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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Hi Alex not sure if you have seen this campaign to submit to the Ofted about getting music properly inspected in schools. But I am sure you would want to fill it in and it closes on the 5th December

    http://www.surveymonkey.com/s/futureofinspection

    You can add your plea for music inspection in Q12

    cheers
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • You talk a lot about your parents being disappointed in you.

    I think that sounds like a your-parents problem, not a you problem.

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    chevalier wrote: »
    Hi Alex not sure if you have seen this campaign to submit to the Ofted about getting music properly inspected in schools. But I am sure you would want to fill it in and it closes on the 5th December

    http://www.surveymonkey.com/s/futureofinspection

    You can add your plea for music inspection in Q12

    cheers
    chev

    Hi Chev,

    Sorry I thought I had responded to this before now.

    Thank you for the link. :) Unfortunately, I know very little about OFSTED and felt unable to provide an informed opinion at this opportunity.
    You talk a lot about your parents being disappointed in you.

    I think that sounds like a your-parents problem, not a you problem.

    HBS x

    HBS: I'm a disappointment to everyone I know, including myself but thank you for the kind words.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Dear Diary,

    An update on the debt situation for anybody interested.

    For personal reasons I have failed to meet my target. Looking positively, I haven't spent the money and could still clear the remainder if things work out for the better over the coming few months.

    Yours Faithfully,
    Alex.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Alex - what happened you were on target to clear it all, x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • maman
    maman Posts: 29,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »

    HBS: I'm a disappointment to everyone I know, including myself but thank you for the kind words.


    :mad::mad::mad:


    Somehow I still live in hope that you will get over this agonising self loathing. It's not doing you any good at all.


    So you set yourself an aspirational target and you've not quite achieved it but you've made the most phenomenal dent in your debt. You'll get there soon and I sincerely hope you'll feel proud and pleased of your achievement. I am.


    We've missed you on the other side.:)
  • patanne
    patanne Posts: 1,286 Forumite
    When you were a young teenager and received money for your birthday/Christmas present, what did you do with it? Go out looking for something to spend it on or spend a bit, save a bit?
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    mum2one wrote: »
    Alex - what happened you were on target to clear it all, x

    The current situation leads me to believe my money is better placed in my business. However, I am paying something towards the remaining amount each month.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    maman wrote: »
    :mad::mad::mad:


    Somehow I still live in hope that you will get over this agonising self loathing. It's not doing you any good at all.


    So you set yourself an aspirational target and you've not quite achieved it but you've made the most phenomenal dent in your debt. You'll get there soon and I sincerely hope you'll feel proud and pleased of your achievement. I am.


    We've missed you on the other side.:)

    I have a realistic view of myself based upon experience. Whilst I can see why others may think it is one of "agonising self loathing" that is not the case. How other can someone that has never reached their potential be described?
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    patanne wrote: »
    When you were a young teenager and received money for your birthday/Christmas present, what did you do with it? Go out looking for something to spend it on or spend a bit, save a bit?

    Spent it and more. I can't remember saving up for anything during my teenage years. When money was received as a gift, I'd usually ask for more from my parents to cover the purchase cost of something I wanted. Often I'd be forced to use my monthly allowance but they'd usually give me the cash to do what I wanted anyway, so no hardship was faced.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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