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Diary of a home owner wannabe (my 6 year journey)

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Comments

  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Disney princess films sounds like my kind of party :D

    I have a sofa snooze scheduled today too :T
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • pennyforthepot
    pennyforthepot Posts: 652 Forumite
    edited 13 January 2014 at 5:21PM
    Had a lovely weekend with DH - spent the day on the sofa binging on 24 on Netflix on Saturday then a 6 mile walk through the countryside on Sunday morning followed by a much deserved fry up at our local cafe nom nom! NSD on Saturday and £8 on Sunday for fry up and a few bits for tea.

    Daily food budget is at £8.88 - do need to buy some sausages and eggs to make Toad in the Hole today but have a few more meals in the freezer which should see us through to Friday I hope.

    Not much else to report on the MS front - just trying not to spend a lot :rotfl:

    TO DO LIST:
    1. [STRIKE]read meters[/STRIKE]
    2. [STRIKE]TG&WI[/STRIKE]
    3. [STRIKE]business accounts[/STRIKE]
    4. find out about badminton classes for DS
    5. [STRIKE]letter to school for DD[/STRIKE]
    6. [STRIKE]check accounts[/STRIKE]
    7. [STRIKE]VAT submission[/STRIKE]
    8. [STRIKE]Mr T for bits for tea[/STRIKE]

    Have a good one

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • pennyforthepot
    pennyforthepot Posts: 652 Forumite
    edited 15 January 2014 at 11:53AM
    Out to lunch with the girlies today and boy do I need it. I feel like I have cabin fever at the moment - desperately in need of a change of scene and a good old moan :o It should only be a fiver as we just go and have a sandwich and a cuppa at the local golf club.

    I watched Benefits Street last night - it is a real eye open as to how little some people have - makes me feel grateful for being where I am.

    I had to tell DH that this month would be the last that he could receive a salary as he hasn't worked for a couple of months and there is nothing coming in until April - it's nothing he didn't know but I think me telling him meant that he had to face up to it. He was a bit down yesterday and has been looking on job sites. He has found something he is going to apply so lets see where it goes.

    I have asked him to put the jeep up for sale - he's going to try Autotrader and if nothing comes from that then We Buy Any Car. We don't need it really apart from a few times a year when we need to visit family and have to fit 5 people in the car. He wants to use the money that we get from it to put DSS2 on the insurance for the mini - I had to break it to him that we needed the money for other things (ie paying his outstanding tax bill:eek:) - he wasn't very happy. Sometimes I wonder what world he lives in!

    On a lighter note there is £8.88 in the daily food budget - down from yesterday but I did manage to get tomorrows dinner out of it.

    TO DO LIST
    1. finish off business accounts - so nearly there
    2. [STRIKE]GT&WI[/STRIKE]
    3. [STRIKE]complete online self assessment[/STRIKE]
    4. [STRIKE]MR T for some veg for tea[/STRIKE]
    5. [STRIKE]budget accounts and spreadsheet[/STRIKE]
    6. [STRIKE]take DS to programming course[/STRIKE]
    7. [STRIKE]quick nose in Waitrose for any bargains[/STRIKE]
    8. [STRIKE]lunch with girlies[/STRIKE]
    9. fi[STRIKE]nd out about badminton which I didnt do yesterday[/STRIKE]

    Nearly half way through the month - it's feels like a long one :(

    Enjoy PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I have asked him to put the jeep up for sale - he's going to try Autotrader and if nothing comes from that then We Buy Any Car. We don't need it really apart from a few times a year when we need to visit family and have to fit 5 people in the car. He wants to use the money that we get from it to put DSS2 on the insurance for the mini - I had to break it to him that we needed the money for other things (ie paying his outstanding tax bill:eek:) - he wasn't very happy. Sometimes I wonder what world he lives in!
    I feel for you Penny, my OH is the exact same. He knows how much I've got coming in yet expects holidays all over the shop, it's utterly hair raising at times!

    Hope you had a lovely lunch out, a good moan to let off steam makes all the difference!
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • edinburgher
    edinburgher Posts: 14,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I can't help but wonder whether the MFW men would get away with so many cheeky comments about their girls, partners and wives :p

    Why are there so few MFW chaps?
  • I feel for you Penny, my OH is the exact same. He knows how much I've got coming in yet expects holidays all over the shop, it's utterly hair raising at times!

    Hope you had a lovely lunch out, a good moan to let off steam makes all the difference!

    Thanks Pearla*Merle - it helps so much to know that there are others out there who struggle with their OH's. Lunch was great thanks - there is nothing better than having a good old winge with good friends :)

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • Week 3 of 2014! The last two weeks have been big spends at just over £400 a pop. That doesn't include my dd's or rent payments - just stuff that needs to be paid for. I was hoping to make up for it this week but just paid out £135 and another £105 to be paid today for DS's badminton classes :eek: It would be nice to have one week when the only expenditure I had to worry about was food and petrol.

    Talking of food and petrol I put in £25 fuel yesterday bringing my total for the month so far at £50 that's good going and I hope to have some left over in my £100 budget at the end of January. Daily food budget stands at £9.03 - just need to pick up some tatties and squash and perhaps some bananas as they seem to be the cheapest fruit around at the moment. Grabbed some more conditioner and washing powder from Waitrose yesterday whilst it was half price - now stocked up for at least the next 18 months :rotfl:

    Getting closer to finishing off all my accounts for the businesss and even completed my self assessment form - which showed that I am owed £10 :D Haven't had any surveys to do for a while - though I did fill in one for the kids the other day about gaming - had no clue what it was on about :o

    Not a lot going on at the moment, with no work coming through I feel a little at a loose end. I'm thinking of volunteering at our local charity shop as I need to get out, get a bit of experience and help a charity at the same time. Once I've finished these accounts I will pop down and see if they need people.

    TO DO LIST
    1. accounts
    2. GT&WI
    3. book badmington classes
    4. remind DH to list the car on Auto Trader
    5. Mr T
    6. Take kids to their dads
    7. have a quick nose in Sainsburys to see if there are any bargains

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • I can't help but wonder whether the MFW men would get away with so many cheeky comments about their girls, partners and wives :p

    Why are there so few MFW chaps?

    As long as we have you Edinburgher we don't need any other chaps :j

    PFTP x
    Goal:to save £16,000 by 30/09/2019 claw back rental costs
    May18 -£2,954.33/£16,000
  • As long as we have you Edinburgher we don't need any other chaps :j

    PFTP x

    I would say thats true, but we have Froggy and southerndave aswell (are there any others?)

    It is a strange one though...

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I can't help but wonder whether the MFW men would get away with so many cheeky comments about their girls, partners and wives :p

    Why are there so few MFW chaps?
    Don't worry Ed, they surely would. :) But there definitely need to be more chaps on here... it would be nice to see a balance ;)

    Penny, hope you found some charity shop hours, they're such entertaining and wonderful places to be :)
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
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