Guaranteed Pension credit - Mortgage Interest

princessdon

oldboy64 wrote: »

I too am a taxpayer!

and all that I am asking for is my entitlement that everyone else has.
Instead of moaning about me, you seem to have the opinion that mortgage interest shouldn't be paid for by the taxpayers for anybody that claims a means tested benefit - ESA/JSA/GPC.

Or are you suggesting that I am a special case and that I shouldn't receive any help?

How are you a tax payer? Your wife would not get PC and you SMI if you personally had earnings over the tax threshold in addition to her state pension.

oldboy64

princessdon wrote: »

How are you a tax payer? Your wife would not get PC and you SMI if you personally had earnings over the tax threshold in addition to her state pension.

Then clearly you do not understand the benefit system and how it inter links with the tax system.

I have already explained in great detail in the following thread.

https://forums.moneysavingexpert.com/discussion/4750935
POST 28

It is more than possible to have to pay tax as well as receive a means tested benefit AND receive help with the mortgage interest.

princessdon

oldboy64 wrote: »

Then clearly you do not understand the benefit system and how it inter links with the tax system.

I have already explained in great detail in the following thread.

https://forums.moneysavingexpert.com/discussion/4750935
POST 28

It is more than possible to have to pay tax as well as receive a means tested benefit AND receive help with the mortgage interest.

But the couple rate for GPC is 202 pw, you say you have an income of
237 pw BEFORE you add her pension.

Pollycat

oldboy64 wrote: »

I too am a taxpayer!

and all that I am asking for is my entitlement that everyone else has.
Instead of moaning about me, you seem to have the opinion that mortgage interest shouldn't be paid for by the taxpayers for anybody that claims a means tested benefit - ESA/JSA/GPC.

I don't have that opinion at all.
I have no objection to people in need of benefits claiming & receiving them.

I do, however, think people who can afford to go out and pay £1500 for a Mulberry handbag shouldn't moan that a delay in benefits being paid is affecting their cash flow.

oldboy64 wrote: »

Or are you suggesting that I am a special case and that I shouldn't receive any help?

I think a lot of posters on here think you're a special case. :rotfl:

evenasus

oldboy64 wrote: »

Then clearly you do not understand the benefit system and how it inter links with the tax system.

You have a lot in common with rotoguys

rotoguys wrote: »

We receive ESA (Support Group) & DLA for me, AA & OAP for my wife and have our income topped up with Pension Credit including two lots of Carers Allowance + all of the mortgage interest paid.......

lld01

Also has a fair bit in common with Tokenfield

tokenfield wrote: »

The information and case I quoted came about after I asked if anybody else had had problems with Woolwich/Barclays as I am having similar problems.
Guaranteed Pension Credit was awarded to me on the 9th May 2013, backdated to the 8th March 2013. A MI12 was sent to the Woolwich on the 21st March 2013. After speaking with the Pension Service on the 6th June 2013, I was informed that it had not been returned to them. They sent me another MI12 which arrived on the 10th June 2013 and was posted to the Woolwich on the same day.
I spoke once again with the Pension Service on the 12th July only to be told that neither forms had still not been received.
I was told to wait another 4 weeks! A telephone call will be made in mid August to see what is happening.

So far I have added £1905 to my credit card balance after making the past 5 months of repayments.

oldboy64

princessdon wrote: »

But the couple rate for GPC is 202 pw, you say you have an income of
237 pw BEFORE you add her pension.

No it's not - it is £222.05 a week.

Yes I have an income of £237 a week - so??

Our total income (excluding DLA & AA) is £293.65 a week

With all of the add ons that you get on top of the £222.05, it takes the figure up to £407.65 a week that the government say we need as a minimum in order to live on in a basic way.

It's not rocket science is it?

xylophone

annoy someone else!

I suspect that the only person getting annoyed ( rather than wryly amused) is your good self!:D

I wonder why?

lld01

oldboy64 wrote: »

No it's not - it is £222.05 a week.

Yes I have an income of £237 a week - so??

Our total income (excluding DLA & AA) is £293.65 a week

With all of the add ons that you get on top of the £222.05, it takes the figure up to £407.65 a week that the government say we need as a minimum in order to live on in a basic way.

It's not rocket science is it?

With the figures you quoted in your other post, you should be entitled to a couple of pounds savings credit also.

Best give the Pension Service a quick call!

xylophone

No it's not - it is £222.05 a week.

"He knows, you know!" (Acknowledgements to comedienne Hylda Baker.."

See page 4 http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS48_Pension_Credit_fcs.pdf?dtrk=true and for the explanation of the largesse apparently showered on Mr and Mrs O, the rest of this lengthy document.