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Diary of a home owner wannabe (my 6 year journey)

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Comments

  • *puts the St Bernards on standby* Good luck out there, if last night is anything to go by you'll need it! :eek:
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • pennyforthepot
    pennyforthepot Posts: 652 Forumite
    edited 23 December 2013 at 11:53PM
    Been a bit remiss on here - busy time for us all. DS has been really poorly with a nasty chest infection hopefully on the mend now. Made it back from Mr T - several times now and even ventured into W@itrose today. Way way way over spent on the Xmas food budget and last minute stocking fillers - thank goodness I did most of the shopping early - dread to think what I would spent :eek: one last food shop tomorrow for the little bits I forgot today.

    Not even going to mention the MS word - it's not been in my vocab this week.

    Merry christmas everyone if I don't get back on here before :)

    PFTP X
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • pennyforthepot
    pennyforthepot Posts: 652 Forumite
    edited 31 December 2013 at 3:51PM
    ..... and relax :)

    Survived Christmas and had a lovely time. Everyone enjoyed their presents and scoffed up all the Christmas food and we even managed a trip to see the family on Christmas day too.

    Finances not looking very healthy - lots of fuel to visit the family and far too much spent on party food and drink but hey ho its Christmas and it could have been a lot worse :o I think next year I'm going to put £15 a month away to cover those additional food costs. We will be eating out of the freezer for the next 5 days until the new year - so I'm sure there will be some strange meals to make up.

    Not much else to report on the MS front - may pop out over the next few days to see if I can pick up some bday/xmas pressies in the sales :money:

    TO DO LIST:
    1. [STRIKE]washing[/STRIKE]
    2. [STRIKE]find out what we have in the freezer[/STRIKE]
    3. [STRIKE]take kids to dads[/STRIKE]
    4. g[STRIKE]eneral tidy up[/STRIKE]
    5. [STRIKE]read my book[/STRIKE]

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • pennyforthepot
    pennyforthepot Posts: 652 Forumite
    edited 31 December 2013 at 3:52PM
    ..... and relax :)

    Survived Christmas and had a lovely time. Everyone enjoyed their presents and scoffed up all the Christmas food and we even managed a trip to see the family on Christmas day too.

    Finances not looking very healthy - lots of fuel to visit the family and far too much spent on party food and drink but hey ho its Christmas and it could have been a lot worse :o I think next year I'm going to put £15 a month away to cover those additional food costs. We will be eating out of the freezer for the next 5 days until the new year - so I'm sure there will be some strange meals to make up.

    Not much else to report on the MS front - may pop out over the next few days to see if I can pick up some bday/xmas pressies in the sales :money:

    TO DO LIST:
    1. [STRIKE]washing[/STRIKE]
    2. [STRIKE]find out what we have in the freezer[/STRIKE]
    3. [STRIKE]take kids to dads[/STRIKE]
    4. [STRIKE]general tidy up - [/STRIKE]well I had a good look at it :o
    5. [STRIKE]read my book[/STRIKE] bliss

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • edinburgher
    edinburgher Posts: 14,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Many happy returns PFTP - I hope Santa was good to you?

    This is our first relaxing day after Christmas as well, looking forward to catching up on diaries, spreadsheets and probably a beer or two :)
  • Many happy returns PFTP - I hope Santa was good to you?

    This is our first relaxing day after Christmas as well, looking forward to catching up on diaries, spreadsheets and probably a beer or two :)

    MERRY CHRISTMAS Edinburgher - Santa was very good to me thank you. He has helped me to be more MS for next year by giving me some money towards my freezer fund - another freezer to store my Mr T bargains :rotfl:

    Hope you and Mrs E had a lovely time too. Like you I'm doing my spreadsheets and budgets for next year - how sad am I? :D

    Have a great New Year

    PFTPx
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • Busy weekend deep cleaning DS2s bedroom - we've only been here 3 months and it took me nearly a whole day to clear it out - teenagers - gross :eek:

    DH and I went for a lovely walk this morning whilst the kids are at their respective parents - it was beautiful and sunny - we've decided to do it more often as we seem to have got out the habit over the last year or so. I did have a small spend today as we treated ourselves to a sunday paper and a fry up on the way back at the local cafe. Money well spent if you ask me :D

    I've been spending some time thinking and planning for next year in terms of savings targets and budgeting. Things were pretty tight this year due to DH leaving work and I don't think I quite got the balance right in terms of saving and still enjoying life so I am going to give us a bit more to spend on a monthly basis on going out and make the most of going for walks and coffees with him.

    I've estimated that the maximum I will be able to save will be £15,000 plus whatever interest I earn from my savings accounts - I am aiming for a grand total of £18,000. This is £2000 off my target but I would rather have a happy home next year.

    Off to rest my weary feet.

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • edinburgher
    edinburgher Posts: 14,060 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your plans all sound perfectly sensible PFTP. It's a marathon, not a sprint (even if we're trying to jog).

    That made no sense, but I agree with you ;)
  • Your plans all sound perfectly sensible PFTP. It's a marathon, not a sprint (even if we're trying to jog).

    That made no sense, but I agree with you ;)

    Explained perfectly :rotfl:

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • pennyforthepot
    pennyforthepot Posts: 652 Forumite
    edited 31 December 2013 at 3:53PM
    Started my Xmas shopping for 2014 :rotfl: Picked up some bargains from Boots and Mr T so everyone is set for toiletries next xmas. If I could be bothered I would pop into the nearest big shopping centre to do some real bargain hunting for next year but as it's peeing it down and I really can't face the crowds I will give it a miss.

    TO DO LIST
    1. [STRIKE]clean en-suite bathroom[/STRIKE]
    2. vacuum and polish dining room
    3. [STRIKE]freezer list[/STRIKE]
    4. [STRIKE]food plan for the next week[/STRIKE]
    5. [STRIKE]take it easy[/STRIKE]
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
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