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Enjoying the Sunshine whilst Saving for the Rainy Day

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Comments

  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Excellent news on the mortgage front:T

    Just wondering how you are getting on with feeding the dog the BARF diet?

    (This is in the name of research only as one day we will get a dog and before you mentioned it I had heard of it but not known anyone who actually did it)
  • AlexLK wrote: »
    DFW321: Any reasons you do not feel ready to take on a project yet? If it's down to a lack of experience with hand tools / or lack of faith in your work, most craft type jobs can be fairly easily self taught, with practise you get much better. Whilst your first efforts will be somewhat clumsy and crude, you'll quickly learn. Dust off those old woodworking tools and get to it. :)
    My first house that I bought (many years ago when I was 22!) needed a refurb but as it happened we just tarted it up a little and sold on for profit ;) but one of the walls in my bedroom had totally collapsed and I learnt how to plaster a wall :T I enjoyed it and it was smooth and stayed put so I guess it was ok :rotfl: I do enjoy DIY to a certain extent but I'm not sure I want to do it on my own. DH is better at it than me just not as motivated and he wouldn't have the time as he will be working 300+ miles away for at least 1 year. He had a trade before joining the army and so has picked up an awful lot working on building sites and can fit a kitchen, windows, as well as put up shelves ;) so I would want to wait until he could help me tbh :)
    Excellent news on the mortgage front:T

    Just wondering how you are getting on with feeding the dog the BARF diet?

    (This is in the name of research only as one day we will get a dog and before you mentioned it I had heard of it but not known anyone who actually did it)

    Our dog is the fussiest dog I know :( I changed him because he was starving himself for days on the other food (dry) I paid for wet food to go over the dry so he would eat it but many a time I threw it away because he wouldn't eat that either!!!!! He drives me insane. FACT! Now he's on the BARF, he's hit and miss again. He should be eating 80% meat, 10% bone and 10% offal. He hates liver, lung and will only eat heart if I hand feed him (much to my DH's amusement! I've been the butt joke of many of his FB updates!!!) he won't eat rabbit, and a few others which elude me now :think: he will eat tripe (YUK!) by the bucket, he will also eat chicken mince, lambs breast, and a few other bits but it's again hit and miss just like the dry food. Pedigree by name pedigree by nature nothing is good enough :(. I also try and get fruit and veg in him (that he can eat there is a list of foods dogs can't eat) and guess what is his favourite.............blueberries!!!!!! The most expensive fruit I can think of atm :rotfl: He honestly thinks he is a DUKE! He also likes brocolli but won't eat cheap things like carrots!!! Drives me nuts!!! Sorry for the long rant :rotfl: I hope if you get a dog he's not as fussy!!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Hello!

    Well i've got the dinner on. Ironically my quick and easy salad will take two hours to cook and prepare :rotfl: The gammon is in the oven, I will make the salad after lunch (along with the rice). I've got the bread maker on again, it seems everyone likes white bread more than wholemeal! Since getting the big sack of white flour it's gone down super quick whereas the brown flour took months to use up as no one ate it hardly!

    Should be a NSD, DD doesn't want to go to dance class later, and one of the other kids who usually has an after school club has quit his! So that means my usually stressful Thursday of trying to be in 3 different places at once is no more :j:j

    I still need to get a mother's day card for both our mums yet, I can give DH's mum hers on Saturday as we will see her at the party but I need to post my mums one really (like now......:o) Perhaps after all it will be a spend day!

    I had my meditation class last night and we worked out our karmic number patterns. Each letter in your name has a number and you need to work out what numbers you are missing, well with my maiden, christian and middle names I was missing no numbers :rotfl: So I have nothing that I need to work through in this life :rotfl: I think not, so it hasn't left me with much faith in numerology !

    My heated airer has been plugged in and on since yesterday getting clothes dry :( where has spring gone?! I need to submit meter readings for gas and electricity I had an email to say I was in credit but it was estimated readings so I will submit some readings and if still in credit I will ask for it back (It has ISA money written all over it :rotfl:)

    Hope everyone is well, I've wittered on enough so will leave it at that :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Post arrived meaning a Spend day!! £97.50 on a speed awareness course! (I was expecting it!) I took the money from emergency funds :o.
    On the upside the last bill of the month is due tomorrow and was less than I expected (as were a few others during the month) :j so I had £26 left over from the bills account :T I've transferred it to the ISA :) I should have really put it in the emergency fund to top it back up but I wanted to cheer myself up so it's gone to the isa.
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • slm6002
    slm6002 Posts: 4,456 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    whoops but at least you had money aside for it in a pot - there were times when we would have had to not pay something else or stick it on the credit card. That has to be worth a smile :)
    Me, DD1 20, DS 18, DD2 14, Debt Free 04/18, Single Mum since 11/19
  • slm6002 wrote: »
    whoops but at least you had money aside for it in a pot - there were times when we would have had to not pay something else or stick it on the credit card. That has to be worth a smile :)

    :j indeed!

    And i've just requested £51.00 back from my gas/elec supplier after submitting meter readings :j Money will take 3-5 days to arrive so will look out for it but that is going towards next month's savings so straight off to the ISA :j
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • The last DD of the month has gone out this morning. I still have £25 left in the account so if not needed over the weekend that can be transferred to ISA.

    This morning I've taken the dog for a run (well I went on the bike, the dog did the running ;)) I did 3 miles with him before he gave up, so he's nice and tired now and having a nap. This morning before the school run he was going crazy, running up and down the stairs and jumping on and off the beds and sofas :eek: he was more full of energy than both the kids put together :rotfl:

    I want to pop into town this afternoon as I bought DD a cardigan in m&s last week (or the week before? :think: ) and MIL has said she can knit her one from odd bits of wool left in her bag instead, so hopefully no cost. However, she also knitted DH a jumper that he didn't ask for and has asked we pay the costs of the wool. I said ok thinking £20 tops. And she comes back with £60 :mad: I am really not happy with this and feel like it's taking the mick if i'm honest. We can't say no though so will have to use over half the clothing budget from next month to pay for it :( The kids need new clothes too so i'm not happy as they will have to wait another month now!!

    Anyway, dinner tonight is pasta & leftover veg with passata so no prep needed really so I am going to enjoy a cup of tea and watch homes under the hammer and have a browse on here :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Sun_Addict
    Sun_Addict Posts: 24,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hello DFW - just catching up with your diary. £60 for wool! I think the days have long gone when it was cheaper to make your own clothes. £60!!! Hope you have a good weekend.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Ouch! Tell her to unravel it and you'll keep your cash. Although I spent similar on wool for Izzie's blanket only for the cats to nick it and drag or all over the house
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • I'm glad it's not just me who thinks that It's expensive :o DH didn't say much so I think he also agrees as otherwise he would be standing up for her using that much! We're trying to save not spend , urgh!

    I made her mother's day present, I found a lovely little plant pot in a charity shop yesterday and bought it for my dresser (£1) and when I got home I decided she could have it instead of us picking up flowers en route so the kids spent ages looking for stones to lay at the bottom and then they helped put compost in and I got some aloe shoots that had sprouted from my large aloe and also some money plants that had grown from fallen leaves and replanted in the new pot for her :) I hope she likes it as I'm recouping some loss on her jumper costs:rotfl: we would usually get a bunch of £10 + flowers so I saved at least £9 ;) and I think it looks lovely as the kids helped too :money: ;)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
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