Mr and Mrs K's New Journey to a Debt Free Life.

mum2one

AlexLK wrote: »

mum2one: Thank you for your post and no need to be sorry for the length.

First of all, eeew IKEA; that is a swear work in my house, hahaha. And, I'd rather be poor than sell people that utter tosh.

I really don't know what to say about your situation, all I can say is the actions of men like your ex really make my blood boil at the best of times for various reasons.

I am beginning to wonder if going to the GP (perhaps a different one) may be a good idea. It has dawned on me that wanting to lock myself away inside the house and not talk to anybody except for my immediate family is not entirely "normal" behaviour. Funnily enough it's taken writing it down to make me realise that.

AmyandArthur: I'm actually smiling at your response.

Ur a gent, all I can say is my ex has missed out on a gorgeous daughter, and she's my world. She's got me, my parents, a good set of friends, and she's happy. In hindsight I would have liked things differently, but hey, thats life, but I have a gorgeous daughter, who I love to bits and is my world.

Take one day at a time, and once your up and running with budget planner every pound paid off is a pound closer to the debt free date xx

mum2one

Orange_Ena wrote: »

Oi, don't knock Ikea! I love that place!! Especially the meatballs And they do have some cheap and cheerful stuff, ideal when on a budget cause you've spent all your money and more going on luxurious cruises, living the highlife without a care in the world........oops :rotfl:

Chin up mate, you're still a tenner up. And it is really early days in your debt busting adventures so DO NOT feel like you've failed.

Have a wonderful weekend spending time with your loved ones. I've got some flatpack to build :rotfl::D:p

Its Argos for us for flatpack....... theres a shed waiting to be built since Feb, and 3 x set wardrobe, bedside cabinet and chest draws since June... may get the dining room table for xmas day! xx

wegle

First of all, eeew IKEA; that is a swear work in my house, hahaha. And, I'd rather be poor than sell people that utter tosh.

Oi! What's wrong with IKEA!! Kitted myself out for uni there for £60. Still have the same pans in our kitchen today, 11 years later!!:D

wegle

mum2one wrote: »

Its Argos for us for flatpack....... theres a shed waiting to be built since Feb, and 3 x set wardrobe, bedside cabinet and chest draws since June... may get the dining room table for xmas day! xx

Argos.... The laminated book of dreams.... Seriously I love that place too!!::p I had to uninstall the app from my phone because I kept reserving stuff to collect and realising I was NOT MEANT TO BE SHOPPING!!!!!

Orange_Ena

mum2one wrote: »

Its Argos for us for flatpack....... theres a shed waiting to be built since Feb, and 3 x set wardrobe, bedside cabinet and chest draws since June... may get the dining room table for xmas day! xx

Let me at them!!! I love building flatpack I get to use my electric screwdriver which makes me feel very capable and all DIY expert :rotfl: I wouldn't do the shed though........I don't like splinters :eek::)

AlexLK

Thank you everybody, I'm not really too sure what to say at this late hour other than the aforementioned thanks. I think I ought to start looking into CBT if it'll make me feel as positive as you lot do.

As for you heathens who love IKEA , may I suggest something CHEAPER and much, much better if you are willing to trawl through some rubbish and play on the second hand market: Stag Minstrel. If you can get it in decent condition or restore, it looks great and can be picked up on eBay / preloved for pennies (well not quite pennies but you get the idea).

Hope this works:

JustSmile_2

Hey Alex

Quick question? How much is £10 worth when you havent even got 10p???? See where im going with this? You need to get £10 off your debt on that signature of yours :T

Being debt free is not going to happen overnight, as fab as it would be if we could all wake up every morning & throw £500 at a debt it not going to happen, now £5!!! yep much more realistic.

Also, please try to stop worrying so far in advance about your little boy, you beat yourself up too much my lovely. He needs parents that love him, food & clothing and a roof over his head. Funnily enough things he already has! So give yourself a break! My daughter was born at the height of our debts (we were debt free back in 2009) so 1st 7yrs of her life were super tight for us, but we got there & you will too. Keeping little ones happy is easier than you may think.

I hope your sitting down for this......... there is a shop call Poundland yes really!!!!!!! its a parents paradise for cheap entertainment. Buy a big box of chalks, my daughter loved chalking outside & its where she learned her numbers :rotfl: yes it looks unsightly but nothing a bit of rain wont shift. Also, do you have a crafty box for your son? saving boxes, empty loo rolls, bits of foil wrappers all of which can be used for cutting and sticking.
Its going to be YOUR time thats priceless to your little boy as he grows up.

Chin up lovely, your doing just great, everyone is behind you & wishing you well. Be a little kinder to yourself

Good luck xxx

gallygirl

wegle wrote: »

Alex this is the perfect example where CBT would help you. Your immediate reaction to what happened tonight was "oh I'm a failure... I'm awful... I've let everyone down". Whereas what you should be saying is "I earned £50 tonight, to celebrate me and Mrs K went out for a meal, just to the local pub though, nothing extravagant. Bonus is we only spent £39 so I've straight away come home and paid £11 off my CC!!! Woo hoo! Go me! I'm gonna kick butt at this debt busting!!".

:T That's how to view it Alex :T. Anyway, you didn't drag Mrs K down there kicking and screaming did you - you've got depression, what's her excuse . And you're actually £11+ up on the day, not £10 :T.

What about the potential customer - why wasn't he interested? Did he look at it and say 'over-priced and poor quality' or did he say 'lovely stuff, just not right for me'? I suspect (and hope :rotfl:) the latter - in which case you don't know what may happen in the future. You've made a contact which could pay off further down the line.

I remember reading a study on successful people which asked them to rate how lucky they felt they were - the most successful felt the luckiest, no surprises there. But then it went on to ask them to list how many people they knew called John, Susan, Imran etc. The luckiest people were the ones with the longest lists. The moral - the more contacts you have the more 'luck' - i.e. opportunities - come your way. Get out of the house and speak to people. Let them know you give music lessons, sell pens and watches, make and sell bespoke furniture etc. Then more 'luck' will come your way.

Orange_Ena wrote: »

Let me at them!!! I love building flatpack I get to use my electric screwdriver which makes me feel very capable and all DIY expert :rotfl: I wouldn't do the shed though........I don't like splinters :eek::)

Ena - I'm the same as you . Love going into Screwfix for the same reason :rotfl:.

Alex, don't judge people by their furniture. When my marriage broke up I bought a lot of Ikea furniture - bought and paid for, not getting into debt to buy 'better' stuff. Working 6 days a week so no time to look for second hand stuff. I can see the quality in Stag furniture but don't really like it. Doesn't make me a bad or less worthy person (I think ).

AlexLK

JustSmile wrote: »

Hey Alex

Quick question? How much is £10 worth when you havent even got 10p???? See where im going with this? You need to get £10 off your debt on that signature of yours :T

Being debt free is not going to happen overnight, as fab as it would be if we could all wake up every morning & throw £500 at a debt it not going to happen, now £5!!! yep much more realistic.

Also, please try to stop worrying so far in advance about your little boy, you beat yourself up too much my lovely. He needs parents that love him, food & clothing and a roof over his head. Funnily enough things he already has! So give yourself a break! My daughter was born at the height of our debts (we were debt free back in 2009) so 1st 7yrs of her life were super tight for us, but we got there & you will too. Keeping little ones happy is easier than you may think.

I hope your sitting down for this......... there is a shop call Poundland yes really!!!!!!! its a parents paradise for cheap entertainment. Buy a big box of chalks, my daughter loved chalking outside & its where she learned her numbers :rotfl: yes it looks unsightly but nothing a bit of rain wont shift. Also, do you have a crafty box for your son? saving boxes, empty loo rolls, bits of foil wrappers all of which can be used for cutting and sticking.
Its going to be YOUR time thats priceless to your little boy as he grows up.

Chin up lovely, your doing just great, everyone is behind you & wishing you well. Be a little kinder to yourself

Good luck xxx

Thank you for your encouraging post.

Funnily enough I took that £10.00 out of my wallet and into the "debt pot", so can I call that £10 off them, pleeease?

As stated previously I just want the best for my son and for him not to turn into somebody like me. We use an independent stationery shop in town for crafty bits and bobs, perhaps not the cheapest and something we could cut back on and have a walk round poundland/ Discount UK (not sure if that's just a Derbyshire one) instead.

AlexLK

gallygirl wrote: »

:T That's how to view it Alex :T. Anyway, you didn't drag Mrs K down there kicking and screaming did you - you've got depression, what's her excuse . And you're actually £11+ up on the day, not £10 :T.

What about the potential customer - why wasn't he interested? Did he look at it and say 'over-priced and poor quality' or did he say 'lovely stuff, just not right for me'? I suspect (and hope :rotfl:) the latter - in which case you don't know what may happen in the future. You've made a contact which could pay off further down the line.

I remember reading a study on successful people which asked them to rate how lucky they felt they were - the most successful felt the luckiest, no surprises there. But then it went on to ask them to list how many people they knew called John, Susan, Imran etc. The luckiest people were the ones with the longest lists. The moral - the more contacts you have the more 'luck' - i.e. opportunities - come your way. Get out of the house and speak to people. Let them know you give music lessons, sell pens and watches, make and sell bespoke furniture etc. Then more 'luck' will come your way.



Ena - I'm the same as you . Love going into Screwfix for the same reason :rotfl:.

Alex, don't judge people by their furniture. When my marriage broke up I bought a lot of Ikea furniture - bought and paid for, not getting into debt to buy 'better' stuff. Working 6 days a week so no time to look for second hand stuff. I can see the quality in Stag furniture but don't really like it. Doesn't make me a bad or less worthy person (I think ).

Mrs. K.'s excuse was not wanting to cook again when I said I was going to do it.:o

Yes, it was the latter, our furniture just didn't go with the other stuff he was selling. I am aware it doesn't do my business(es?) any good to quite literally hide away from people. However, what is one meant to do when the last thing wished is to meet others? I can just about cope with it when it's for work as I detach myself: none of my customers would believe my situation.

LOL doesn't make you a bad person at all! I wasn't looking down on anybody and am disappointed it came across that way. I was actually trying to recommend a cheap(er) alternative, don't like it, fair enough. Different strokes for different folks and all that.