Guaranteed Pension credit - Mortgage Interest

oldboy64

Hi Another case I have on the go at the moment.

Facts

Claim for PC made 1st March 2013. After a lot of toing and froing I eventually receive 6 sheets of paper showing calculations of what is due to us plus an AIP letter telling me that payments will continue up the day before my 65th birthday (2014). Took them 17 weeks to get there but that was quick according to them!! Never actually received an award letter or even a decision letter but that doesn't surprise me.

Shortly after applying I received a MI12 form for mortgage interest. Filled it in and sent it off to the Woolwich.

Come end of May 2013, I telephoned the Pension Service to see what was happening with my claim and mortgage interest payment. Claim received and being processed but 'sorry no sign of the MI12 - we will send you another'.

So early June 2013 off goes another MI12 to the Woolwich.

Come mid July 2013 with Guaranteed Pension Credit now in payment I telephoned the Pension Service Once more. 'Have you now received the MI12 from the Woolwich?' - 'Nope, sorry not received - do you want us to send you another one to fill out?'

'No I don't damn well want another' I replied, 'I want either one of the two I have sent in dealt with' - 'Sorry sir but none have been received here - is there anything else that I can help you with today' - 'No there damn well isn't!'

I have tried ringing the Woolwich but no joy, no one ever rings me back - tried three times.

Two questions

As and when I manage to get help with the mortgage, will they back date it to the 1st March 2013 (when I first applied)? I am of the opinion that it will be this time next year before anything gets sorted.

Other than starting writing letters to both the Pension Service and the Woolwich, which will only end up in a game of ping pong - is there anything else that can be done to sort it out. Or do I just accept what the current position is and wait?

The mortgage is costing me over £350 a month, although the interest is about half that amount (£175) and together with having to pay the finance on the car (£300) out of income as well (DLA Mobility element is now 4 weeks late from restarting after I returned my Motability car and not expecting it to be sorted this side of October) it is slightly affecting our cash flow.

As each month goes by we are down by a total of £240 DLA and £175 approx SMI - £415 approx.

oldboy64

Bumped up to hopefully to await some meaningful comments or advice.

cbrown372

Sue them, gain thousands that way, then you can retire from joining up with multiple names on MSE :beer:

oldboy64

cbrown372 wrote: »

Sue them, gain thousands that way, then you can retire from joining up with multiple names on MSE :beer:

Why waste your time and mine come to it by posting such a silly comment that has nothing to do with the question I asked.

Are you able to read properly - if so go back to the original posting and see if you can do a little better

Thank you.

[Deleted User]

ever thought that the woolwich could be at fault?

xylophone

As each month goes by we are down by a total of £240 DLA and £175 approx SMI - £415 approx.

Mrs Oldboy is going to have to kick that shopping habit.....:rotfl:
https://forums.moneysavingexpert.com/discussion/comment/62957794#Comment_62957794

Who said I didn't need it - it all comes in handy down to the last penny.

Of course we can spend it, try telling my wife that - she would have a heart attack on the spot! She rolled home on Saturday after spending the day shopping with our daughters' with a Mullberry handbag (if that is how you spell it) - when I asked how much it cost - I was told not to ask!.

Handbags & shoes, handbags & shoes.

http://www.mulberry.com/shop/whats-new/?gclid=CIvcg8LRnrkCFfIPtAod0BcAGw

oldboy64

woodbine wrote: »

ever thought that the woolwich could be at fault?

Thank you for reading my post and replying with such a sensible question.

Yes I thought that myself, but they insist that they have returned at least one of the MI12's to the Pension Service.

oldboy64

xylophone wrote: »

Mrs Oldboy is going to have to kick that shopping habit.....:rotfl:
https://forums.moneysavingexpert.com/discussion/comment/62957794#Comment_62957794



http://www.mulberry.com/shop/whats-new/?gclid=CIvcg8LRnrkCFfIPtAod0BcAGw

Once again has that post anything to do with the point in question? No.

If you have nothing else to offer, trot along and annoy someone else! Others may wish to be more understanding of the predicament we find ourselves in.

For your information this was the one that she came home with. And yes, we can afford it.
http://www.mulberry.com/shop/womens-bags/totes/bayswater-double-zip-tote-taupe-shiny-goat

superwoman4

oldboy64 wrote: »

Once again has that post anything to do with the point in question? No.

If you have nothing else to offer, trot along and annoy someone else! Others may wish to be more understanding of the predicament we find ourselves in.

For your information this was the one that she came home with. And yes, we can afford it.
http://www.mulberry.com/shop/womens-bags/totes/bayswater-double-zip-tote-taupe-shiny-goat

So your wife goes out shopping for designer shoes and handbags yet she has care needs and needs an electric bath seat and bed rail.
Tell her to be careful in her stilettos and make sure she doesn't get mugged for that handbag, after all she is 70 years old!!!

oldboy64 wrote: »

Most councils are now saying that there are alternatives to a walk in bath.

My wife has been given an electric bath seat that rises and falls so that she can sit on it and lower herself into the water. An absolute godsend. She has also been given a bed rail that fits under the mattress so she can get out of bed on her own (toilet in the night).
We were a bit disappointed with the perching stools, they are big (wide legs) and take up too much room, so that has now found it's way into the shower room for my use.

All came from Social Services via an OT assessment. The OT also told the DWP that my wife needs help day and night for her Attendance Allowance claim - don't know where she dreamt that up from? The aids supplied now reduce my wife's needs and I am able to leave her to sort herself out more often than not.

Pollycat

oldboy64 wrote: »

Once again has that post anything to do with the point in question? No.

If you have nothing else to offer, trot along and annoy someone else! Others may wish to be more understanding of the predicament we find ourselves in.

For your information this was the one that she came home with. And yes, we can afford it.
http://www.mulberry.com/shop/womens-bags/totes/bayswater-double-zip-tote-taupe-shiny-goat

Actually, the post you quoted does have something to do with the point in question - when you have a rant about the Pension Service's actions affecting your cash flow.

Maybe you should reconsider your wife's spending habits as that also seem to be affecting your cash flow.
£1500 on a handbag!

And you're moaning about we tax-payers not funding your interest on your mortgage.

oldboy64 wrote: »

The mortgage is costing me over £350 a month, although the interest is about half that amount (£175) and together with having to pay the finance on the car (£300) out of income as well (DLA Mobility element is now 4 weeks late from restarting after I returned my Motability car and not expecting it to be sorted this side of October) it is slightly affecting our cash flow.

As each month goes by we are down by a total of £240 DLA and £175 approx SMI - £415 approx.

oldboy64

Pollycat wrote: »

And you're moaning about we tax-payers not funding your interest on your mortgage.

I too am a taxpayer!

and all that I am asking for is my entitlement that everyone else has.
Instead of moaning about me, you seem to have the opinion that mortgage interest shouldn't be paid for by the taxpayers for anybody that claims a means tested benefit - ESA/JSA/GPC.

Or are you suggesting that I am a special case and that I shouldn't receive any help?