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I don't need another skinny Latte

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  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    2 NSDs already this week, although I will need to fill up again tomorrow to get me home. I hope it doesn't snow amy more, I don't want to be stuck here!
    I'm working away but just 1 night this week, and a travel claim for £85. Plus some free toiletries.
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Home again safe. The hotel I was staying in this week was ancient, I found out, thankfully after my last night, that it's really haunted. I thought it might have been, because it was so old. but I slept really well anyway and noticed nothing. I think I'll stay at the premier inn next time though!
    My blender arrived :j so I've been making lots of soups and smoothies, like it lots.

    All the sporting books finished on fleabay tonight, only 1 sold, although that wasn't until the last 5 minutes, however it did go for £10.25, so I've got back my £5 and a bit more. More exiting than doing surveys. However not sure if I can be bothered to list the other 5. The 3 that haven't sold have automatically relisted.

    DD expressed interest in some Sanctuary scrub for her birthday, so I found it with 1/3rd off on the b@@ts website, went though my works website to get 5% cash back, used my Amex to get 1% cash back and got 28 points too :T

    I've also got her a pendant (http://www.amazon.com/Sterling-Silver-Two-Piece-Pendant-Necklace/dp/B00HQALSEE) which I hope she'll like. It was free with some amaz@n vouchers I had.
    DD also wants some cheese, odd request for an 18th birthday, but she does like cheese!

    I've had a very frugal week so far, only purchased fuel and DDs gift, taking my average daily spend to £20.27, which is still an annual overspend of £344. At least its in the £100s instead of £1000s

    Business wise I have this week come to an agreement about the new website. Originally the seller was just wanting to sell me the content, I wanted the domain name, branding and email addresses, which she's now agreed to and I today parted with £1200 for the new website, it'll be a few weeks before it's all transferred over, but I'm sure it will pay for itself pretty quickly. I'm going to challenge myself to get payback within a year! After which I think it's going to be a bit of a cash cow :)

    That's all for now, busy weekend ahead, I hope you all have a great Friday x
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Wow, exciting to read about the business and your blender being put to good use already, great stuff :T

    Aww that pendant is gorgeous, certainly hope she loves it too.

    In total agreement about finding out the hotel was haunted after the stay :eek: and opting for elsewhere next time!

    The cheese is indeed a very interesting birthday request...a bit of indulgence like chocolate I guess but for the savoury fan. :)

    Your frugalness continues apace, you're doing so well. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Loving that having reported so much you sign off with that's all!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Skinnylatte
    Skinnylatte Posts: 1,244 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Home Insurance Hacker!
    Thank you for your continued support INOD & Ali.

    That was a good reminder, my life is a wirlwind, I resolve not to take on any more 'stuff'!

    I think I over did it on the exercise this weekend, 10 mile walk with my friend (only as we got lost!) and a 20 mile bike ride this morning, to say I'm jiggered is an understatement! But as I'm entering a couple of cycling challenges this year I need to be really fit. (Like that's not taking on more stuff!)

    It was a bit of a spendy weekend, but nothing major. I visited the butcher, baker and greeen grocer, which was twice the cost of Aldi, and here lies a moral dilema. I live in a lovely thriving market town with lots of independent shops, I really feel that I should support them, but it's certainly not very frugal. If every-one shopped like me though, I would live in a dreary town with half the shops boarded up.

    I went to the library to get the next book club book, however it wasn't in, or available to order. Which means I've had to buy it :mad: however by downloading kindle for iphone I've found it for £2.65:)

    It's DDs 18th this week, we're going out for a meal on Wednesday, that won't be cheap, I think it'll blow my eating out budget for the month, but special birthdays don't come around very often, so I won't stress about it too much.
    Tomorrow I'm taking her to hospital to have her brace adjusted, there will be a lunch in there somewhere too, it will be nice to spend some time with her, I hardly seem of have seen her the last couple of weeks.

    So another busy week, working away tuesday, meal out wednesday, bookclub thursday, and I've been invited to a race night friday. Nephews birthday saturday, round to a friends house saturday night and bread making course sunday. Phew need a week off.

    I'm going for my hot chocolate and early night. Hope you had a lovely weekend and have a great week x
    Pay off Car Loan £17,047 £10580 by Christmas 2022

    Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE]
    £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
    Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE]
    £100,546 26.1
    % DI [STRIKE]£9.13[/STRIKE] £6.07
    1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/2015

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    What a busy week - is there some rest planned as well? :D

    It's tricky with the independent shops, I do use the unusual ones we have here for some gifts, but haven't the bakers or butchers for years.

    Breadmaking course sounds good. I need to dust off my old machine and give it a whirl - been saying it for 15 months :eek:

    Go steady this week and have a lovely time with DD and enjoy the milestone of her 18th :beer:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Do the words pot, kettle and black ring true Ali? It's hilarious that you caution against overdoing it. What book are you reading SL?
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    I'm not that bad am I :eek::eek: :rotfl:
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Even you can't ask without a smile!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    True ! :D

    It's the difference between 'have to do' with not enough time and not feeling great and the 'choose to do' when I've got the time and health. I think. ;)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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