Mr and Mrs K's New Journey to a Debt Free Life.

7roland8

EchoDelta wrote: »

"Did you mean to be so rude" is a possible response if you want to stay polite.

That is a great response to remember for many occasions -thanks!

AlexLK

7roland8 wrote: »

Well is there a more important job than raising a young person?

Would you have more 'status' in that fool's eyes if you were working with computers or selling insurance?

If he says the same thing again just say 'yes, and loving it'.

Funny you should say that; my parents both say they wish they had been around more when I was a child since they became (active) grandparents.

I have to admit, in a way I'm dreading our son starting full time school as I know I'll miss him terribly even if on occasion he "plays up". Mrs. K. reckon's he gets that from me ... oddly enough, I reckon he got that from her. Anyhow, in his eyes I would have a lot more "status" if I did work with computers or sell insurance. I think the fact he's got two children from a previous marriage that he never sees perhaps says it all.

Emmala

I've been a SAHM for nine years, and sadly most people seem to think it's ok to look down on a parent who is at home full time.....so I can imagine it must be harder as a man doing it. To me, being a parent is the most important job in the world and I think that most people don't stay at home full time because they just can't hack it!!!! Funnily enough, when my youngest started school last year I didn't miss him the first week as it was only mornings and it was like he was just at pre-school. The second week when he stayed for lunch was just horrible, I missed chatting with him over lunch and hadn't eaten by myself in years and years!!!! But, knowing he was loving it at school meant that when he stayed all day I didn't actually miss him as much as I was expecting.

AlexLK

Wednesday 30th October, 2013.
Day 60.

Dear Diary,

Today rather than neglecting the debt free activities, I have mainly been neglecting work instead. Well, everybody needs a day off once in a while, even if I only metaphorically took the 'phone off the hook meaning my son and I could make some "spooky" Halloween decorations for tomorrow even if he will only wear his fancy dress for about a hour and the only people he will see are his parents and grandparents. On the plus side we did not buy any materials for the decorations either; hell's bells the K's have done it the MSE way!

Moving swiftly onto my debt busting activities today has seen more items listed on eBay and a rather depressing calculation which found my wife and I will end up paying over £120,000 in interest alone (at current rates) on our mortgage if we don't do something about it after the other debt has been paid. Though I am not stupid and could have worked this out earlier, I could not have faced it before; believing there was "no way out". Well, if you can do it I can too; there is a way out if my wife and I stop spending so much money on things we do not need in the first place we can pay the credit card debt, the loan and see to that the bank doesn't pocket over £100,000 in mortgage interest.

Whilst on the topic of saving, I walked into Sainsbury's today intending to buy an extra ingredient for dinner (that we did not necessarily need) and found myself walking out empty handed, deciding to not bother, that I'd rather save the money instead. This was a first for me and upon getting home I put the change which I would have bought the ingredient in an old plastic instant noodle container (yes, I'm such a class act but at least it was not "Pot Noodle").

If I can get debt free, ANYONE can!

Summary:
No Spend Day: need I say any more.

Yours Faithfully,
Alex.

AlexLK

MollyMischief wrote: »

I've been a SAHM for nine years, and sadly most people seem to think it's ok to look down on a parent who is at home full time.....so I can imagine it must be harder as a man doing it. To me, being a parent is the most important job in the world and I think that most people don't stay at home full time because they just can't hack it!!!! Funnily enough, when my youngest started school last year I didn't miss him the first week as it was only mornings and it was like he was just at pre-school. The second week when he stayed for lunch was just horrible, I missed chatting with him over lunch and hadn't eaten by myself in years and years!!!! But, knowing he was loving it at school meant that when he stayed all day I didn't actually miss him as much as I was expecting.

My wife openly admits she "couldn't hack it"! :rotfl: And to be honest I couldn't if I had no work / interests / interests that become work to occupy me as well. However, none of that comes before my son.

Hopefully, I won't miss him too much when the time comes and he will enjoy full time school when the time comes also.

Granariesgirl

AlexLK wrote: »

Summary:
No Spend Day: need I say any more.

:jRah! RAH! Alex GOOOOOOOOOOOOO!:j

7roland8

Great to walk out of a shop and not buy anything Alex - and doing home-made decorations.
When son is in school you will still have plenty of quality time - you can get the chores and jobs out of the way when he is in school and then devote evenings to him.

Definitely second that being a stay at home parent much harder than tripping off to the office. Often with no adult chat or company - even the best of us did not always feel like playing cars or jigsaws all day - or of only looking at toys when we went shopping.

But you cannot beat actually having time for your children and actually being there for them - whether its for bedtime stories or watching football and school plays.

AlexLK

Roland: I can hardly believe I did it myself now it's happened and Mrs. K. thought it was amusing!

Thank you, it's not easy and sometimes I have to admit I get very frustrated working around him but I wouldn't change things.

fc123

Hey, what a positive few days
If you have the time to make things, it's so much more fun than mindlessly wandering around Poundland plonking ready-mades in a basket.

I like Echodeltas reply
I can't think of a witty retort to the receptionists husband if he says something @ Xmas do, but I am sure people on here will come up with a few more so you have a whole selection to choose from.;)

LannieDuck

What a great diary update Good job.