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I don't need another skinny Latte

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  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Phew, my viewsbank came in today £28.55, most of it for completing a very tedious house insurance telephone survey. I had to phone 6 insurance companies and ask for a quote, snore!
    Any way that is paid straight to the smallest card taking it below £300 and oh so close to 85% paid.
    Average daily spend is £22.60, still over by £3.27 so some more cutting back.
    I'm working away now until Friday so that should be no problem.

    Mileage claim in today for £306 paid at the end of the month, that will see off the penultimate card, so close, so exited :j

    Shopped at Sainsbobs tonight, I only went in to try this new ap called shopitize. Buy 4 pints of milk for £1, scan the barcode and receipt and get £1 back It seemed to work OK, and I got some yellow sticker stuff for the freezer while I was in. I have to earn £5 before I can withdraw anything from the ap though, and there's nothing else I need, will see how it goes.

    Oh my goodness, it's a long time til payday, another 14 days :(
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    13 days till payday......

    I needed some screen wash enroute today, £4.99 for 5 litres or £2.99 for concentrate that makes 10 litres mmmm:D

    Ebay stuff at £32, nearly half way to a blender :T

    Average daily spend £21.2, getting there, and I love this way to measure it!
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    10 days to payday .....:(

    I had another affiliate payout of £133, so close to paying off the BCard now.

    The dress I bought off FB last week for £7.50 sold tonight for £11 on fleabay, so well chuffed with that. Everything else is at £29 finishing tomorrow, and I've found a blender I want for £35, so I hope to order that tomorrow.

    Tonight I'm home alone, DD is as BFs and DS has gone to a party. I had to laugh as I ferried a car full or teenagers to the party. One of DSs friends described how he'd got everything ready for when he got home. Duvet in the back room, paracetamol, water, munchies and a sick bucket lol.
    Luckily until now DS has been really sensible, he doesn't seem to like to drink much, unlike his sister!
    Tomorrow I'm going walking with the activity club I joined,and pub lunch after. York is really expensive to park, however using justpark.com, I found a car park all day for £2.90. very impressed, it's the first time I've used that website, but will definitely use it again.
    DD is 18 is a couple of weeks. I've ordered a cute cake for her, its £36, I've never had a cake made before, but it's a special birthday so I'm splashing out a bit. She didn't want a party, so I'm taking her to Paris for a couple of days instead. Which reminds me I need to find some cheap park tickets.
    Shopping today £18 and filled up with fuel. A whole tank full for £44 :T
    Average daily spend year to date is £22.26, I still need to reduce this.
    Happy weekend all x
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Well done for turning a profit on the dress. OH has agreed that we can list some stuff tomorrow. Fingers crossed that they sell. I want a box emptied as well as the money.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    I'll have everything crossed for your fleabay sales INOD. I will be watching to see how you get on.

    Well I just checked my bank account and realised that my last BC payment went through twice, no idea how that happened. I've had to move money from my savings to cover it which is a bit of a pain.

    HOWEVER that did only leave £26 left on it, which I've now paid. SO down to just the one and only last card AND under £3000

    A momentous occasion, and not even any alcohol in the house to celebrate it with. I'll go and have a hot chocolate instead :beer:
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Fantastic news re the debt reduction, even if it was a bit of a surprise and well done on the Fleabay sale x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    What a busy week you've had and well done on funding your blender and paying off the BC, woo, 1 down, 1 to go :T:T Enjoy the hot choccie :D

    Love how you've set an average daily spend target and are tracking it - that's a brilliant idea. :)

    And a great birthday treat for DD, what a wonderful Mum you are. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    grannyx2 wrote: »
    Fantastic news re the debt reduction, even if it was a bit of a surprise and well done on the Fleabay sale x
    Thank you Granny :)
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Ali-OK wrote: »
    What a busy week you've had and well done on funding your blender and paying off the BC, woo, 1 down, 1 to go :T:T Enjoy the hot choccie :D

    Love how you've set an average daily spend target and are tracking it - that's a brilliant idea. :)

    And a great birthday treat for DD, what a wonderful Mum you are. :)
    Aw that's quite made my night, thank you Ali
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Is that the weekend gone already? I think I need another day to get over it :rotfl:

    Went for a lovely long walk today with my walking friends, and a very average pub lunch, I begrudge the £8.95 it cost. I'd be quite disappointed if I served it up myself.

    This weeks fleabay sales have generated....£60.60 :j Enough for a new blender and some. I just need to wait for peeps to pay up now. The sports books don't finish until later in the week, but with no bids or watchers, I think I've bought a box of lemons, oh well only a fiver lost.

    I hope you ll had a fun and frugal weekend
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

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