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Mr and Mrs K's New Journey to a Debt Free Life.

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Comments

  • patanne
    patanne Posts: 1,286 Forumite
    Alex are you joining up the dots here? Gets is the middle of a parental argument = goes out & buys something he really knows is a bad idea. I know you cannot physically distance yourself from your parents, but it is time for you to start to realise why you do certain things. Number one is your parents and number two is your in-laws (although that seems to be better of late). Maybe when you leave them just try sitting in the car for a few moments & thinking over what has just happened rather than reacting to it without thinking. Another conversation for the councillor!!
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    LannieDuck wrote: »
    By the "old girl', do you mean Mrs K? If so, and she isn't very happy, a better xmas treat would be to return them.

    If you mean the car... I don't think she'll be upset at not getting a xmas present this year ;)

    If you really want them, why not ask Mrs K to give them to you for your xmas present?

    :rotfl: I did not mean Mrs. K., I meant the car. My wife would not appreciate being referred to as the "old girl" one little bit.
    Mara_uk7 wrote: »
    Oh dear Alex .. Buying christmas presents for an inanimate object ? No wonder you ended up in debt my dear. Cancel them, and reorder them as a reward once you get debt free.

    Hows the f&f offers going ?

    :o I often used to buy the car treats, did not need an excuse such as Christmas before so I'm doing fairly well. Going to have a think about it and probably cancel on Monday.

    The second full and final got back to me a few days back, I sent a letter back to renegotiate.
    theoretica wrote: »
    We are sure what you should do! These ones won't make the car happy, aren't making Mrs K happy and they don't sound like they are making you happy either...

    A direct swap on the music stands seems reasonable if you do get your money back soon.

    At the moment I think I will cancel the order but have until Monday to think about it.

    I'm really quite pleased with the music stand in all honesty.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    patanne wrote: »
    Alex are you joining up the dots here? Gets is the middle of a parental argument = goes out & buys something he really knows is a bad idea. I know you cannot physically distance yourself from your parents, but it is time for you to start to realise why you do certain things. Number one is your parents and number two is your in-laws (although that seems to be better of late). Maybe when you leave them just try sitting in the car for a few moments & thinking over what has just happened rather than reacting to it without thinking. Another conversation for the councillor!!

    The argument between my parents was not about me and I ended up taking my mother out of the house for a bit. The carpet set was bought online. Not really related.

    However, I'm not denying my family often rub me up the wrong way. As for the in-laws, I'm never going to like them and I doubt they are going to like me, I have tried to realise that.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • 7roland8
    7roland8 Posts: 3,601 Forumite
    Debt-free and Proud!
    Think you are making excuses Alex - £140 for car carpets you don't need?? You could have used that for gifts, food or just saved it.
    That is just throwing it away.
    Great opportunities to help others seldom come, but small ones surround us every day. -- Sally Koch
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Roland: Thank you for your post. I am really struggling to make this work at the moment, feeling like we have sacrificed our lifestyle for ages (in reality it's 98 days :o).

    Rather annoyed with myself.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Mint1955
    Mint1955 Posts: 685 Forumite
    Part of the Furniture 500 Posts I've been Money Tipped!
    edited 7 December 2013 at 7:44PM
    You have saved over £13000 in 98 days sorry Alex but that's more than some families earn In a year.
    Living the dream and retired in Cyprus :j

    http://forums.moneysavingexpert.com/showthread.php?t=5105296
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Mint1955 wrote: »
    You have saved over £13000 in 98 days sorry Alex but that's more than some families earn In a year.

    Why is this comment relevant to my situation?

    I have not really "saved" £13,000, I have sold some things that were mainly surplus to requirements and a couple of items I now regret selling (MGC bonnet and a watch).
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Really disappointed Alex. You're just making excuses to throw money around again now.

    Harsh? Yep, but true. I'm not surprised Mrs K. is annoyed.

    Cancel the carpet order. Put the oak stand on sale. Why do you need another music stand? What does mahogany do that oak, pine or metal don't?

    *harsh hat off*

    If you've got that much cash to chuck away, you can sponsor my cheerleaders :P

    To give some perspective maybe - the £140 on those mats (I paid £6 for my Corsa's!!) could buy us 3 uniforms that we currently can't afford.

    You can do better than this hun.

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • LannieDuck
    LannieDuck Posts: 2,359 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    AlexLK wrote: »
    Why is this comment relevant to my situation?

    I have not really "saved" £13,000, I have sold some things that were mainly surplus to requirements and a couple of items I now regret selling (MGC bonnet and a watch).

    I think Mint was responding to you saying how hard you were finding it. You've done really well in paying off so much so fast, and hopefully your debt-free journey will be mercifully swift. Many people aren't so lucky and are in it for years.

    I can sympathise with you regretting some sales. But there's nothing to stop you keeping an eye out for similar items in future and re-purchasing them... when you're out of debt.
    Mortgage when started: £330,995

    “Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.”
    Arthur C. Clarke
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Alex, is this Triumph the kind of project one enjoys while improving/renovating it, with the eventual intention of selling at a profit (some of which then starts a fund for the next project)?

    If so, I can see a justification for buying mats to match the interior as presumably they will add value (hopefully more than £140 worth). But in that case, the cost should either come from the renovation budget, or - if you and MrsK will derive sufficient enjoyment from the improvements when you drive the car in the months/years before sale - then this purchase could be a mutual xmas present? ;)

    Anyway, don't beat yourself up over possibly giving in to this desire; instead congratulate yourself for soul-searching over whether you ought to go ahead with it on Monday. ..Very MSE. :T

    As usual, communication is key:
    :think: Does MrsK think you should cancel the order?
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