Mr and Mrs K's New Journey to a Debt Free Life.

AlexLK

fc123 wrote: »

Hey, what a positive few days
If you have the time to make things, it's so much more fun than mindlessly wandering around Poundland plonking ready-mades in a basket.

I like Echodeltas reply
I can't think of a witty retort to the receptionists husband if he says something @ Xmas do, but I am sure people on here will come up with a few more so you have a whole selection to choose from.;)

Thank you, things do seem to be looking up on the whole, apart from hearing my father's health isn't so good today I've no more bad news.

We like home made in this household. My wife is a bit of an artist (or was), in fact her first career choice was to be an architect so now we are preparing for son's birthday she's getting on A LOT better with him, especially as he loves making things.

He'll likely say something even though it's not just me he rubs up the wrong way.

AlexLK

LannieDuck wrote: »

What a great diary update Good job.

Thank you. I seem to be able to look a little more long term than "tomorrow" lately, which is something that hasn't happened in a lot of years for perhaps obvious reasons. I hope it means things are starting to move in an upwards direction.

Meant to say, after Mrs. K. saw how much we will pay in interest on the mortgage if we never get round to overpaying (it really worked her up that we could buy a brand new Aston Martin with all that money :rotfl:), she vowed to take her own lunch to work tomorrow!

LannieDuck

AlexLK wrote: »

(it really worked her up that we could buy a brand new Aston Martin with all that money :rotfl:), she vowed to take her own lunch to work tomorrow!

lol! :T .

7roland8

Who's making the sarnies??

AlexLK

She is because she's a big girl now (and fussy). :rotfl:

Rosepetal1701

You are so positive and I find your writing very entertaining, don't give up on the idea of using your talent to make money

AlexLK

Rosepetal1701 wrote: »

You are so positive and I find your writing very entertaining, don't give up on the idea of using your talent to make money

Thank you and I am trying everyday to become a little more positive in the hope it will eventually turn into a habit (I have rather the past with mental health issues).

I do try to entertain / please my audience wherever possible, so I am glad you are enjoying my diary. Once things calm down a little bit, I am going to look into perhaps making a little pocket money out of my writing. I just hope others will find my command of the English language acceptable and my writing as entertaining as your good self and the other MSE'ers do.

heartbreak_star

Just eyeroll at the receptionist's husband. I use the eyeroll a LOT and it works

HBS x

7roland8

AlexLK wrote: »

I do try to entertain / please my audience wherever possible, so I am glad you are enjoying my diary. Once things calm down a little bit, I am going to look into perhaps making a little pocket money out of my writing. I just hope others will find my command of the English language acceptable and my writing as entertaining as your good self and the other MSE'ers do.

I am sure they will - so long as there are no plebs or scum mentioned!!

wegle

AlexLK wrote: »

Wednesday 30th October, 2013.
Day 60.

Dear Diary,

Today rather than neglecting the debt free activities, I have mainly been neglecting work instead. Well, everybody needs a day off once in a while, even if I only metaphorically took the 'phone off the hook meaning my son and I could make some "spooky" Halloween decorations for tomorrow even if he will only wear his fancy dress for about a hour and the only people he will see are his parents and grandparents. On the plus side we did not buy any materials for the decorations either; hell's bells the K's have done it the MSE way!

Moving swiftly onto my debt busting activities today has seen more items listed on eBay and a rather depressing calculation which found my wife and I will end up paying over £120,000 in interest alone (at current rates) on our mortgage if we don't do something about it after the other debt has been paid. Though I am not stupid and could have worked this out earlier, I could not have faced it before; believing there was "no way out". Well, if you can do it I can too; there is a way out if my wife and I stop spending so much money on things we do not need in the first place we can pay the credit card debt, the loan and see to that the bank doesn't pocket over £100,000 in mortgage interest.

Whilst on the topic of saving, I walked into Sainsbury's today intending to buy an extra ingredient for dinner (that we did not necessarily need) and found myself walking out empty handed, deciding to not bother, that I'd rather save the money instead. This was a first for me and upon getting home I put the change which I would have bought the ingredient in an old plastic instant noodle container (yes, I'm such a class act but at least it was not "Pot Noodle").

If I can get debt free, ANYONE can!

Summary:
No Spend Day: need I say any more.

Yours Faithfully,
Alex.

This is such a great update!! I think you should go back to the first 10 pages of your diary, read your entries then come back to this one and see how far you have come!! :j

I remember early on you thinking you would never be able to have a no-spend day, giving no thought to expensive non-essential purchases and now you are ONE OF US!!! Refusing to give your hard earned pennies to someone else for something you don't need. :j

Really proud of you Alex.