Diary of a home owner wannabe (my 6 year journey)

Pearla*Merle

*lends penny's family cheerleading gear for the next several months/years*

You can do it!

pennyforthepot

Pearla*Merle wrote: »

Hurrah for finding money! And good luck with the business accounts - I need to do some of that myself. Was hoping to get most of it sorted out before Christmas but that's not looking likely now. Shall probably just shove it all out of my mind until January and hope for the best(!)

Thanks Pearla Merle - good luck with your accounts - still haven't finished mine :eek:- something always gets in the way. Cheerleading gear looks great on DH!
PFTP x

pennyforthepot

gallygirl wrote: »

5000 :eek::eek::eek::eek::eek:

5000 :eek: won't retiring on this then :rotfl:

PFTP x

edinburgher

pennyforthepot wrote: »

5000 :eek: won't retiring on this then :rotfl:

PFTP x

In fairness, I think I might retire before I hit 5000 - 625 and counting :rotfl:

pennyforthepot

Right one thing that I have to do today is submit the company annual returns to Companies House - if I don't do it then we will be fined :eek:

Last day of my financial month and £22.76 left in the daily food budget with just some veggies and fruit to buy. Hope to have an underspend of around £15 :j

Next year I am going to change the date I report my savings to the end of the month which I hope will make it easier to work out. I should officially have another month for this year's savings but I want to start the new year on the 1st Jan rather than having to wait till 20th. This means my savings target for this year will be based on 11 months rather than 12.

:beer:BROKE THROUGH MY £100,000 BARRIER THIS MONTH - £100,111.56 SAVED TO DATE :beer:
(this is higher than anticipated because of some costs that have not yet had to be paid for on my CC)

That means this year I have saved £15.111.56

I am pleased to have saved that as we have had a majorly expensive year and it has been a year since DH left work and I have had to pay all the bills. I am however, short on my savings target by around £5000 so next year I will have to pick up the slack and watch out for the slippage that happened this year. I'm really excited about setting a new target for next year and seeing my pot grow. Sad though it is I think I'm more excited about that than I am about Christmas

No list today - just that Annual Return ...

PFTP x

edinburgher

BROKE THROUGH MY £100,000 BARRIER THIS MONTH - £100,111.56 SAVED TO DATE

WD PFTP - you're a MEEELEEONAIRE!

gallygirl

edinburgher wrote: »

In fairness, I think I might retire before I hit 5000 - 625 and counting :rotfl:

I only redeemed in Feb so that's only taken me 10 months. Hoping with election 18 months away it may pick up even further :T

pennyforthepot wrote: »

:beer:BROKE THROUGH MY £100,000 BARRIER THIS MONTH - £100,111.56 SAVED TO DATE :beer:

:j:j Great stuff :j:j

Pearla*Merle

Well done on breaking 100k! :T

pennyforthepot

Oh ye-ah oh yeah (kinda sung) submitted my annual return :j

Thanks everyone for the congrats - thats £100,000 down and £150,000 to go :eek:

TO DO LIST

1. [STRIKE]write a list of the food I still need to get for xmas - am using the £71 underspend on my budgets for the year to pay for it[/STRIKE]
2. submit self assessment now that I have my login details
3. do the final bits of wrapping - ie put tags and ribbon on all the pressies
4. [STRIKE]list last few bits I still have to get - no matter how organised I am there is still something I forgot[/STRIKE]
5. [STRIKE]clean the toilets - they pong![/STRIKE]
6. [STRIKE]general tidy up[/STRIKE]
7. [STRIKE]think about doing my business accounts[/STRIKE]

PFTP x

pennyforthepot

Off to Mr T to do my xmas food shop :eek:

PFTP x