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This Time I'm Really Going To Do It

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  • Watty1
    Watty1 Posts: 6,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just reading through the 2016 mfw thread and realised I actually feel MF now. I didn't for months but now the business is steady, I've the money for the tax to be paid in January and all accounts steady rather than teetering on the verge of overdrawn.
    What a lovely feeling :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's great! It'll help you go forward with your next plans more confidently :)
    2023: the year I get to buy a car
  • Watty1 wrote: »
    Just reading through the 2016 mfw thread and realised I actually feel MF now. I didn't for months but now the business is steady, I've the money for the tax to be paid in January and all accounts steady rather than teetering on the verge of overdrawn.
    What a lovely feeling :)

    What a marvellous feeling :beer:
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • congratulations on being mortgage free. I'm just starting out and imagine it will take me 10 years. Your diary is a wonderful story to read :)
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Watty1 wrote: »
    Just reading through the 2016 mfw thread and realised I actually feel MF now. I didn't for months but now the business is steady, I've the money for the tax to be paid in January and all accounts steady rather than teetering on the verge of overdrawn.
    What a lovely feeling :)


    Yes, it takes a while to sink in


    Your Christmas Day sounded lovely
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • greent
    greent Posts: 10,798 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news re selling the saddle - total success! :T And always nice to get loyalty points :)

    Watty1 wrote: »
    Just reading through the 2016 mfw thread and realised I actually feel MF now. I didn't for months but now the business is steady, I've the money for the tax to be paid in January and all accounts steady rather than teetering on the verge of overdrawn.
    What a lovely feeling :)


    What a lovely place to be in - that post warmed my cockles :)


    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Watty1
    Watty1 Posts: 6,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I think I need to learn to do things other than work. A big part of my reflection this season has been that I've used work as a way of avoiding doing 'life'.
    Sobering.
    Currently in office but this is an early start on the 2016 big decutter. A three drawer filing cabinet has been emptied. Mr Watty has a pile of stuff to go through. Only one drawer now has stuff in. Go me !!!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • What about dressage writing and maybe judging?
    Mortgage Apr 18 £417,894 BTL Mar 18 £162,857
    Mortgage now -- £350,085 BTL now --- £162,668
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Watty1 wrote: »
    I think I need to learn to do things other than work. A big part of my reflection this season has been that I've used work as a way of avoiding doing 'life'.
    Sobering.
    Very sobering. You need to think about what part of "life" you're avoiding - if there's bits you're *not* avoiding but not doing either, you can start doing them.

    Then you need to find out why you're avoiding the bits you're avoiding .... and deal with it :eek: and then the world will be your oyster :beer:
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Great post KC.
    Any ideas where I start?


    I mean I have some ideas but geesh am not entirely sure.


    Am now off to do more decluttering in office. Half office much better, 3 boxes of stuff decluttered, 2 things on ebay and many spiders rehomed. Will think more about KC's post. I liked it a lot.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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