Do you live to moneysave ...or moneysave to live?

victory

I moneysave to get better products for a cheaper price.:D

My mantra is 'never pay full price for anything' and I don't, I have been known to wait for months for it to come down in price, never go anywhere without vouchers or money off deals, car boot sales, charity shops, always compare the market, check out ebay, gumtree, I know all the tricks:D

I just bought a coffee maker off ebay should have been £190:eek: paid brand new pick up from the next down so no postage - £44 bargain:D love a bargain.

Debenhams now have a huge sale on got some tops from there original price £22 now £3:D just because they are putting out the xmas stock:D

Never pay full price for anything:D:D

Gloomendoom

We moneysave to moneysplurge on things that we wouldn't be able to afford if we didn't.

It helps that both of us were brought up by 'careful' parents.

LEJC

Gloomendoom wrote: »

We moneysave to moneysplurge on things that we wouldn't be able to afford if we didn't.

I love that phrase too...what do you splurge on?....

Last year on holiday we splurged on heli transfers from airport to resort...something totally out of character but achievable because of careful compromises the rest of the year.

paulineb_2

Ive always been fairly careful with money but this year Ive been more so. I dont go to car boots or use gumtree much, but I use groupon and similar. Ive used groupon the last few times Ive had my hair done, but next time I plan to go to the local college, they do highlights and a cut for £10.

I shop for food at aldi and home bargains, Ive also used approved food in the past, I also use yellow stickered shopping in the supermarkets.

Ive not bought any new clothes apart from fitness wear for my job in about 6 years, anything else Ive bought has come from second hand shops.

Im skint and thats why I do it, but its a way of life for me now and its not that much of a hardship really.

I dont do it anymore as I rarely drink wine these days but I used to brew wine from kits from a shop called the art of brewing, youd get about 20 bottles for around £30 once you had bought the kit to do it with.

Never managed to try making it from scratch.

tiger_eyes

I moneysave for financial security. I don't want to worry about what will happen in the future.

ziggy2004

A bit of both, we budget very carefully which is both needed as we could easily spend double our income but we manage to save extra which goes to annual memberships or holidays.

Treevo

I don't see it as moneysaving really - more getting the most value out of what I'm willing to spend. I've never seen the point of buying cheap things that will break easily - they're a false economy. So I shop around and buy quality at the best possible price. We don't need to do that, but by doing it we can divert the money to savings and OPing the mortgage.

I doubt we'll be able to count on a state pension so we're acting as if it doesn't exist and taking the worst case scenario for OH's pension. I don't plan on ever being poor, certainly not in my old age.

Norma_Desmond

Can I be awkward and say that I'm neither?

I'll look for the best value items in essentials such as food by nature, but if something's nicer and not a stupid price I'll just buy it.

I've never really bothered with coupons etc.

I have virtually nothing new in my house because I love antiques and do all my shopping at auctions/Ebay/junk shops.

When I can buy a Chinese Chippendale dining table or an old, beautiful leather chesterfield sofa for under £100 then that's what I prefer to do - I genuinely don't understand how folk can fork out so much money for badly made, mass produced MDF carp.

Same applies to clothes - vintage and cheap from choice.

Days out often consist of a sandwich and rockpooling on the beach............

Which means we're 'comfortable' and can usually afford eating out when we want to, a ready supply of Prosecco (;)) and a good yearly holiday out of our 'savings' - as long as the ruddy roof doesn't need fixing again. :mad:

NoGoodNamesLeft

I think I live to moneysave now, but I wasn't brought up that way. I have a mother whose hobby is shopping. She thinks nothing of spending £40 on a pair of trousers and then dropping them in the bin because they don't fit properly. I don't want to end up like that, so it motivates me to save and now I get a sense of satisfaction from being careful with money.

I honestly can't remember paying full price for clothes (car boot sales and charity shops usually) and we do without expensive phones, etc without really noticing their absence. This means that we can keep two spoiled cats and are able to treat ourselves occasionally to things like days out and the odd computer game.

claire16c

I mainly look out for deals etc because I can't resist a bargain but also to get us things we could never afford otherwise.

I find lots of my friends just never look into this stuff. For instance lots of them go on holidays but never bother to collect airmiles or loyalty points. Last year we flew to Hawaii in business class all on airmiles! That would have cost thousands!

I have points cards for nearly every shop I go in & by Christmas I have tons of points to buy presents with.

I sell all my old clothes on eBay & once I've got £50 I transfer it into savings. I do the same with surveys I do.

I have friends who earn more or similar wages to me yet seem to miss out on things because they just never look how to get things cheaper.

My SILs partner last year booked them a holiday to Spain by walking in a travel agent because they're not confident at going online. They paid about £800pp. They told me about the hol & I found the same hotel & flights for around £450pp on Expedia. So they went back & cancelled the holiday & luckily lost only a small deposit. I said next time come to me and I'll help or ask a friend! Don't just panic & waste hundreds of pounds.

I rarely buy anything unless I've checked various websites first. I go to Costco to buy stuff in bulk. Use offers at the cinema.

However I'm lucky in that we don't need to do it to live but it certainly makes living a lot nicer!