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This Time I'm Really Going To Do It

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  • themadvix
    themadvix Posts: 8,810 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    So glad you're back Watty :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Watty1
    Watty1 Posts: 6,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Not sure who would remember you, eh? You have been missed. Hope 'things' and 'stuff' become more bearable and less overwhelming for you. You are most welcome to join me in a team effort at mimicking the ostrich...



    Count me in on that team :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you all so much for the lovely welcome backs :) Bit of a flying visit today as is the last day of my financial year....but...on the MSE front yesterday I returned some sports bras ...they didn't fit and the refund back on my cc will be helpful. I need to get my business and financial affairs in order ....but today the focus is on the business and getting that up to speed
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    And most handsome is very well thank you. Coping wonderfully in his new boots and we have been out hacking on our own a few times and having fun. Quite proud of myself for that.
    Puppy is growing and I still haven't really taken to him. He is a very nice dog but I think I just miss the last one too much and I wish I had put my foot down and said I didn't want another one but I did not so making the best of it. Mr Watty adores him and as Mr Watty didn't really take so much to the last dog I guess what goes around comes around. Feral cat is however fabulous. Not getting on with dog very well so not allowed out yet but she is way more pet than feral these days and a delightful kitten. Happily plays and lets me handle her. She really is a joy to have around. Other pony doing well and 29 sheep grazing the long grass too.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Welcome back Watty!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Watty1
    Watty1 Posts: 6,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Long day. Just finished work. Whilst working hard is certainly MFW I'm also resolving to do one thing towards clearing up and getting back on track. Today I parcelled up some more online shopping to return for a refund. I did go a bit off the rails I admit, but, I can return things, the refunds will go back on the cards and I will get straight again.
    Last night a few items sold on Bay of E so will get those parcelled up tomorrow as tomorrows efforts in getting finances on track.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Well done. A very non-ostrich approach!

    Hope you slept/are sleeping well?
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Watty1
    Watty1 Posts: 6,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Hope you slept/are sleeping well?


    Sleep very mixed. Somewhat dire. Have moved into spare room so as not to keep Mr Watty awake as well. But slept till gone 9.00 am this morning. Mr Watty turned out ponies, fed animals and let me sleep. So got my clear 8 hours last night. Hurrah!!


    Another parcel returned today and still have parcels to pack. Off to do a couple of hours work now then will see if I can fit in packing up parcels for post.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Watty1
    Watty1 Posts: 6,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Good day on the MFW front and getting straight as well. Popped a couple of bits in a bag for charity shop, sent off parcels of stuff sold and returned last of the online shopping stuff that was not really needed. Have a few bits I can't return from when I was definitely in the doldrums but will pop on ebay and very carefully not beating self up about that. Someone popped round for a lot of muck and bought me some courgettes so will stuff some with lentils and cheese and will make fav courgette and parmesan soup. Just off to online order shopping bits now!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Glad to see you back Watty. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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