Advice required

9 Posts
Hi I am in urgent need of advice and/or tips. Long story so please bear with me...
I have been married for just over two years and have recently had a baby. When I was pregnant we moved to a bigger home with a huge mortgage (about £900 per month). It was more than doable on both of our salaries, however to mortgage is only in my name due to husbands credit rating.
During pregnancy it was a joint decision for me to give up work to take care of our child. So I handed in my notice and am currently 'working' (on mat leave) my notice. My car is a company car so that will be going back in the next couple of weeks. The mortgage was still doable on husbands salary.
Anyhow... Last week my husband announced that he no longer wanted to live with me and would like a divorce.
So basically I am stuck with no job, a huge mortgage and no car. Oh and a 4 month old baby.
I currently have £2k in the bank so am ok for the next 6-8 weeks. But after that I am up the proverbial without a paddle.
Im sure I could pick up a little job, but then I'll have to worry about the cost of childcare.
Any tips / advice would be most welcome.
I have been married for just over two years and have recently had a baby. When I was pregnant we moved to a bigger home with a huge mortgage (about £900 per month). It was more than doable on both of our salaries, however to mortgage is only in my name due to husbands credit rating.
During pregnancy it was a joint decision for me to give up work to take care of our child. So I handed in my notice and am currently 'working' (on mat leave) my notice. My car is a company car so that will be going back in the next couple of weeks. The mortgage was still doable on husbands salary.
Anyhow... Last week my husband announced that he no longer wanted to live with me and would like a divorce.
So basically I am stuck with no job, a huge mortgage and no car. Oh and a 4 month old baby.
I currently have £2k in the bank so am ok for the next 6-8 weeks. But after that I am up the proverbial without a paddle.
Im sure I could pick up a little job, but then I'll have to worry about the cost of childcare.
Any tips / advice would be most welcome.
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I tried that on Friday - they said no because they have already filled the position.
Joined quidco
written to baby food companies advising of my dilema, a couple have sent me some money off coupons and Ella's kitchen kindly sent a couple of samples.
Sold a load my clothes, babys toys and clothes etc on eBay / facebook.
Cancelled Sky.
Must seem very daunting at the moment but there are ways around it and I'm sure with a new baby this is feeling awful.
Do you have other debts? People on here will be great at helping with budgeting but you need to sort the benefits and notify the mortgage company as soon as possible.
Good luck
LBM Dec12 excl mort 47,207/42,784 Dec13
Excl mortg and CTC 39,578/35,995 Dec13
Incl mortg 230,035/214,454 Dec13
Extra payment a week:this week £0 / YTD£1,457.55
I havent got any other debts. And i dont think I will be entitled to any benefits for a while as I resigned from my position.
I will be entitled to family allowance now though, so will be sure to apply for that.
Nothing has been discussed since he left. He hasnt been in touch. So I have no idea RE maintenance.
I will make an apt for CAB tomorrow.
I am sure it'll all hit me soon, but right now I'm just livid and seething.
Would you be able to downsize so that you could manage better on whatever child support your OH can/will pay ?
What a pig he sounds, surely he'd been having thoughts of leaving for some time, why let you get pregnant, move house and resign ? I'm so sorry.