We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mr and Mrs K's New Journey to a Debt Free Life.

1359360362364365450

Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    cte1111 wrote: »
    I say 'serviette', what did that make me? A serviette goes in a serviette ring, I made one for my Mother (sometimes Mum, never Mummy).

    According to the Daily Fail, it makes you "lower / working class". ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • cte1111
    cte1111 Posts: 7,390 Forumite
    Part of the Furniture Combo Breaker
    AlexLK wrote: »
    According to the Daily Fail, it makes you "lower / working class". ;)

    Ah well. Good job I don't think that that's an insult (or indeed mind what the Mail thinks of me). Think my Mother might though, she's quite posh really!
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    cte1111 wrote: »
    Ah well. Good job I don't think that that's an insult (or indeed mind what the Mail thinks of me). Think my Mother might though, she's quite posh really!

    :rotfl: I'm not sure anybody cares what the Mail thinks, not even I.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • maman
    maman Posts: 30,033 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »
    Anyhow, I was surprised to find a food shop for a week (I took a list covering breakfast, lunch and dinner) was most certainly not "cheap" and I'm fairly certain it has cost us more than buying fresh on the day too. So, that's that particular MSE myth well and truly busted.



    Summary:
    -£84.00 - Groceries. :eek: (purely on food - no wine, spirits or anything else that could be considered expensive or "a luxury")

    Yours Faithfully,
    Alex.


    I can't imagine what you've been buying or where that's cost that much (and shouldn't that be supper rather than dinner;)). You've got enough on your plate at the moment but, at some point a foray onto the OS boards would show you how it's possible to spend far less on a week's meals. Perhaps what you need to think of is that you've bought a week's food for the cost of a couple of meals in the pub.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    edited 26 April 2014 at 8:47AM
    maman: I went to the local Sainsburys, even trying their meat which I'm not sure is a good idea but I didn't have chance to do this until after the butchers closed.

    Meals planned are as follows:
    Breakfast - bagel with cream cheese and smoked salmon or English muffin with poached egg and slice of bacon (can alternate).
    Lunch - various ingredients to make small salad, pasta salad, sandwiches, quiche etc.
    Supper ;) - is more complicated as we have different things everyday we have pasta, lamb curry, roast duck, steak and chips, fish pie, Chinese stir fry, smoked haddock with prawns and mash potato / veg. Also various hot puddings / cold desserts.
    Snacks - fruit, hazelnut chocolate, crisps.

    Is it perhaps worth posting the "menu" on the OS board to see what they can come up with. I do think this would have been cheaper had I bought things from separate, local shops as I usually do though
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • 7roland8
    7roland8 Posts: 3,601 Forumite
    Debt-free and Proud!
    With your menu I think you were lucky it only came to £82!!

    Breakfast for me is a cuppa and Tesco Value cornflakes at 33p a box.
    Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Roland: I don't really like cereal very much.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Alex: I have just joined after reading your diary.

    I think you are doing great. As difficult as you have found the journey so far you are nearly there. With the amounts you have made from selling so far could you not have a huge final push to clear the remaining balance? If you were to make a little on top you could book a break for just you and little K and if you were to keep on selling the way you have you could make a nice amount to put towards Little K's school fee's.

    Good Luck, I will be mainly lurking but I will follow with interest.
    DMP process started 28/07/2014 :j
    House Move 0.00/£2200 :mad:
    Savings for F&F 0.00/£7000
    Emergency Fund 0.00/4500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Georgie: Thank you for your post. Unfortunately, I do not think I am anywhere near to completing my journey yet, once debt free I think possibly the hardest thing will be staying debt free. Especially when temptations return.

    I am hoping to clear some more debt shortly and to be completely debt free by Christmas.

    A holiday as a family would be lovely (I wouldn't leave Mrs. K. at home) and I had not thought of that, perhaps it is something to work towards. Whilst when the debt has gone I do not plan on selling more of my possessions, I do have a good eye for a bargain / project so could certainly make a few pennies for the hypothetical holiday fund there. You give me quite the challenge to think I could make school fees out of a bit of buying and selling old things, mind I used to enjoy a challenge ... :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • You could be a regular pop Larkins Alex x
    "I wondered why the Frisbee was getting bigger, and then it hit me". £9/£250
    Project Peacock - 2/33 - 1lb/7lb target.
    £6.00 a day challenge £118.77/£170
    Mtge debt includes car purchase - £46,381/ now £44,336 - Paid 4.4%
    Emergency Savings 550.00/£1000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.