::eek:

I spent £47 in a1di earlier and another £30 in tatco ! Too much rubbish in my trolley in Mr T! A1di i was very restrained! Mr T well by then I was starving and threw in cider, crisps, nuts and bacon :o:o OOPS!

DS2 is ill been sick 2x this evening once all over himself and the stairs and the second time all over his bed, himself and the floor argh, i hate sick! I will have him off tomorrow, he's laid in bed shivering even though he's boiling, poor thing!

I had some friends round earlier (2 from the playground, i went searching for new friends after losing my old ones :rotfl:) and they were telling me about the fact they are on a dmp too. They both pay!! I told them about CCCS & PP and they didn't seem very interested?! They told me theirs was better as it came with a bank account and debit card (that they pay for?!) I dunno, I gave up as I didn't want to scare them off :rotfl: but I wasn't impressed that they didn't listen to my whole MSE thing :eek:!

please-let-me-be-lucky

Hope DS2 gets well soon and the rest of you avoid the bug.

Yay to new friends but boo to non mse conversion!!

kerri_dfw

One day they may look back and think "why didn't I listen to her"...but they obviously haven't had their LBM just yet. Don't let it discourage you from being friends with them though.

debtfreewannabe321

please-let-me-be-lucky wrote: »

Hope DS2 gets well soon and the rest of you avoid the bug.

Yay to new friends but boo to non mse conversion!!

Ahh well I knew it would hit our house sooner or later lots of his friends have come down with this sick bug I'm hoping he hasn't been sick again since I left him, he didn't even wake up last time. It's only because DD went to bed after him that I saw it, poor baby xx

I found it so sososo hard not to lecture :rotfl:if I know something about anything then I am a pain in the butt until people listen to me :rotfl::o possibly another reason why people don't take to me

kerri_dfw wrote: »

One day they may look back and think "why didn't I listen to her"...but they obviously haven't had their LBM just yet. Don't let it discourage you from being friends with them though.

:TI will persevere and keep reminding them subtly what they could be spending that 17-20% on each and every month

debtfreewannabe321

And can I just point out my signature :j it's up to £2652.90 meaning I only need to find £347.10 between now and new year to make target #1 I CAN do this :T

kerri_dfw

I would leave them to get on with it, you've told them once and they've not listened so more fool them. Talk to them about baking and other things I always find money a difficult topic to talk about anyway, it's different for us lot that already have seen the light though

Hope your DS feels better soon, and whoop whoop whoop to just needing £347 to reach your target that's awesome. Just think if tenant pays you've reached it early

Eager_Elephant

debtfreewannabe321 wrote: »

DS2 is ill been sick 2x this evening once all over himself and the stairs and the second time all over his bed, himself and the floor argh, i hate sick! I will have him off tomorrow, he's laid in bed shivering even though he's boiling, poor thing!

I had some friends round earlier (2 from the playground, i went searching for new friends after losing my old ones :rotfl:) and they were telling me about the fact they are on a dmp too. They both pay!! I told them about CCCS & PP and they didn't seem very interested?! They told me theirs was better as it came with a bank account and debit card (that they pay for?!) I dunno, I gave up as I didn't want to scare them off :rotfl: but I wasn't impressed that they didn't listen to my whole MSE thing :eek:!

:eek: to poorly DS2 - hope he is better today.

That DMP will be with G*eg*ry Pe*nin*ton and the bank account is Think Banking :mad:

I have had numerous clients on this and all have fallen into more trouble since being with them - one guy ended up with £10k mortgage arrears :eek:

I like to empower my clients so when I am no longer working with them they know what to do but GP take all that away and control your whole account for you. Not only do they take a percentage of the DMP payment, they charge for the bank account and also for loads of useless insurance :mad::eek:

My client didn't get a debit card, he got a pre-paid credit card so he never knew what money he was getting each week until it appeared on his card and more often than not there was not enough to pay his mortgage.

They will have a lightbulb moment eventually especially if you keep going on about it:rotfl: