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I've just paid off my....
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Paid off my £1600 overdraft and closed the account after almost 5 years of maxing it out every month as a student. Never again am I having an overdraft facility on my account.
Only one debt to go until debt free!2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
Mortgage Overpayment Total: £22,397.10 -
I've just paid off a Barclays card - £391 and £1500 to another £3000 credit card debt. Since January, I've destroyed the £1500 overdraft (we are clear this month for the first time in a decade) and £2000 on the Barclay card. Down to just three cards now and a private loan to family to clear. At this rate, we should be all clear next year.Debt Free! Long road, but we did it
Meet my best friend : YNAB (you need a budget)
My other best friend is a filofax.
Do or do not, there is no try....Yoda.
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I retired last year, took a cash lump sum, paid off bank loan all other loans, bought a reasonable car, still have small income from private pension + state pension, think I got it right, still able to have the odd day out and continue with my hobbies0
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I've just paid off my Lloyds loan. The final £426 went off it this morning.
I hated that loan, it paid of DH's credit cards and now it's gone!
I can't stop smiling!!!Can I ever learn this budgeting lark? So far it's not looking promising
Lloyds loan - gone forever! :T
Bank of Mum and Dad gone forever!
Emergency Fund £1500 :T0 -
'Next' account, cleared and closed. It was the smallest but it's another thing ticked off.Total debt March 2014: £11,194. Now £4,198.
0% CC1: [STRIKE]£2,240[/STRIKE] £0. 0% CC2: [STRIKE]£1,934[/STRIKE] £0.
0% CC3: £0 0% CC4: £4,198.
12.9% Loan: [STRIKE]£3,000[/STRIKE] £0
14.9% HP: [STRIKE]£1,103[/STRIKE] £00 -
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...husband's car loan. ( everything is paid jointly)
Over £350 per month extraNumber of debts between us - 3 (2 @ 0%)0 -
Just found this thread.....wanted to say well done everyone!
I decided at xmas that I would clear all of my unsecured debts this year...so.....
25th Jan - repaid my catalogue £195
25th Feb -repaid my £500 overdraft and the last payment came out for a £3000 loan with Lloyds
25th March - repaid £1900 credit card
Have three loans left, one with Natwest £1300, one with Barclays £2800, and last one with NRAM £1250.
Cant wait to repay everything...its such a relief too see them going :T0 -
As of 10 minutes ago I got to join this thread
I've just paid off my vanquis card
There was a small balance owing and it was by far the lowest balance when I contacted SC so I've cleared it (was also highest interest) one more debt GONE FOREVER
Kate xLBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146paid with DMP £2275
F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount)
Total £9725
Current debt to repay £3,503.13 taking one day at a time0 -
Great stuff. Well done everybody and me. I paid off my mortgage 2 years early, last xmas. Last debt to go is £2770 on a 0% BT cc, hopefully will be debt free this xmas...:j
Debt free 4/7/14........:beer:0
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