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Friend needs a loan,looking for company that don't look for proof/Id

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Comments

  • j3251
    j3251 Posts: 259 Forumite
    I thought that was 1 of the obvious answers given the fact Ive explained the story of how the money is required..
  • A small pay day loan Yes, but for £7.5k any lender will want to see prood of ID ect...

    He's no chance of getting a legit load without ID.
  • j3251
    j3251 Posts: 259 Forumite
    Because if he found a loan company who were definitely looking for a passport as I'd he could get it renewed within 24hrs (fast track service)could also provide credit card utility bills along with birth lines
  • redcard
    redcard Posts: 1,563 Forumite
    Part of the Furniture Combo Breaker
    I'm pretty sure this thread is research for an Eastenders storyline.
    Hope over Fear. #VoteYes
  • j3251
    j3251 Posts: 259 Forumite
    I see at the same token i can appreciate most companies looking for I'd/proof prior to handing out a loan..

    I think so far answers to the questions are coming in as no
  • j3251
    j3251 Posts: 259 Forumite
    Lol east Enders story line hmm merry Christmas to you too
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    j3251 wrote: »
    Well that's his problem I guess,Question is are there any loan companies who would provide a loan without I'd/proof and base it on a credit search result?
    If he wants a loan of that size then he will need payslips and proof of who he is. He could borrow £100 from several places with little ID but that amount of money is far too much. provident being one but they are just as bad as loan sharks....they knock on your door every week asking for their £3.50 weekly payment. Once you've made several payments and appear reliable they'll offer up to £500.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • j3251
    j3251 Posts: 259 Forumite
    True..Even with provident I don't think he would be able to get that kind of money until you have paid several loans with them..not asking into account there percentage rates..
  • j3251
    j3251 Posts: 259 Forumite
    Would he be allowed to call HMRC and ask them to send something out confirming his earnings?
  • JuicyJesus
    JuicyJesus Posts: 3,832 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    j3251 wrote: »
    Would he be allowed to call HMRC and ask them to send something out confirming his earnings?

    HMRC don't receive information about earnings, only about tax paid to them. If they knew what income everyone had then tax evasion would be exceptionally difficult.

    If his own bank won't lend to him then there's no way any others will consider it, especially not without ID and proof of income.
    urs sinserly,
    ~~joosy jeezus~~
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