We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Friend needs a loan,looking for company that don't look for proof/Id
Friend needs a loan urgently,his credit file is very good,ideally he is looking for a loan company who would provide him a loan based on a credit check as he doesn't have a driving licence,passport is expired,doesn't have wage slips.
Is there loan company's out there who would give him a loan purely based on his credit file?
Also appreciate the fact that majority of loan companies will look for I'd,wage slips etc as it seems to be the criteria?
I suggested asking his bank he currently banks with,unfortunately he has closed his account and joined up with another.
Is there loan company's out there who would give him a loan purely based on his credit file?
Also appreciate the fact that majority of loan companies will look for I'd,wage slips etc as it seems to be the criteria?
I suggested asking his bank he currently banks with,unfortunately he has closed his account and joined up with another.
0
Comments
-
Has he looked at applying on-line ?0
-
When he opened bank account his passport was valid,and he had a few credit card statements along with a credit search..0
-
Yes he applied to Clydsdale Bank online along with another company I think it was Amigo loans company who both approved the loan but requested wage slips,I'd etc he rang them up and cancelled it.0
-
An expired passport should be OK for ID.loose does not rhyme with choose but lose does and is the word you meant to write.0
-
He spoke with the loan company's regarding expired passport who both advised they could not accept it as I'd as it is expired?0
-
Amigo Loans? How desperate is he? That is a very expensive loan where non payment leads to the loss of friendships.Yes he applied to Clydsdale Bank online along with another company I think it was Amigo loans company who both approved the loan but requested wage slips,I'd etc he rang them up and cancelled it.
Why doesn't he just renew the passport? £72.50...it makes life so much easier.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
Yes true he needs a loan urgently,thought by applying to Amigo loans it may have by passed Id/wage slips request etc
He could renew passport possibly within 24hrs by paying little more extra for the fast track service unfortunately still leaves him with the wage slip problem?
He has been getting paid in cash,haven't even been putting it through the bank!He spoke with his boss and requested some kind of proof of earnings..Unfortunately the place he works for have a bit of a reputation for saying they will sort it out and don't..
other problem he has is he has only been working for last few months..
His work have took his bank details and shall get it processed so wages go into his bank account
He also needs the loan urgently latest by 13th of this month,he reckons he could get passport renewed but he is unsure of the wage slip carry on as other staff within have advised there very laid back when it comes to asking them to provide stuff even though by law they are obliged to provide it0 -
Excuse me for asking but what is the emergency? What cannot wait?Yes true he needs a loan urgently,thought by applying to Amigo loans it may have by passed Id/wage slips request etc
He could renew passport possibly within 24hrs by paying little more extra for the fast track service unfortunately still leaves him with the wage slip problem?
He has been getting paid in cash,haven't even been putting it through the bank!He spoke with his boss and requested some kind of proof of earnings..Unfortunately the place he works for have a bit of a reputation for saying they will sort it out and don't..
other problem he has is he has only been working for last few months..
His work have took his bank details and shall get it processed so wages go into his bank account
He also needs the loan urgently latest by 13th of this month,he reckons he could get passport renewed but he is unsure of the wage slip carry on as other staff within have advised there very laid back when it comes to asking them to provide stuff even though by law they are obliged to provide it:footie: Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
His son has rang up some debt with loan-sharks who have provided a dead line for the money to be paid by that date!(Unfortunately they do have a bit of a reputation these guys!)
My friend and his son are under no circumstances wanting to get the police involved unless its the last straw!
Yes friends son is kicking himself/beating himself up for getting involved with these private loan sharks in the first place.
In an ideal world friend wants to pay his debt off and move on.
It has only recently come to light so please spare the obvious remarks for getting involved with these kind of people in the first place etc0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards